Kātaitai ā-Wānanga
Whakataurite te utu o tētahi whare ka taea e koe te utu mai i tōna moni whiwhinga, ngā utu me te utu i te tuatahi.
Ka whakahōutia ngā hua i te wā e tātuhi ana.
Mo tēnei tātaitai
home affordability calculator calculates the maximum monthly payment for a home, based on your income, existing monthly debts, and down payment. It applies the standard lender debt-to-income ratio and a back-end total-debt ratio to find your maximum monthly payment, then works backward through the mortgage formula to a loan amount and a home price. For example, on an 80,000 salary with 500 of other monthly debts, the back-end limit allows 1,900 for housing; after setting aside about 425 for property tax and insurance, about 1,442 covers principal and interest, which at 7% over 30 years supports a home around 257,000.The home affordability calculator calculates the maximum monthly payment for a home, based on your income, existing monthly debts, and down payment.The tool calculates the maximum monthly payment for a home, based on your income.Use itUse itU
Ko nga pātai e pā ana
He aha nga ture 28/36?
Ko tētahi tikanga pūnoa o te kaiwhiwhi: kāore e nui ake i te 28% o te moni whiwhinga mārō i runga i te whare (te ōwehenga pito-mua) ā, kāore e nui ake i te 36% i runga i ngā moni katoa tae atu ki te whare (te ōwehenga pito-muri).
Kei roto rānei i tēnei te tāke taonga me te hua o te whakatūnga?
Kāore — e whakatau ana i te pūmatua me te hua o te hua e taea e koe te mau. He iti iho te āheitanga tūturu ina tāpiritia te tāke taonga, te whakatūnga whare me ētahi utu HOA, nō reira ka whakaarotia te tau hei tepe o runga.
He nui te whare ka taea e au te utu i runga i tana utu?
Ko te tohu ā-papa e 3 ki te 5 ngā wā o tō tātou moni whiwhinga tau, engari ka puta mai te tepe tūturu mai i te utu mārō o tō tātou moni whiwhinga me ngā moni moni whiwhinga i ngā uara o nāianei. Ka tāuru i ō rātou tau i runga ake; Ka whakaiti te uara hua nui ake i te utu e taea e koe te utu mō te pūtea ā-whāiti ōrite.
Ka taea e te utu nui ake te whakaae kia nui ake te whare?
Heoi, e rua. Ko te utu i raro e tāpiri hāngai ana ki te utu e taea e koe te hoko, ā, ki te tae ki te 20% ka tangohia te whirinaki, e whakawātea ana i te nui ake o tō koe moni mō te pūtake me te hua. Ka whakaiti hoki i te moni, e whakaiti ana i te hua o te ora.
He aha te whakatōpūtanga o ētahi atu utu e whakanui ana i te mea ka taea e au te utu?
Nā te mea ko te tepe o te 36% e tatau ana i ōna utu katoa. Ko ia tāuru o te kaitapere, te kāreti rānei e whakawāteatia ana e koe, e whakawātea ana i tētahi tāuru o te pūtea mārō mō te whare, e āhei ana ki te tāpiri i ngā tekau mā rua ki te utu o te kāinga e whakaaetia ana e koe.
He aha nga utu i tua atu i te pūmatua me te hua me whakaritea e au?
Ko te tāke taonga, te whakatūtū o te kaipupuri whare, ngā utu HOA me te whakatūtū o te pānga katoa e haere ana i runga i te pūtake me te hua, tae atu ki ngā utu whakahaere me te kati. Ka taea e ngā āpure hōhonu te tāuru tāke, whakatūtū me te HOA kia taea ai e te utu te whakaatu i te utu katoa o te marama, ehara i te moni anake.
API — whakamahi tēnei tātaitai mai i te waehere
E kī ana tēnei tātaitai hei wāhi mutunga kore JSON - kāore he kī e hiahiatia ana. Ka tukuna ngā uara āpure i raro nei hei tohutoro pātai, JSON rānei. Ka pānui te papatono API katoa →
Whakamutunga
GET https://calculator.free/api/v1/home-affordability/curl
curl "https://calculator.free/api/v1/home-affordability/?income=80000&debts=500&down=40000&rate=7&years=30"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/home-affordability/?" + new URLSearchParams({
"income": "80000",
"debts": "500",
"down": "40000",
"rate": "7",
"years": "30"
}));
const data = await r.json();
console.log(data.results);Ko ngā hua he whakataunga mō te tohutohu ahuwhānui anake, ehara i te tohutohu moni, rongoā, tāke rānei.