Home Affordability Kalkulator
Perkirakeun kumaha mahalna hiji imah anjeun bisa ngajual ti pendapatan anjeun, utang, jeung mayar.
Hasilne bakal dioptimalake nalika sampeyan ngetik.
Ngenai kalkulator iki
home affordability calculator calculates the maximum monthly payment for a home, based on your income, existing monthly debts, and down payment. It applies the standard lender debt-to-income ratio and a back-end total-debt ratio to find your maximum monthly payment, then works backward through the mortgage formula to a loan amount and a home price. It calculates the maximum monthly payment for a home, based on your income, existing monthly debts, and down payment. It applies the standard lender debt-to-income ratio and a
Takon-takon kang kerep diajukake
Apa aturan 28/36?
A umum pinjaman pedoman: habiskan teu leuwih ti 28% tina pendapatan bruto bulanan dina imah (perbandingan front-end) jeung teu leuwih ti 36% dina sagala utang kaasup imah (perbandingan back-end). Alat ieu nyandak handap tina dua wates.
Apa iki kalebu pajak properti lan asuransi?
Teu - éta ngakirakeun utama pinjaman jeung kapentingan anjeun bisa ngalaksanakeun. Real affordability téh saeutik handap sanggeus pajak properti, asuransi rumah tangga jeung sagala HOA fee ditambahkeun, jadi perlakuan angka salaku wates luhur.
Apa aku bisa mbayar rumah berapa banyak dengan gajiku?
A rough guide is 3 to 5 times your gross annual income, but the real limit comes from the monthly payment your income and debts support at current rates. Enter your numbers above; a higher interest rate sharply lowers the price you can afford for the same monthly budget.
A down payment luwih gedhe ngidini aku afford luwih omah?
Ya, dua kali leuwih. The down payment langsung nambahkeun ka harga anjeun bisa meuli, sarta meunang ka 20% ngaleungitkeun asuransi mortgage, ngabebaskeun leuwih tina anggaran bulanan anjeun pikeun utama jeung interest.
Mengapa membayar utang lain meningkatkan apa yang bisa saya miliki?
Sababaraha jalma anu ngamimitian.
Apa biaya sabanjure utama lan interest aku kudu rencana kanggo?
pajak properti, asuransi homeowners, sagala HOA bayaran jeung asuransi mortgage sadaya ngajalankeun dina luhureun utama jeung interest, plus upkeep jeung biaya penutupan. The advanced fields let you enter tax, insurance and HOA so the affordable price reflects the full monthly cost, not just the loan.
API — gunakake kalkulator iki saka kode
Ngadongékeun kalkulator ieu minangka titik akhir JSON bébas — teu peryogi kunci. Kirim nilai medan di handapeun minangka parameter pitakonan atawa JSON. Waca dokumen lengkap API →
Tampilan
GET https://calculator.free/api/v1/home-affordability/curl
curl "https://calculator.free/api/v1/home-affordability/?income=80000&debts=500&down=40000&rate=7&years=30"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/home-affordability/?" + new URLSearchParams({
"income": "80000",
"debts": "500",
"down": "40000",
"rate": "7",
"years": "30"
}));
const data = await r.json();
console.log(data.results);Hasilna nyaéta perkiraan pikeun pituduh umum, henteu saran finansial, médis atanapi pajak.