Kalkulator Pembayaran

Ing kasus iki, biaya lan biaya sing dibutuhake kanggo mbayar utang bakal dikurangi.

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%
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Persentase saka rega sing dibayar ing biaya nalika nutup.
Jumlah pembayaran awal
Jumlah
Cash needed at closing
PMI mungkin?

Hasilne bakal dioptimalake nalika sampeyan ngetik.

Ngenai kalkulator iki

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Takon-takon kang kerep diajukake

Канча акча керек?

Ieu gumantung kana pinjaman, tapi 20% nyingkahan asuransi hipotek dina pinjaman konvensional, sedengkeun loba program ngidinan 3-5%. Dina 350,000 imah, 20% nyaéta 70,000 turun jeung 280,000 dibiayaan.

Apa sing PMI lan kapan aku mbayar iku?

Asuransi mortgage pribadi ngajaga payun lamun anjeun mayar handap di handapeun 20%. Ieu hiji biaya bulanan ditambahkeun nu biasana leungit lamun anjeun ngawangun 20% equity, jadi hiji mayar handap leuwih gede bisa ngaleupaskeun eta sacara lengkep.

Apa biaya penutupan lan berapa banyak mereka?

Biaya penutupan nyaéta biaya pikeun ngaréngsékeun pembelian - biaya pinjaman, judul, evaluasi, pajak sareng langkung - sareng biasana ngajalankeun sakitar 2-5% tina harga. Éta terpisah tina pembayaran handap, janten lebetkeun persentase pikeun ningali duit tunai anu anjeun peryogikeun dina penutupan.

20% га чейинки төлөм талап кылынабы?

No. Dugias persén nyegah PMI dina pinjaman konvensional sarta ngurangan pembayaran, tapi loba program pinjaman nampi jauh kirang - umumna 3-5%, sarta sababaraha pinjaman didukung ku pamaréntah malah kirang. A saeutikna down payment meunang anjeun dina leuwih gancang dina biaya PMI jeung leuwih interest.

Apa aku kudu mbayar apa?

Cukup pikeun tetep pembayaran nyaman sareng, idealna, pikeun ngahontal 20% sareng ngaleupaskeun PMI - tapi henteu seueur anu anjeun ngaleupaskeun dana darurat anjeun. Ngitung kapentingan sareng PMI anu anjeun simpanan ngalawan ngajaga duit dina tangan pikeun perbaikan sareng biaya anu teu disangka-sangka.

Apa mbayar luwih dhuwur bakal nyuda mbayarku saben wulan?

Ya. A leuwih gede down payment hartina pinjaman leutik, jadi boh bulanan utama jeung interest sarta total interest leuwih pinjaman turun. Geting ka 20% ogé leungiteun PMI bulanan, ngurangan pembayaran leuwih.

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API — gunakake kalkulator iki saka kode

Ngadongékeun kalkulator ieu minangka titik akhir JSON bébas — teu peryogi kunci. Kirim nilai medan di handapeun minangka parameter pitakonan atawa JSON. Waca dokumen lengkap API →

Tampilan

GET https://calculator.free/api/v1/down-payment/

curl

curl "https://calculator.free/api/v1/down-payment/?price=350000&percent=20"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/down-payment/?" + new URLSearchParams({
    "price": "350000",
    "percent": "20"
  }));
const data = await r.json();
console.log(data.results);

Hasilna nyaéta perkiraan pikeun pituduh umum, henteu saran finansial, médis atanapi pajak.