Calculator

Ọrụ n'elu ego nkwụghachi na ego ego chọrọ maka ọnụọgụgụ ụlọ akọwapụtara.

Ogo nkwụghachi —

Oge ahụ —

Ego achọrọ na nkwụsị —

PMI dị ike? —

Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.

Ọ bụrụ na ọbụna ọbụ

N'ihe banyere calculator a

A down payment calculator turns a home price and a down payment percentage into the cash you need up front and the loan you must finance. It also adds estimated closing costs to show the total cash needed at closing, and flags whether you are likely to owe private mortgage insurance (PMI).

The maths is direct: down payment = price × percent, and the loan is the rest. On a 350,000 home, a 20% down payment is 70,000, leaving 280,000 to finance; with closing costs of, say, 3% (10,500), you would need about 80,500 in cash at closing. Because the down payment here is 20% or more, no PMI is flagged — drop below 20% and the tool warns that PMI is likely.

Use it to work out how much to save before buying, to compare a 5%, 10% and 20% down payment side by side, or to see how a bigger deposit shrinks both the loan and the monthly payment. A larger down payment lowers interest paid and can remove PMI, but keep enough cash in reserve for moving costs and emergencies.

Ajụjụ ndị a na-ajụkarị

Olee uru m ga-achọ ịkwụ ụgwọ?

Ọ dabere na ego, mana 20% na-egbochi inweta ego na ego, ebe ọtụtụ mmemme na-enye ohere 3-5%. Na ụlọ 350,000, 20% bụ 70,000 na 280,000 na-akwụ ụgwọ.

Gịnị bụ PMI na mgbe m ga-akwụ ya?

Private mortgage insurance protects the lender when your down payment is under 20%. It is an added monthly cost that usually falls away once you build 20% equity, so a bigger down payment can remove it entirely.

Gịnị bụ ọnụọgụgụ ọnụọgụgụ na ole ka ha dị?

N'okporo ụzọ ọnụ ahịa bụ ụgwọ iji kwụsị ịzụta - ụgwọ onye na-enye ego, aha, nlebara anya, ụgwọ na karịa - na-emekarị na-agba ọsọ banyere 2-5% nke ọnụahịa. Ha dị iche na ụgwọ n'okpuru, ya mere tinye pasent iji hụ ego zuru ezu ịchọrọ na nkwụsị.

Ọ bụ 20% n'okpuru ụgwọ chọrọ?

Ọ dịghị. Ọkara narị na-egbochi PMI na a conventional ego na-ewepụ ụgwọ, ma ọtụtụ ego program na-anabata n'ebe dị anya na-adịghị - na-emekarị 3-5%, na ụfọdụ gọọmentị-backed ego na-ewepụ ihe ọ bụla. A obere ala ụgwọ na-eme ka ị na-n'oge na-adịghị anya na ọnụ ahịa nke PMI na ego ọzọ.

Olee uru m ga-eweta?

N'ihi na ị na-echekwa ụgwọ na-adị mma na, n'ụzọ zuru ezu, iji nweta 20% na-ewepụ PMI - mana ọ bụghị nke ukwuu na ị na-ewepụ ego gị na-emebi emebi. Weghachite ego na PMI ị na-echekwa na-echekwa ego na aka maka nrụzi na ụgwọ na-adịghị agwụ agwụ.

Ọ bụrụ na m akwụ ụgwọ n'okpuru, ọ ga-abawanye ụgwọ m kwa ọnwa?

Ee. A ukwuu down payment pụtara a obere ego, ya mere, na-abịa na ọnwa isi na uru na zuru uru n'elu ego drop. Na-aga 20% na-ewepụkwa ọnwa PMI ụgwọ, na-abawanye na-akwụ ụgwọ ọzọ.

API — jiri kaadị a site na kóòdù

Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →

Ebemkpofuozi

GET https://calculator.free/api/v1/down-payment/

curl

curl "https://calculator.free/api/v1/down-payment/?price=350000&percent=20"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/down-payment/?" + new URLSearchParams({
    "price": "350000",
    "percent": "20"
  }));
const data = await r.json();
console.log(data.results);

Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.

N'ihe banyere calculator a

Ajụjụ ndị a na-ajụkarị

Calculators

Ebemkpofuozi

curl

JavaScript fetch()

JavaScript `fetch()`