Websäit vun der Gemeng
Et gëtt och nach eng Rei aner Aarte vu Finanzéierung, wéi zum Beispill de Kredit, de Kreditt oder de Kreditt.
D'Resultater ginn aktualiséiert wéi se getippt ginn.
Iwwer dëse Rechner
home affordability calculator calculates the maximum monthly payment for a home, based on your income, existing monthly debts, and down payment. It applies the standard lender debt-to-income ratio and the back-end total-debt ratio to find your maximum monthly payment, then works backward through the mortgage formula to a loan amount and a home price. For example, on a 80,000 salary with 500 of other monthly debts, the back-end limit allows 1,900 for housing; after setting aside roughly 425 for property tax and insurance, about 1,442 covers principal and interest, which at 7% over 30 years supports a home around 257,000. The calculator calculates the maximum monthly payment for a home, based on your income, existing monthly debts, and down payment. The calculator calculates the maximum monthly payment for a home, based on your income.Use this calculatorUse this calculator as a starting point for house-hunting and to see how your budget changes.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the maximum monthly payment for a home.The calculator calculates the
Häufig gestallt Froen
Déi lescht Versioun ass de 28.
Eng gemeinsam Kreditgeber Richtlinn: spenden net méi wéi 28% vum Brutto monatlecht Akommes op Haus (d'Front- End Ratio) an net méi wéi 36% op all Schulden mat Haus (d' Back- End Ratio). Dësen Tool hëlt déi niddregst vun de zwee Limiten.
Et gëtt och eng Versécherung fir d'Kanner.
Nee - et schéngt de Kapital an d' Zinsen ze schätzen, déi Dir droe kënnt. D' real Erschwinglechkeet ass e bësse méi niddereg wann d' Immobiliensteier, d' Hausversécherung an all HOA-Gebühren derbäi kommen, also behandelt d'Zuel als eng héich Grenz.
Wéi vill Haus kann ech mir mat mengem Salaire leeschten?
Eng grouss Orientéierung ass 3 bis 5 Mol Äre jäerleche Bruttoinkommes, awer d'Reallimit kënnt vun der monatlecher Bezuelung vun Ärem Inkommes an der Ënnerstëtzung vun Äre Scholden zu aktuellen Taux. Gitt Är Zuelen hei uewen an; e méi héije Zinssatz verréngert de Präis, deen Dir Iech fir dat selwecht monatlecht Budget leeschte kënnt.
Wat ass de Präis fir eng méi grouss Hausse?
Ja, zweemol. D'Acompte gëtt direkt zum Präis bäigefüügt, deen Dir kaaft kënnt, an 20% ze kréien entfernt d'Hypothekenversécherung, wat méi vun Ärem monatlecht Budget fir Kapital an Zinsen fräi mécht. Et reduzéiert och de Kredit, reduzéiert de Liewenszäitzins.
Wat ass dat fir eng Geschicht, déi sech méi wéi eemol erzielt?
Because the back-end 36% limit counts all your debt. Every dollar of car or card payment you clear frees a dollar of the monthly budget for housing, which can add tens of thousands to the home price you qualify for.
Wat ass de Präis fir en Deel vun der Aarbecht?
Property tax, homeowners insurance, any HOA dues and mortgage insurance all ride on top of principal and interest, plus upkeep and closing costs. The advanced fields let you enter tax, insurance and HOA so the affordable price reflects the full monthly cost, not just the loan.
API — benotzt dëse Rechner aus Code
Dësen Rechner als e fräien JSON Endpunkt opruffen - keng Schlëssel erfuerderlech. D'Feldwäerter ënnendrënner als Ufroparameter oder JSON schécken. Liest d'vollstänneg API-Dokumentatioun →
Endpunkt
GET https://calculator.free/api/v1/home-affordability/curl
curl "https://calculator.free/api/v1/home-affordability/?income=80000&debts=500&down=40000&rate=7&years=30"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/home-affordability/?" + new URLSearchParams({
"income": "80000",
"debts": "500",
"down": "40000",
"rate": "7",
"years": "30"
}));
const data = await r.json();
console.log(data.results);D'Resultater sinn nëmmen als allgemeng Orientéierung, net als finanziell, medizinesch oder Steuerberodung.