Kalkaaliyeyaasha Refinance
Ku barbardhig deynkaaga hadda jira si aad u hesho qiimo cusub oo ka hel meesha aad ku kala bixi karto.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
you’re a homeowner, you’ll need to pay a mortgage loan to pay off your mortgage. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll pay off your mortgage loan, but you’ll have to pay off your mortgage loan. If you’re a homeowner, you’ll have to pay off your mortgage loan.Use this tool to compare your current mortgage payment with a new loan at a different rate and term, then divide your closing costs by the monthly savings to find the break-even point — how long you must keep the new loan for the refinance to pay off.It’s a great tool for calculating your mortgage loan.It’s a great tool for calculating your mortgage loan loan.It’s a great tool for calculating your mortgage loan
Su'aalaha badanaa la isweydiiyo
Sidee buu break-even point shaqeeyo?
Break-ugu yaraan bilood = xaddidaadda kharashka ÷ maalmood oo badbaado. Haddii dib u maalgashiga badbaadin 180 bilood iyo qiimaha 4,000, waxaad ka go'an tahay in ka badan 22 bilood; haystaan deynta ka dheer kaas oo aad ka soo baxaysa hor.
Ma kordhinta muddada tirtiri kartaa badbaadinta?
Haa. Refinancing 25-sano oo miisaaniyad ah in cusub 30-sano oo muddo ah hoos u bixiyo bishan laakiin wuxuu u fidiya soo celinta, sidaas darteed waxaad bixin kartaa in ka badan oo guud ah faa'iido, xitaa si aad u hooseeya.
Sidee ayey hoos u tahay qiimaha u baahan yahay in uu noqdo in la soo celiyo?
Ma jiro xad-dhaafka ah ee xaddidan - waxa muhiimka ah waa haddii ay maalgelinta bil kasta soo celiyo kharashka xiran ka hor intaadan u dhaqaaqin ama dib u maalgelin mar kale. A sharci caadi ah ee thumb waa ugu yaraan 0.5-1% ka hooseeya, laakiin break-ka-dhimista halkan waa imtixaanka dhabta ah.
Maxay yihiin qiimaha caadiga ah ee dib u deynta xiritaanka?
Waxay caadi ahaan ku socdaan 2-5% ee miisaaniyadda deynta iyo daboolida kharashka deyn bixiye, qiimeyn, magac iyo canshuuraha. qaar ka mid ah deyn bixiyayaasha bixiyaan "no-cost" dib u maalgelinta oo ku wareegsan kuwaas oo ku jira heerka ama miisaaniyadda, taas oo kor u qaadda break-even laakiin ka fogaado upfront lacag.
Ma waxaan dib u maalgelin doonaa muddo gaaban?
Haddii aad awoodo inaad xakameyso lacag bixinta sare, dib u maalgashiga muddo gaaban oo ku saabsan heerka hooseeya ayaa badbaadin kara lacag badan oo faa'iido ah oo dhisa saamiga si deg deg ah. Gaar ah ku dar muddo cusub oo gaaban si aad u aragto isbeddelka u dhexeeya lacag bixinta bil kasta iyo faa'iidada nolosha oo la badbaadiyey.
Ma dib u maalgashiga dib u bilaabaan mortgageyga?
A qiimaha-iyo-muddada dib u maalgelinta bedeli lacagta hore oo leh mid cusub oo ku saabsan muddo cusub, sidaas daraaddeed, saacadda dib u bilaabataa. Doorashada muddo cusub oo la mid ah oo aad ka hadhay sano ka hortagtaa fiicnaanaya taariikhda payoff inta ay weli qabtaan qiimaha hooseeya.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/refinance/curl
curl "https://calculator.free/api/v1/refinance/?balance=250000¤t_rate=6.5&years_left=25&new_rate=5.5&new_years=30&costs=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/refinance/?" + new URLSearchParams({
"balance": "250000",
"current_rate": "6.5",
"years_left": "25",
"new_rate": "5.5",
"new_years": "30",
"costs": "4000"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.