Kalkaaliyihii Mortgage Maraykanka

Qiimayn lacagaha bishan ee deynta guriga – qiimaha, faa'iidada, canshuuraha iyo caymiska.

Maraykanka Ingiriiska Canada Australia Hindiya Ireland New Zealand Koonfur Afrika
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Lacagta la bixiyo hore. Dhinaca kale waxaa la maalgeliyaa.
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Qiimaha sanadlaha ah ee faa'iidada (APR).
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Biilasha guryaha gaarka loo leeyahay, caadi ahaan waxaa loo baahan yahay hoos 20% hoos.
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Xaddiga dheeraadka ah ee bishii kasta ayaa yareeya deynta iyo hoos u dhigta faa'iido.
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Lacag bille ah —
Lacagta —
Canshuurta, caymiska, PMI & kharashka —
Qiimaha deynta —
Tirada guud ee la bixiyey —
Tirada guud ee lacagaha oo dhan —
Waqtiga Payoff —

Natiijooyinka cusbooneysiinta sida aad ku qorto.

Ku saabsan Kalkaaliyahan

Sawirada la muujiyey waxay isticmaalayaan Maraykanka defaults: miisaaniyada USD ($) iyo tusaale heerka faa'iido ee 6.5%. Edit qiimaha, muddada iyo qiimaha kor ku xusan si aad u qaabayso Maraykanka gurigaada oo aad u aragto qorshaha amortization buuxa.

you have a mortgage, you can use a mortgage calculator to calculate the monthly payment on a home loan. The mortgage calculator calculates the monthly payment on a home loan from three core numbers: the amount you borrow (the home price minus your down payment), the annual interest rate and the length of the loan. The principal-and-interest portion comes from the standard amortization formula, so every payment is the same size — early payments are mostly interest and later ones mostly principal, until the balance reaches zero at the end of the term. Turn on advanced options to layer property tax, home insurance, PMI, HOA and extra payments on top for a true monthly figure. If you have a mortgage, you can use a mortgage calculator to calculate the monthly payment on a home loan from three core numbers: the amount you borrow (the home price minus your down payment), the annual interest rate and the length of the loan. If you have a mortgage,

Su'aalaha badanaa la isweydiiyo

Sidee ayaa la xisaabiyaa lacag bixin ah?

Qaybta ugu weyn iyo faa'iido qaybta isticmaalaa foomka caadiga ah ee amortization: M = P·r·(1+r)^n / ((1+r)^n - 1), halkaas oo P waa lacag la siiyo, r qiimaha bil kasta, iyo n tirada lacagta bil kasta. Tax, caymiska iyo HOA waxaa lagu daray kor.

Ma lacag bixin weyn ayaa hoos u dhigi doonta lacagteyda?

Haa. Lacagta hoose ee weyn waxay yareysaa lacagaha la maalgeliyo, taas oo hoos u dhigta lacagta billaha ah ee lacagta iyo faa'iidada iyo faa'iidada guud ee aad ku bixiso deynta.

Maxaa ka dhigaya lacag dheeraad ah oo bille ah?

Cashuurta ugu weyn ee dheeraadka ah bishii kasta waxaa la isticmaalaa si toos ah ee miisaaniyadda, sidaas darteed deynta waa la bixiyo off hore iyo aad bixiso si aad u yar oo aad u badan oo faa'iido guud.

Maxaa ku jira lacag bixinta deyn-qaadashada?

Escrow waa qayb ka mid ah lacagaha bishan oo aan aheyn aasaasiga ah ama faa'iido - caadi ahaan 1/12 ee canshuurta hantida sanadlaha ah iyo caymiska guriga, iyo PMI iyo HOA bishan ama lacagaha kale. Lacagtaada bixiyaha waa uu haystaa oo bixiyaa billadahaas magacaaga.

Ma dooran karaa 15 sano ama 30 sano oo deyn ah?

15-sano oo muddo ah waxaa jira lacag bille ah oo ka sarreeya laakiin heerka hooseeya iyo faa'iido guud oo aad u yar, tan iyo markii aad lacag ku amaahdo badhka sida dheer. 30-sano oo muddo ah waxay ku haystaan ​​lacag bille ah oo hooseeya oo isbeddelaya.

Waa maxay PMI iyo marka aan u baahanahay in aan bixiyo?

Iibsiga guryaha gaarka loo leeyahay wuxuu ilaaliyaa deyn bixiyaha marka aad lacagaha hoos u hooseysa 20% qiimaha. Waxaa lagu daray lacagaha bishan oo badanaa waxaa la soo saaray marka aad ku dhistay ilaa 20% saamiga. Ku dar PMI sanadle ah hoos doorashooyinka horumarsan si ay u soo bandhigaan.

Sidee bay qiimaha lacagtaada u beddelaysaa?

Qiimaha waxaa ka mid ah saameyn weyn oo ku saabsan muddo dheer. On 280,000 deyn ka badan 30 sano, mid kasta oo mid-punto kor u qaado ee qiimaha ku daray in ka badan 150-180 in bishii ugu weyn iyo dakhliga, iyo boqolaal kun oo dakhliga guud.

Kalkulatorro la xiriira

Kalkaaliyeyaasha Xisaab-dhimis Kalkaaliyihii canshuurta

❤️ Jecel Calculator.Free? La wadaago

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API — isticmaal xisaabinta ka code

Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Akhri dhammaan API xuquuqda →

Xarafka

GET https://calculator.free/api/v1/mortgage/

curl

curl "https://calculator.free/api/v1/mortgage/?price=350000&down=70000&rate=6.5&years=30"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/mortgage/?" + new URLSearchParams({
    "price": "350000",
    "down": "70000",
    "rate": "6.5",
    "years": "30"
  }));
const data = await r.json();
console.log(data.results);

Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.