Kalkaaliyeyaasha
U shaqeeyo bixitaanka iyo faa'iidada guud ee la amortized, dib loo dhigay ama deyn-style.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
a loan calculator, you can compare the interest rates of the loan and the amount of interest you pay. If you are looking for a loan calculator, you can use the following links: https://www.creditcalculator.com/loans/loans-compare/loans-
Su'aalaha badanaa la isweydiiyo
Maxaa u dhexeeya deyn la bixiyo iyo deyn dib loo dhigay?
A deyn amortized waa la soo celin doonaa in lacagta joogtada ah oo isku mid ah oo mid kasta oo ka mid ah daboolka faa'iido iyo qaar ka mid ah aasaasiga ah, sidaas daraaddeed miisaaniyadda hoos u dhac sideed by dhamaadka waqtiga. A deyn dib loo dhigay ma bixiyaan lacagaha inta lagu jiro waqtiga - faa'iido isku darka iyo aasaasiga ah oo dhan iyo faa'iido waa la siiyaa sida mid ka mid ah lacag la'aan ah marka ay da'da.
Sidee baa la deyn-sida bond shaqada halkan?
A bond (zero-coupon) deynta shaqooyinka dib: waxaad siisaa lacag la siiyo marka ay dhamaato iyo qiimaha, iyo xisaabiyaha xal u ah qiimaha aad maanta bixin lahaa, taas oo ah in lacagta mustaqbalka dib u dhimis ku lacagta isku darka.
Ma compounding iyo pay-back frekuency bedeli lacag?
Haa. APR magaceed waa la beddelay si ay heerka kasta oo muddo lacag bixin oo isticmaalaya tirada isku darka la doortay, sidaa darteed bixiyo toddobaad kasta oo ka hor bil kasta, ama isku darka maalin kasta ka hor sanadka, isbedelka labadaba lacagta joogtada ah iyo faa'iidada guud.
Waa maxay farqiga u dhexeeya APR iyo heerka faa'iido?
APR (kaarka sanadlaha ah ee boqolkiiba) waa in la isku duubto in lacago gaar ah oo kale, sidaas darteed waa caadi ahaan tirada ka fiican ee la barbardhigo deymaha. Kalkaaliyihiini wuxuu u dhaqmaa sawirka aad gasho sida qiimaha sanadlaha ah ee la isticmaalay si ay u miisaaniyadda.
Sideen ugu bixin karaa deyn si degdeg ah?
Ku dar lacag ku filan goobta lacag-bixinta dheeraadka ah, yareynta muddada, ama bixi si joogto ah. Lacagta kasta oo ka sarreysa lacag-bixinta qorshaysan si toos ah ayay u gashaa aasaaska, taas oo ka saarta miisaaniyadda ka hor iyo hoos u dhigta faa'iidada guud ee aad bixiso nolosha deynta.
Miyuu deynku ku jiraa faa'iido?
Ha. Qiimaha deynta waa lacagaha aad dhab ahaantii ku deynayso. Lacagta waa in laguu soo celiyo inta aad ku nooshahay - "lacagta guud ee la soo celiyay" waa lacagaha aad ku nooshahay iyo lacagaha kale oo dhan, taas oo ah waxa kaaga tagaya lacagahaada.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/loan/curl
curl "https://calculator.free/api/v1/loan/?amount=20000&maturity_value=25000&rate=7.5&years=5&_mode=amortized"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/loan/?" + new URLSearchParams({
"amount": "20000",
"maturity_value": "25000",
"rate": "7.5",
"years": "5",
"_mode": "amortized"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.