Kubhadhara Calculator
Kushanda kunze mari ne total interest pa amortized, kutarisisa kana bond-style loan.
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
A loan calculator turns a loan amount, interest rate (APR) and term into a fixed payment and shows how much interest you pay in total. For an amortized loan it uses the standard payment formula — the nominal APR is first converted to a rate per payment period using your chosen compounding frequency, then spread over the number of payments so the balance falls to zero by the end of the term. Use the tabs for the three main loan shapes: an amortized loan paid down in equal instalments, a deferred loan repaid as a single lump at maturity, and a bond-style loan where you solve the price that grows to a set amount due.
For example, a 20,000 personal loan at 7.5% APR over 5 years, paid monthly, comes to a payment of about 401 a month. Across all 60 payments you repay roughly 24,050, so the loan costs you around 4,050 in interest. Shortening the term or dropping the rate lowers that interest; paying weekly instead of monthly, or adding an extra payment each period, clears it faster still.
Use a loan calculator to compare offers on a personal, student or business loan, to work out whether a shorter term is affordable, and to see the real cost of borrowing before you sign — the total interest is often far larger than the headline rate suggests.
Zvimwe zvinobvunzwa zvakanyanya
Chii chinonzi chiyero chekubhadhara mari yemubhadharo wemubhadharo wemubhadharo?
A amortized loan is repaid in equal periodic payments that each cover interest plus some principal, so the balance falls to zero by the end of the term. A deferred loan makes no payments during the term — interest compounds and the whole principal plus interest is due as one lump sum at maturity.
Maitiro ekushanda kwe bond-style loan here?
A bond (zero-coupon) mari inoita basa shure: iwe kuisa mari yacho panguva yekuberekwa uye mari, uye calculator anogadzirisa mutengo iwe waizobhadhara nhasi, iyo iri kuti mari yenguva pfupi discountedzve pa compounding mari.
Ko kuumbwa uye kubhadharwa-kudzoka frequency kuchinja mari?
Yes. The nominal APR inoshandurwa kuita mutengo panguva yekubhadhara nekushandisa yakasarudzwa compounding frequency, saka kubhadharisa zuva nezuva versus gore, kana compounding zuva nezuva versus gore, inochinjawo nguva dzose kubhadharisa uye kuwanda kwezvikwereti.
Chii chinonzi APR uye chii chinonzi interest rate?
APR (annual percentage rate) inonzi inoita kuti zvive nyore kutambanudza mari idzi, saka inowanzova iri nhamba yakanaka yekuenzanisa mari dzekudyara. Iyi calculator inoona kuti mashoko aunonyora ari nhamba yegore rinoshandiswa pamari yemari.
Ndinogona sei kubhadharisa mari yechikwereti chako nekukurumidza?
Kuwedzera mari mu extra-kubhadhara nzvimbo, kuderedza nguva, kana kubhadharisa zvakapetwa. chero mari pamusoro pekurongwa kubhadharisa anoenda zvakananga kune chikuru, iyo kubvisa mari yacho zvakapetwa uye kuderedza mari yemubhadharo waungabhadhara pamusoro hupenyu hwemari.
Chikwereti chemari chinosanganisira mari yemubhadharo?
Hapana. Mari yemuhoro inonzi mari yemubhadharo wacho. Mubhadharo wemubhadharo unobhadharwa pashure penguva yacho — iyo “total repaid” result inonzi mari yemubhadharo pamwe nemari yemubhadharo, izvo zvinozobva zvadzokera mubhajeti rako.
API — kushandisa iyi kalkulator kubva code
Nhare iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo mavara pasi separameter query kana JSON. Chii zvachose chaunoisa kunze chinoshandisa default iyo peji iri rakasviba nayo; parameter isiri yechokwadi inonzi 400, uye haisi zero. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/loan/curl
curl "https://calculator.free/api/v1/loan/?amount=20000&maturity_value=25000&rate=7.5&years=5&_mode=amortized"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/loan/?" + new URLSearchParams({
"amount": "20000",
"maturity_value": "25000",
"rate": "7.5",
"years": "5",
"_mode": "amortized"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.