Loan Calculator
Kuchita ntchito zolipira ndi ndalama zonse za ngongole ya amortized, yotsiriza kapena yolimba.
Zithunzizi zimasintha monga momwe mumalemba.
Zachidule
you have a loan that is amortized, you can use the loan calculator to calculate the APR for the loan. If you have a loan that is amortized, you can use the loan calculator to calculate the APR for the loan. If you have a loan that is amortized, you can use the loan calculator to calculate the APR for the loan. If you have a loan that is amortized, you can use the loan calculator to calculate the APR for the loan. If you have a loan that is amortized, you can use the loan calculator to calculate the APRForUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a loan calculatorUse a
Mafunso ofunsidwa nthawi zambiri
Kodi pali kusiyana kotani pakati pa ngongole yosinthidwa ndi ngongole yosinthidwa?
A amortized ngongole ndi kubwezeredwa mu ndalama nthawi zonse mofanana kuti aliyense kuvala ndalama zambiri ndi zina kapitali, kotero malire akhoza kugwa ku zero pamapeto a nthawi. A deferred ngongole amachita palibe ndalama nthawi ya term — ndalama compounds ndi zonse ndalama zambiri ndi ndalama zambiri ndi zoyenera monga imodzi ndalama pa nthawi ya kumapeto.
Kodi ndalama zochuluka zimagwira ntchito bwanji pano?
A bond (zero-coupon) ngongole ntchito mmbuyo: inu kuika ndalama zoyenera pa nthawi yomaliza ndi mtengo, ndi calculator amachotsa mtengo inu mungafunike kulipirira lero, amene ndi kuti ndalama za m'tsogolo discounted m'mbuyo pa mtengo compounding.
Kodi kuwonjezera ndi pay-back nthawi zambiri kusintha ndalama?
Yes. The nominal APR ndi kusinthidwa kuti mtengo pa nthawi ya malipiro pogwiritsa ntchito chosankhidwa compounding nthawi zambiri, kotero kulipira sabata iliyonse versus mwezi, kapena compounding tsiku versus chaka, amasintha onse nthawi yolipira ndi ndalama zonse.
Kodi pali kusiyana kotani pakati pa APR ndi mtengo wa ndalama?
APR (zakanthawi zonse peresenti mtengo) ndi cholinga chodula mu ndalama zina monga bwino, kotero kuti ndi nthawi zambiri bwino mnda kwa kuyerekezera ngongole. Izi calculator amaona chifaniziro inu kulowa monga zakanthawi zonse mtengo wogwiritsa ntchito ku malire.
Kodi ndingatani kuti ndilandire ndalama zochuluka kwambiri?
Kuwonjezera ndalama mu gawo la malipiro ena, kufupitsa nthawi, kapena kulipira nthawi zambiri. Malipiro onse opitilira malipiro osankhidwa amapita mosalekeza ku kapitali, zomwe zimachepetsa ndalama zosawerengeka ndi kuchepetsa ndalama zonse zomwe mumalipira pamoyo wa ngongole.
Kodi ndalama zolipira ndalama zimaphatikizapo ndalama zolipira?
Sichoncho. Mtengo wa ngongole ndi ndalama zomwe mwalandira. Mtengo wa ngongole umawonjezedwa panthawi yolipira — zotsatira za “kubwezeredwa kwa ndalama zonse” ndi ndalama zomwe mwalandira ndi ndalama zonse zomwe mwalandira, zomwe ndi zomwe zimatuluka m’manja mwanu pamapeto pake.
API — kugwiritsa ntchito izi calculator kuchokera code
Kulemba izi calculator monga ufulu JSON endpoint - palibe chida zofunika. Kutumiza nyanja mfundo pansipa monga mafunso zigawo kapena JSON. Onani zonse API docs →
Chithunzi
GET https://calculator.free/api/v1/loan/
curl
curl "https://calculator.free/api/v1/loan/?amount=20000&maturity_value=25000&rate=7.5&years=5&_mode=amortized"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/loan/?" + new URLSearchParams({
"amount": "20000",
"maturity_value": "25000",
"rate": "7.5",
"years": "5",
"_mode": "amortized"
}));
const data = await r.json();
console.log(data.results);
Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.