Auto Loan Calculator
Kuyerekeza mwezi kulipira pa ndalama yagalimoto, kuphatikizapo ndalama ndi trade-in.
Zithunzizi zimasintha monga momwe mumalemba.
Zachidule
An auto loan calculator turns the vehicle price, down payment, trade-in, sales tax and interest rate into a monthly car payment and the total interest you pay. It subtracts your down payment and trade-in from the price, adds sales tax and any fees to get the amount financed, then amortizes that over the term at your APR to produce a fixed monthly payment.
For example, a 30,000 car with 4,000 down financed at 7% APR over 5 years leaves a 26,000 loan and a payment of about 515 a month. Across the 60 payments you pay roughly 4,900 in interest on top of the amount borrowed. Adding sales tax or fees raises the financed amount and the payment; a larger down payment or trade-in lowers both.
Switch to the monthly-payment tab to work backwards from a payment you can afford to the vehicle price it supports — handy when shopping to a budget. Use it to compare loan terms, judge whether a longer term is worth the extra interest, and see the true cost of driving a financed car off the lot.
Mafunso ofunsidwa nthawi zambiri
Kodi ndalama zolipira ndalama zimawonjezeredwa pa ngongole?
Nthawi zambiri ndi choncho - ndalama zimagulitsidwa pa mtengo wotsika kuposa mtengo wogulitsa, kenako zimawonjezeredwa ku ndalama zolipira.
Kodi kugulitsa galimoto kumachepetsa ndalama zanga?
Ndikukhulupirira kuti kugulitsa nyumba kumachepetsa ndalama zoyenera kulipira mitengo ya ndalama ndi ndalama zomwe muyenera kulipira, zomwe zimachepetsa ndalama zomwe mumalipira mwezi uliwonse.
Kodi njira yolipira mwezi uliwonse imagwira ntchito bwanji?
Kusintha kwa mwezi kulipira tabu ndi kulowa kulipira inu mukhoza kulipira. Calculator ntchito mmbuyo kwa ngongole kuti amathandiza pa mtengo wanu ndi nthawi, ndiye kuwonjezera wanu down payment ndi trade-in kuti aone mtengo wa galimoto kuti amagwirizana ndi ndalama zanu.
Kodi ndiyenera kulipira ndalama zingati kuti ndigule galimoto?
Kulipira ndalama zambiri kumachepetsa ndalama zolipira, ndalama za mwezi ndi ndalama zonse, komanso kumachepetsa chiopsezo choyenera ndalama zambiri kuposa zomwe galimotoyo imawononga. Ogula ambiri amafuna 10-20% ya mtengo, koma alemba chilichonse kuti awone zotsatira zake.
Kodi nthawi yochuluka yolipira ndalama ndi yotsika mtengo?
Mtengo wa ndalama za ngongole ndi ndalama zomwe mungalandire ngati mutenga ndalamazo kwa nthawi yaitali. Mtengo wa ndalama za ngongole ndi ndalama zomwe mungalandire ngati mutenga ndalamazo kwa nthawi yaitali. Mukhoza kuyerekezera ndalama za ngongole ya zaka 4 ndi ndalama za ngongole ya zaka 6 kuti mudziwe mtengo wa ndalamazo.
Kodi ndalama za m’buku la lamulo ndi za wogulitsa zikuphatikizapo?
Ikani ndalama za kulembetsa, zolemba ndi wogulitsa m'malamulo opitilira ndipo amatulutsidwa m'malipiro olipira, kuti mwezi uliwonse ukhale wolipira komanso wokwanira kuti awonetse.
Kodi ndidzalandira ndalama zingati pa ngongole ya galimoto?
Kutengera ndi kuchuluka kwa ndalama zomwe mudzalandire, nthawi yoti mulandire ndalamayo, ndi ngati sitimayo ndi yatsopano kapena yogwiritsa ntchito. Magalimoto atsopano amapeza ndalama zochepa. Pitani ku APR yomwe mwalemba kuti mudziwe ndalama zomwe mudzalandire komanso ndalama zonse zomwe mudzalandire.
API — kugwiritsa ntchito izi calculator kuchokera code
Kuti mudziwe zambiri, pitani ku www.json.org/json.html. Kuti mudziwe zambiri, pitani ku www.json.org/json.html. Chomweko chilichonse chimene mumasiya chimagwiritsa ntchito mfundo yoyamba yomweyi yomwe tsambali limagwiritsa ntchito; mfundo yosadziwika ndi 400, siyiyenera kukhala zero yosadziwika. Onani zonse API docs →
Chithunzi
GET https://calculator.free/api/v1/auto-loan/curl
curl "https://calculator.free/api/v1/auto-loan/?price=30000&target_payment=450&down=4000&rate=7&years=5&_mode=price"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/auto-loan/?" + new URLSearchParams({
"price": "30000",
"target_payment": "450",
"down": "4000",
"rate": "7",
"years": "5",
"_mode": "price"
}));
const data = await r.json();
console.log(data.results);Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.