I-Auto Loan Calculator
Ubalo lwemali ehlawulwe ngenyanga kwityala lemoto, kubandakanya ityala lemali kunye notshintshiselwano.
Iinketho ze projekti
Malunga nale Calculator
An auto loan calculator turns the vehicle price, down payment, trade-in, sales tax and interest rate into a monthly car payment and the total interest you pay. It subtracts your down payment and trade-in from the price, adds sales tax and any fees to get the amount financed, then amortizes that over the term at your APR to produce a fixed monthly payment.
For example, a 30,000 car with 4,000 down financed at 7% APR over 5 years leaves a 26,000 loan and a payment of about 515 a month. Across the 60 payments you pay roughly 4,900 in interest on top of the amount borrowed. Adding sales tax or fees raises the financed amount and the payment; a larger down payment or trade-in lowers both.
Switch to the monthly-payment tab to work backwards from a payment you can afford to the vehicle price it supports — handy when shopping to a budget. Use it to compare loan terms, judge whether a longer term is worth the extra interest, and see the true cost of driving a financed car off the lot.
Imibuzo ebuza rhoqo
Ingaba ikhomishini yokuthengwa kwempahla idityaniswa kwimali ethethwayo?
Ihlala injalo—ityala lihlawulwe kwixabiso eliphantsi nakweyiphi na intengiselwano, emva koko lidityaniswa kwixabiso elixhaswa. Vumela ukhetho oluphambili ukuba lubandakanywe.
Ingaba ukutshintshiselana ngempahla kunyusa intlawulo yam?
Ewe. Urhwebo lwangaphakathi lunyusa ixabiso letyala kunye nexabiso ofuna ukulihlawula, oku kunciphisa intlawulo yenyanga.
Isebenza njani indlela yokufumana imali ngenyanga?
Utshintshe kwi-tab yeNtlawulo yenyanga uze ufake imali ongayihlawula. I-calculator isebenza ngokuchaseneyo netyala elixhasayo ngexabiso lakho nexesha lakho, emva koko idibanisa intlawulo yakho ephantsi neyorhwebo ukuze ibonise ixabiso lemoto elingafani nemali yakho.
Ndimele ndibeke malini kwimoto?
Ukufumana iindleko eziphezulu zokuqala kunyusa ixabiso elihlawulwe, iindleko zonyaka kunye neendleko ezipheleleyo zenzuzo, kwaye kunyusa umngcipheko wokuba uhlawule ngaphezulu kwexabiso lemoto. Abathembi abaninzi bafuna i-10-20% yexabiso, kodwa bafaka nayiphi na ixabiso ukuze babone ukuba lisebenza njani.
Ingaba ixesha elide lokuhlawula ityala libiza ngaphantsi?
Ixesha elide linyusa iindleko zonyaka kodwa linyusa iindleko zenzuzo, kuba uthatha imali ngexesha elide. Uthelekiso lwexesha elineminyaka emi-4 neliminyaka emi-6 kwi-calculator ukujonga utshintshiselwano phakathi kokungabizi kunye neendleko ezipheleleyo.
Ingaba iindleko zesihloko kunye nezorhwebo ziquka?
Iimali ezifunekayo ziquka iindleko zokubhalisa, ukufaka uxwebhu kunye neendleko zomrhwebi phantsi kweenketho eziphambili kwaye ziquka iindleko ezixhaswa ngemali, ngoko ke iindleko zenyanga kunye neendleko ezipheleleyo zibonisa
Yintoni ixabiso lenzuzo endiza kuyifumana kwityala lemoto?
Oku kuxhomekeke kakhulu kwinqaku lakho lemali, kwixesha lokuthatha intlawulo kunye nokuba imoto itsha okanye isetyenziswa, kuba imoto entsha ihlala ifumana ixabiso eliphantsi. Faka i-APR oyifumeneyo ukuze ubone ukuhlawula okunyanzelekileyo kunye nenzuzo epheleleyo eyenzayo.
API — sebenzisa le calculator ukusuka kwikhowudi
Nceda le khadi lemali njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo ezantsi njengeparameter yombuzo okanye i-JSON. Nantoni na oyenzayo isebenzisa okungagqibekanga okufanayo eli phepha ligqityiwe ngaphambili; iparameter engaziwayo yi 400, ayikho i zero ekhululekileyo. Funda i-API epheleleyo →
Incopho yesiphelo
GET https://calculator.free/api/v1/auto-loan/curl
curl "https://calculator.free/api/v1/auto-loan/?price=30000&target_payment=450&down=4000&rate=7&years=5&_mode=price"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/auto-loan/?" + new URLSearchParams({
"price": "30000",
"target_payment": "450",
"down": "4000",
"rate": "7",
"years": "5",
"_mode": "price"
}));
const data = await r.json();
console.log(data.results);Results are estimates for general guidance only, not financial, medical or tax advice.