Àwọn Ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò

Àwọn àwọn ààyè-iṣẹ́ ?

Ninu ọna ifowopamọ, iye yi ni a pinnu fun ọ.

Ìdírẹ̀sì ?

Ìdírẹ̀sì àwọn ààtò àwọn ààtò

Ìdírẹ̀sì

Àwọn ìṣàmúlò-ètò

Àwọn ìkúndùǹ

Àwọn Ìṣàmúlò-ètò

Àwọn àwọn ?

Iforukọsilẹ, awọn iwe-aṣẹ ati awọn owo-ori ti a fi sinu owo-ori.

Ìfihàn Òjó —

Àwọn Ìṣàmúlò-ètò —

Àwọn Ìgúnrégé —

Àwọn ìṣàmúlò-ètò —

Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò

Ńlà àwọn àwọn ààtò àtòjọ-ẹ̀yàn yìí?

Àkóónú ìṣàmúlò-ètò yìí

An auto loan calculator turns the vehicle price, down payment, trade-in, sales tax and interest rate into a monthly car payment and the total interest you pay. It subtracts your down payment and trade-in from the price, adds sales tax and any fees to get the amount financed, then amortizes that over the term at your APR to produce a fixed monthly payment.

For example, a 30,000 car with 4,000 down financed at 7% APR over 5 years leaves a 26,000 loan and a payment of about 515 a month. Across the 60 payments you pay roughly 4,900 in interest on top of the amount borrowed. Adding sales tax or fees raises the financed amount and the payment; a larger down payment or trade-in lowers both.

Switch to the monthly-payment tab to work backwards from a payment you can afford to the vehicle price it supports — handy when shopping to a budget. Use it to compare loan terms, judge whether a longer term is worth the extra interest, and see the true cost of driving a financed car off the lot.

Àwọn Àtòjọ-ẹ̀yàn

Ńlá tí a fí owó ilé́gbèsì pamọ́ sínú ilé́gbèsì?

Nígbà gbogbo, ò jẹ́ bẹ́ẹ̀ — a tí gbá owó nínú àwọn

Ńlà tí a bá fi àwọn ẹ̀yàn mì pamọ́?

Ya. Ìjáde-nínú náà ń kúnú gbogbo àwọn à

Bawo ni móòdù ìṣàmúlò-ètò-ìgbà-ìgbà ṣe n ṣiṣẹ́?

Yi pada sí táàbù Ìpadà Àwọn Oṣù-Ọ̀jọ̀ náà ki o si fi ìpadà náà lọ́wọ́lọ́wọ́. Ìṣàmúlò-ètò náà tí wọ́n ṣe iṣẹ́ nípa àwọn ẹ̀yàn tí o gbọ́dọ̀ kọ́ nínú àwọn à

Igba wo ni mo yẹ ki n fi pamọ́ sinu ẹru?

A larger down payment lowers the amount financed, the monthly payment and the total interest, and reduces the risk of owing more than the car is worth. Many buyers aim for 10–20% of the price, but enter any figure to see its effect.

Njẹ aago ifowopamọ ti o gun ju?

A pipẹ-akoko ti o ti pọju awọn owo-ori osu-ọla ṣugbọn o ti n fa gbogbo owo-ori, nitori o ti gba owo-ori fun pipẹ. Ṣayẹwo 4-odun ati 6-odun-akoko ninu calculator lati wo awọn trade-off laarin awọn ifowopamọ ati iye owo gbo.

Àwọn àwọn

Wọn le jẹ. Fi iforukọsilẹ, awọn iwe-aṣẹ ati awọn owo-ori ti awọn olupese ni isalẹ awọn aṣayan ti o ga julọ ati pe wọn ti wa ni titẹ sinu iye ti a sanwo, nitorinaa isanwo oṣu ati gbogbo wọn ṣe afihan wọn.

Ìgbà wo ní mò lè gbá owó ìdárá nínú owó ifowòpamọ́?

It depends mainly on your credit score, the loan term and whether the car is new or used, with new cars usually getting lower rates. Enter the APR you have been quoted to see the real payment and total interest it produces.

API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti jẹ́ ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - kò ní bọ́tìnì kan tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Anything you omit uses the same default this page is pre-filled with; an unknown parameter is a 400, never a silent zero. Ka àwọn àkọlé API kíkún →

Àwọn Ààyè Ìjánu-ìṣàmúlò-ètò

GET https://calculator.free/api/v1/auto-loan/

curl

curl "https://calculator.free/api/v1/auto-loan/?price=30000&target_payment=450&down=4000&rate=7&years=5&_mode=price"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/auto-loan/?" + new URLSearchParams({
    "price": "30000",
    "target_payment": "450",
    "down": "4000",
    "rate": "7",
    "years": "5",
    "_mode": "price"
  }));
const data = await r.json();
console.log(data.results);

Results are estimates for general guidance only, not financial, medical or tax advice.

Àkóónú ìṣàmúlò-ètò yìí

Àwọn Àtòjọ-ẹ̀yàn