I-Calculator ye-Loan
Umsebenzi wokufaka imali kanye nenzuzo ephelele ku-amortized, i-deferred noma i-bond-style loan.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
a loan calculator, you can compare the interest rates of the loan and the amount of interest you pay. If you are looking for a loan calculator, you can use the following links: https://www.creditcalculator.com/loans/loans-compare/loans-
Imibuzo ebuzwa kaningi
Yini ushintsho phakathi kwezimali ezikhokhwe ngokugcwele nezimali ezikhokhwe ngesikhathi?
Imali-mboleko ekhokhwa ngokugcwele ibuyiselwa ngemali-mboleko elinganayo ekhokhwa njalo, ngayinye ihlanganisa inkokhelo kanye nemali-mboleko, ngakho-ke i-balance iwela ku-zero ngemuva kokuphela kwesikhathi. Imali-mboleko ekhokhwa ngokuzenzakalela ayikhokhi imali-mboleko ngesikhathi sokusebenza - inkokhelo ihlanganisa inkokhelo kanye nemali-mboleko yonke kanye nemali-mboleko ikhokhwa njengenani eliphelele elilodwa ngesikhathi sokuphelelwa isikhathi.
Usebenza kanjani umholo ofanayo ne-bond?
I-bond (zero-coupon) loan isebenza ngokuya emuva: uhlela inani elidingekayo ngesikhathi sokuphelelwa yisikhathi kanye nenani, futhi i-calculator ixazulula intengo ongayikhokha namhlanje, eyisibalo sesikhathi esizayo esibuyiselwe emuva ngenani lokuhlanganisela.
Ingabe ukuxubha nokukhokha emuva kushintsha ukukhokha?
Yebo. I-APR ebizwa ngokuthi iguqulwa ibe yisilinganiso ngasikhathi sinye sokubuyiselwa imali ngokusebenzisa ukusakazwa kokuhlanganisa okukhethiwe, ngakho ukukhokha ngeviki versus ngenyanga, noma ukukhokha ngesonto versus ngonyaka, kushintsha ukukhokha okuqhubekayo kanye nenzuzo ephelele.
Yini ushintsho phakathi kwe-APR nezinga lenzuzo?
Izinga lenzuzo elicacile liyimali yokukhokha izimali eziyinhloko. APR (izinga lephesenti leminyaka) libhekiswe ekubekeni izindleko ezithile, ngakho-ke livame ukuba nenani elingcono lokuqhathaniswa kwezimali. Le kalkuli ibheka isithombe okungena kuso njengezinga leminyaka elisetshenziswa ekulinganiseni.
Ngingayikhokha kanjani imali mboleko ngokushesha?
Engeza inani ezindaweni zokukhokha okungaphezulu, cindezela isikhathi, noma khokha kaningi. Noma yikuphi imali engaphezulu kwemali ekhokhwa ihamba ngqo ku-principal, okuzocisha isibalo ngokushesha futhi kuncishe inani eliphelele lenzuzo okhokhela ngalo kuphila kwe-loan.
Ingabe inani lemali ekhokhwayo lifaka izindleko?
Akuna. Ubukhulu bemali yokudlulisa yimali oyidlulisayo. Imali yokudlulisa ikhokhwa phezulu ngaphezu kwesikhathi — i-"total repaid" ithola imali yokudlulisa kanye nemali yokudlulisa yonke, okuwukuthi okushiya iphoyinti lakho ekugcineni.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/loan/curl
curl "https://calculator.free/api/v1/loan/?amount=20000&maturity_value=25000&rate=7.5&years=5&_mode=amortized"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/loan/?" + new URLSearchParams({
"amount": "20000",
"maturity_value": "25000",
"rate": "7.5",
"years": "5",
"_mode": "amortized"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.