Kalkulator

Ing basa Jawa, hutang iku istilah kang digunakaké kanggo nyebut utang, utang, utawa utang.

Jumlah pinjaman ?

Ing jaman biyèn, kacamatan iki duwé jeneng Kacamatan Karangsari.

Jumlah kang kudu dibayar ing wektu kadaluwarsa ?

Ing jaman biyèn, tanduran iki bisa tuwuh kanthi gampang.

Kacepetan

Tanggal

sasi tambahan ?

Ing taun iki, taun kabisan ing taun iki.

Frekuensi

Frekuénsi bayar balik

Pembayaran tambahan / periode ?

Ing jaman saiki, mbayar utang iku luwih gampang tinimbang mbayar utang.

Pembayaran —

Nilai —

Total —

Total repaid / due —

Wektu Payoff —

Hasil dioptimalake nalika sampeyan ngetik.

Did this calculator give you the right answer?

Ngendi kalkulator iki

A loan calculator turns a loan amount, interest rate (APR) and term into a fixed payment and shows how much interest you pay in total. For an amortized loan it uses the standard payment formula — the nominal APR is first converted to a rate per payment period using your chosen compounding frequency, then spread over the number of payments so the balance falls to zero by the end of the term. Use the tabs for the three main loan shapes: an amortized loan paid down in equal instalments, a deferred loan repaid as a single lump at maturity, and a bond-style loan where you solve the price that grows to a set amount due.

For example, a 20,000 personal loan at 7.5% APR over 5 years, paid monthly, comes to a payment of about 401 a month. Across all 60 payments you repay roughly 24,050, so the loan costs you around 4,050 in interest. Shortening the term or dropping the rate lowers that interest; paying weekly instead of monthly, or adding an extra payment each period, clears it faster still.

Use a loan calculator to compare offers on a personal, student or business loan, to work out whether a shorter term is affordable, and to see the real cost of borrowing before you sign — the total interest is often far larger than the headline rate suggests.

Takon kang asring diajukake

Apa bedane antarané utang amortisasi lan utang ditunda?

Pinjaman amortisasi dipunbayar ing pembayaran periodik ingkang sami ingkang saben nglindhungi kauntungan kaliyan kathah kauntungan, saéngga saldo ical dados nol ing pungkasaning wektu. Pinjaman ditunda boten dipunbayar nalika mangsa - kauntungan kagabung lan kauntungan kaliyan kauntungan dipundadosaken minangka siji sum nalika maturitas.

Apa kang dadi sebabé?

Ing basa Inggris, istilah "debt" (saka basa Latin debet) punika dipun-ginakaken kanggé ngrujuk dhateng barang ingkang dipun-ginakaken kanggé mbayar utang, lan "credit" (saka basa Latin creditus) inggih punika barang ingkang dipun-ginakaken kanggé mbayar utang.

Apa compounding lan payback frequency bisa ngganti pembayaran?

Ya. APR nominal dikonversikaké dadi tingkat saben periode pembayaran nganggo frekuensi compounding kang dipilih, mula mbayar mingguan versus wulanan, utawa compounding saben dina versus taunan, ngganti pembayaran periodik lan total kauntungan.

Apa bedane antarané APR lan tingkat suku bunga?

Rata- rata suku bunga biasa iku biaya kanggo nyewa kapital. APR (rata- rata suku bunga taunan) digunakaké kanggo ngitung biaya- biaya tartamtu uga, mula iku biasané angka kang luwih apik kanggo ngbandingake suku bunga. Kalkulator iki nganggep angka kang sampeyan ketik minangka suku bunga taunan sing ditrapake ing saldo.

Apa aku bisa mbayar utangku luwih cepet?

Tambaha jumlah ing medan pembayaran tambahan, ngurangi wektu, utawa bayar luwih asring. Utang kang luwih saka pembayaran sing dijadwalake langsung menyang kapital, sing bakal nyuda saldo luwih cepet lan nyuda total bunga sing sampeyan bayar ing urip pinjaman.

Apa jumlah pinjaman kalebu bunga?

Ora. Jumlah pinjaman iku utama kang sampeyan pitulung. Bayaran diwiwiti ing ndhuwur wektu - asil "total repaid" iku utama ditambah kabeh bayaran, kang iku apa kang ditinggalake ing poket sampeyan ing pungkasan.

API — gunakake kalkulator iki saka kode

Panggenan kalkulator iki minangka titik pungkasan JSON gratis - ora ana kunci sing dibutuhaké. Kirimi nilai medan ing ngisor iki minangka parameter pitakonan utawa JSON. Anything you omit uses the same default this page is pre-filled with; an unknown parameter is a 400, never a silent zero. Waca dokumen API lengkap →

Titik pungkasan

GET https://calculator.free/api/v1/loan/

curl

curl "https://calculator.free/api/v1/loan/?amount=20000&maturity_value=25000&rate=7.5&years=5&_mode=amortized"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/loan/?" + new URLSearchParams({
    "amount": "20000",
    "maturity_value": "25000",
    "rate": "7.5",
    "years": "5",
    "_mode": "amortized"
  }));
const data = await r.json();
console.log(data.results);

Kajaba iku, ana uga sing ora bisa gawé gawéan, kaya ta dokter, insinyur, lan liya-liyané.