Nhazi
Ọrụ n'ime ụgwọ na zuru ezu interest namortized, deferred ma ọ bụ bond-style loan.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
A loan calculator turns a loan amount, interest rate (APR) and term into a fixed payment and shows how much interest you pay in total. For an amortized loan it uses the standard payment formula — the nominal APR is first converted to a rate per payment period using your chosen compounding frequency, then spread over the number of payments so the balance falls to zero by the end of the term. Use the tabs for the three main loan shapes: an amortized loan paid down in equal instalments, a deferred loan repaid as a single lump at maturity, and a bond-style loan where you solve the price that grows to a set amount due.
For example, a 20,000 personal loan at 7.5% APR over 5 years, paid monthly, comes to a payment of about 401 a month. Across all 60 payments you repay roughly 24,050, so the loan costs you around 4,050 in interest. Shortening the term or dropping the rate lowers that interest; paying weekly instead of monthly, or adding an extra payment each period, clears it faster still.
Use a loan calculator to compare offers on a personal, student or business loan, to work out whether a shorter term is affordable, and to see the real cost of borrowing before you sign — the total interest is often far larger than the headline rate suggests.
Ajụjụ ndị a na-ajụkarị
Gịnị bụ ọdịiche dị n’etiti ego ego na-agwọta na ego ego na-agwọta?
A amortized ego na-akwụghachiri n'ime dị iche iche oge-n'oge ụgwọ na-ekpuchi ọ bụla ego na ụfọdụ isi, otú ahụ na-apụ na sekọnd site na ngwụcha nke oge. A deferred ego na-emeghị ụgwọ mgbe oge - ego compounds na niile isi na isi bụ a na-atụ anya dị ka otu lump sum na oge.
Olee otú ego n’ụdị bond si arụ ọrụ ebe a?
A bond (zero-coupon) loan na-arụ ọrụ n'ihu: ị na-ehazi ego dị n'oge na-adịbeghị anya na ọnụọgụgụ, na calculator na-ewepụ ọnụọgụgụ ị ga-akwụ ụgwọ taa, nke bụ na ọnụọgụgụ n'ọdịnihu discounted azụ na ọnụọgụgụ compounding.
Ọ bụrụ na ịgbanwee ụgwọ ahụ na-emetụtakwa ọnụọgụgụ nkwụghachi azụ?
Ee. Nnukwu APR atụgharịa ka ọnụọgụgụ kwa oge ịkwụ ụgwọ na-eji n'ụdị, ya mere ịkwụ ụgwọ kwa izu versus ọnwa, mọọbụ ịkwụ ụgwọ kwa ụbọchị versus afọ, na-atụgharị n'ụdị.
Gịnị bụ ọdịiche dị n'etiti APR na ego ego?
N'ime nke a, ọbụla n'ime n'ime bụ uru nke ịna-eweta ego. APR (ụdị pasentị afọ ọ bụla) bụ maka ịna-eweta ego n'ime ụfọdụ ụgwọ, ya mere ọ bụ n'ozuzu ya ọnụọgụgụ dị mma maka ịtụle n'ime. Nke a bụ n'ihi na ọ na-echekwa nọmba ị na-ebanye dịka ọnụọgụgụ afọ ọ bụla ejiri na n'ihe dị n'ime.
Olee otú m ga-esi akwụ ụgwọ ego n'ụzọ dị mfe?
Tinye ego n'ime ebe nkwụ ụgwọ n'ebe ahụ, gbanye oge, mọọbụ akwụ ụgwọ n'ụzọ dị mfe. Ego ọbụla n'elu ụgwọ ahaziela ga-aga n'ihu n'ihe isi, nke na-ewepụ ego n'oge na-adịghị anya nakwa na-ewepụ ego niile ịkwụ n'oge ndụ nke nkwụ ụgwọ ahụ.
Ọ bụrụ na ego nke ego ahụ gụnyere ego?
Ọ dịghị. Oge ịkwụ ụgwọ bụ ego ị na-akwụ ụgwọ. A na-akwụ ụgwọ ego n'elu oge ahụ - "ọnụọgụgụ nke n'ozuzu ya" bụ ego na-akwụ ụgwọ niile, nke bụ ihe na-ahapụ ego gị n'oge ahụ.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/loan/curl
curl "https://calculator.free/api/v1/loan/?amount=20000&maturity_value=25000&rate=7.5&years=5&_mode=amortized"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/loan/?" + new URLSearchParams({
"amount": "20000",
"maturity_value": "25000",
"rate": "7.5",
"years": "5",
"_mode": "amortized"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.