Refinance Calculator
Unogona kutevedzera mari yako yemutero yazvino nemari itsva uye tsvaga nguva yauri kukwanisa kubhadharisa mari yako.
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
you’re a homeowner, you’ll need to pay a mortgage loan to pay off your mortgage. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan. If you’re a homeowner, you’ll pay off your mortgage loan, but you’ll have to pay off your mortgage loan. If you’re a homeowner, you’ll need to pay off your mortgage loan.Use this tool to compare your current mortgage payment with a new loan at a different rate and term, then divide your closing costs by the monthly savings to find the break-even point — how long you must keep the new loan for the refinance to pay off.It compares your current mortgage payment with a new loan at a different rate and term, then divides your closing costs by the monthly savings.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new loan.It compares your current mortgage payment with a new
Zvimwe zvinobvunzwa zvakanyanya
Sei break-even point inoita basa?
Break-even mwedzi = kuvharwa mari ÷ mwedzi kuchengeta. Kana refinancing anochengeta 180 pamwedzi uye mari 4,000, iwe break even mu 22 mwedzi pamusoro; kuchengetedza mari yakareba kupfuura kuti uye iwe unobuda pamberi.
Kuwedzera kwenguva yekubhadhara kunogona kubvisa mari yawakachengeta?
Yes. Refinancing a 25-year balance into a fresh 30-year term lowers the monthly payment but stretches repayment out, so you can pay more total interest even at a lower rate. Compare total cost, not just the monthly figure.
Ndezvipi zvikonzero zvinokonzera kuti mari inodiwa kuti ubhadhare mari yekubhadhara irambe iri pasi?
Hapana chiyero chakavimbika – chinhu chinokosha ndechekuti kana mari yaunochengeta pamwedzi ichidzosera mari yacho. Mutemo wekuti mari inofanira kunge iri pasi pe0.5-1% chete, asi kuti mari inofanira kunge iri pasi pe0.5-1% chete, zvinoda kuti uite ongororo yacho.
Ndezvipi zvikonzero zvinokonzera kuti kambani iite izvi?
Vanowanzoita 2-5% yemari yemubhadharo uye vanobhadhara mari yemubhadharo, kuongorora, zita uye mitero. Vakawanda vanopa vanopa "zvisiri-zviri-mubhadharo" kudzokorora mari yemubhadharo kana mari yemubhadharo, izvo zvinowedzera kudzokorora mari asi zvisingaite mari yemubhadharo.
Ndinofanira kudzoreredza mari yangu kune imwe nguva yakati rebei?
Kana iwe uchigona kudzora mari yakakura, kudzokorora mari kune nguva pfupi nemari yakaderera inogona kukubatsira kuchengeta mari yakawanda yemari yemubhadharo uye kusimudzira mari yako nekukurumidza. Dzvanya pane nguva pfupi nyowani kuti uone kuchinja pakati pemari yemubhadharo wemwedzi nemari yemubhadharo wehupenyu hwako.
Refinancing rinotangazve here yangu mortgage?
A rate-and-term refinance inoshandura iyo yakare mari neimwe nyowani panguva nyowani, saka hapana, nguva inotangazve. Kusarudza nguva nyowani imwechete nenguva yako yapfuura inodzivirira kusvikira zuva rekubhadhara richiramba richitora mutengo wakaderera.
API — kushandisa iyi kalkulator kubva code
Chiva iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo zviwanikwa pasi separameter query kana JSON. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/refinance/curl
curl "https://calculator.free/api/v1/refinance/?balance=250000¤t_rate=6.5&years_left=25&new_rate=5.5&new_years=30&costs=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/refinance/?" + new URLSearchParams({
"balance": "250000",
"current_rate": "6.5",
"years_left": "25",
"new_rate": "5.5",
"new_years": "30",
"costs": "4000"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.