I-Calculator yokuqasha vs yokuthenga
Ulinganise izindleko eziphelele zokuqasha nokuthengiswa kwendlu bese uthola unyaka ophelele wokuphuma.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out depending on appreciation and investment return. For a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out depending on appreciation and investment return. For a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out.Use this calculator to decide whether to buy now or keep renting.For buying it adds mortgage payments, property tax and maintenance, then subtracts the equity you build as the home appreciates; for renting it sums the rent (growing each year) minus what the invested down payment would earn.For a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy now or keep renting.Use this calculator to decide whether to buy
Imibuzo ebuzwa kaningi
Utholakale kanjani unyaka ophelele?
Ithuluzi lilandelela izindleko eziphelele eziphelele zokuthenga (izikhokhelo, izimali zomphakathi kanye nokugcinwa ngaphezu kwempahla oyithuthukisile) ngaphezu kokuqasha (izindleko eziphelele zokuqasha ngaphezu kwemali ekhokhwa ngezansi engakwazi ukutshala imali). Unyaka wokuyeka-unyaka lapho i-line yokuthenga iqala ukuwa ngaphansi kokuqasha.
Kungani ukuqasha kungawina iminyaka?
Ukuthenga front-loads izindleko ezinkulu - izimali eziphansi, ukuvala kanye nenzuzo-enzima ukukhokha kuqala - ngenkathi izimali ezincane ithuthukisa kancane. kuze ukuthuthukiswa kanye paydown ukufinyelela, futhi uma izimali eziphansi ezitshala kukhula kahle, ukuqasha ingahlala elula, ikakhulukazi ezinyangeni ezincane.
Ingabe ngizohlala isikhathi esingakanani ngaphambi kokuba ngithenge?
Akunanani eliqinile, kodwa unyaka we-break-even lolu hlelo luthola ukuthi yisinqumo sezinsiza zakho — hlala isikhathi eside futhi uthenge izinqobo, uthengise ngokushesha futhi uqasha kube ngcono. Ukuthengiswa okuphezulu kanye nezindleko zenzuzo eziqaleni zivame ukucindezela i-break-even iminyaka embalwa ngaphandle.
Kungani izindleko eziphansi zokukhokha zibalulekile ekutholeni imali engenayo?
Uma uqasha, imali oyisebenzisele ukukhokha kuqala ingatshalaliswa endaweni. I-calculator ikhokhisa ukuqasha ngaleyo kukhula, ngakho-ke ukubuyiselwa kwezimali okuphezulu kwenza ukuqasha kubukeka kungcono futhi kuvimbela ukuyeka ukuthenga.
Ingabe lokhu kubandakanya i-equity engiyenza ngokuthenga?
Yebo. Ngonyaka ngamunye isusa ikhaya lakho elikhulayo elilinganayo - ukuphawula kanye nesisekelo okhokhele phansi - kusuka kuzindleko zokuthenga. Le inzuzo isizathu esiyinhloko sokuthi i-oda line ngasikhathi sinye likhuphuka ngezansi kwe-oda line.
Yini mayelana nokunakekelwa kanye nempahla yezimali?
Ababo bonke bafakazelwa ku-buy side njengezinhlamvu ezingu-100 zenani lekhaya, kanye ne-hypotheque. Lezi zindleko zobunikazi eziqhubekayo ziyini isizathu sokuthi indlu encane eyaziwayo ingahlala ibiza kakhulu kune-rent for a long time.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/rent-vs-buy/curl
curl "https://calculator.free/api/v1/rent-vs-buy/?price=350000&down=20&rate=7&rent=2000&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/rent-vs-buy/?" + new URLSearchParams({
"price": "350000",
"down": "20",
"rate": "7",
"rent": "2000",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.