Saýlawlary Kalkülatöre Göçür
Hususy öýi kireýine bermegiň we satyn almagyň jemi bahasyny deňeşdir we break-even ýyly tap.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out depending on appreciation and investment return. For a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out depending on appreciation and investment return. For a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out.Use this calculator to decide whether to buy now or keep renting.For buying it adds mortgage payments, property tax and maintenance, then subtracts the equity you build as the home appreciates; for renting it sums the rent (growing each year) minus what the invested down payment would earn.For a 350,000 home with 20% down at 7% versus 2,000 rent, high early interest and closing-type costs keep renting cheaper at first, and the break-even often lands several years out depending on appreciation and investment return.For a 350,000 home with 20% down and 2,000 rent, it adds mortgage payments, property tax and maintenance, then subtracts the equity you build as the home appreciates.For renting it sums the rent growth and investment return.Use this calculator to decide whether to buy now or keep renting.For buying it adds mortgage payments, property tax and maintenance, then subtracts the equity you build as the home appreciates; for renting it sums the rent (growing each year) minus what the invested down payment would earn.For buying it adds mortgage payments, property tax and maintenance, then subtracts the equity you build as the home appreciates; for renting it sums the rent (
Köp soralýan soraglar
Break-even year
Bu esbap satyn almak (ödemeler, salgyt we saklamakdan aýry) we kireýine almak (ödemeler we kireýine almakdan aýry) arasyndaky netis bahasyny gözleýär. Birikdirme ýyly satyn almak çyzygy kireýine almakdan aşak düşendedir.
Näme üçin kireýine almak ýyllar boýy gazanyp biler?
Satmak öňden ýüklemek uly çykdajylary - öňki töleg, ýapmak we girdeji-agyr öňki tölegler - wagtynda ekwity yavaş gurýar. bahasy we tölegleri ýetip gelene çenli, we eger maýa goýum öňki töleg gowy össe, kireýine almak has gymmat bolup biler, esasan gysga horizontlarda.
Satyp almakdan öň näçe ýyl ýaşamagy planlaşdyrmaly?
Bir belli bir san ýok, emma bu esbap tapýan break-even ýyly siziň girdişleriňiz üçin jogapdyr - uzak dur we satyn almak ýeňş, satmak tiz we kireýine almak gymmat. Ýokary transfer we faiz tölegleri ertirden arada break-even bir näçe ýyl uzakda goýýar.
Näme üçin bu maýa goýumlary öwürmek möhümdir?
Eger siz kireýine beräýseňiz, onda siz öňki töleg hökmünde ulanan nagt puluňyzy onuň ýerine girdeji edip bilersiňiz. Kalkülatör bu ösme bilen kireýine bermegi kredit edýär, şonuň üçin has ýokary hasaplanan girdeji, kireýine bermegi gowy görkezýär we satyn almak üçin öçüşiň wagtyny uzadýar.
Bu men satyn almak bilen bina eden equity-ni içermi?
Eý. Her ýyl, ol siziň ösýän öý eýeçiligiňizi - bahasy bilen bir hatarda siziň tölän esasyny - satyn almak bahasyndan çykarýar. Bu eýeçilik satyn almak çyzygynyň satyn almak çyzygynyň astyna düşmek üçin esasy sebäpdir.
Ýörite we emläk salgytlary näme?
Ikisi hem satyn alyş tarapynda, öýüň bahasynyň ýyllyk göterimi hökmünde, ipoteka bilen birlikde girilýär. Bu dowamly eýeçilik çykdajylary, nädip bir öý az bahaly, kireýine almakdan uzak wagtlap gymmatly bolup biler.
API — bu hasapçyny koddan ullan
Bu hasapçyny azat JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Eňlisçe senedleri oka →
_Soňky
GET https://calculator.free/api/v1/rent-vs-buy/curl
curl "https://calculator.free/api/v1/rent-vs-buy/?price=350000&down=20&rate=7&rent=2000&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/rent-vs-buy/?" + new URLSearchParams({
"price": "350000",
"down": "20",
"rate": "7",
"rent": "2000",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, lukmançylyk ýa-da salgyt maslahaty üçin däl.