I-Calculator ye-Debt-to-Income Ratio
Khangela isilinganiso sakho se-DTI - isiqephu semali etholakele edlula ekubuyiselweni kwemali.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200.Use itUse it to see where you stand before applying for a mortgage or loan.This calculator uses gross income to determine your debt-to-income ratio.Use it to see where you standUse it to determine your debt-to-income ratio.Use it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where you standUse it to determine where
Imibuzo ebuzwa kaningi
Yini isilinganiso esifanele semali ekhokhwayo nemali etholakalayo?
I-DTI = i-total monthly debt ÷ gross monthly income × 100.
Ingabe i-DTI isebenzisa imali engenayo ephelele noma encane?
Abadlulisi basebenzisa imali engenayo ephelele (engaphambilini kwezimali) yenyanga ye-DTI. Lokhu kwenza ukuthi isilinganiso sibonakale siphansi kunalokho okuzokwenziwa uma kuqhathaniswa nemali ekhokhelwa ekhaya, ngakho-ke ukhokhe imali ngesilinganiso sakho esiphelele.
Yini ushintsho phakathi kwe front-end ne back-end DTI?
I-front-end DTI ibala kuphela imali yakho yokuqasha ehlobene nemali engenayo, kanti i-back-end DTI ibala yonke imali oyikhokhile kufaka phakathi ikhaya. Abakhokhi bentela bavame ukukhathazeka kakhulu ngosayizi we-back-end; umhlahlandlela ojwayelekile wukuthi i-front-end ingaphansi kuka-28% kanti i-back-end ingaphansi kuka-36%.
Yini ekhokhwa yi-DTI?
Izidingo eziqhubekayo zonyaka: i-hypotheke noma irenti, izimali zemoto, izimali zesifundo, izindleko eziphansi zekhadi le-credit, izimali zomuntu siqu kanye nosizo lwengane noma i-alimoni. Izimali zosuku ngalunye ezifana nezinsizakalo, izitolo zokudlela ne-inshurensi azingenayo.
Ngingayinciphisa kanjani i-ratio yami ye-DTI?
Noma ukhuphule imali engenayo noma ukhuphule izimali zonyaka. Ukukhokha imali engenayo encane, ukuvimbela ukukhokha kabusha, noma ukukhokhela kabusha imali engenayo ephansi konke kunciphisa umlingani, ngenkathi ukhuphula noma ungeza imali engenayo kunciphisa umlingani - zombili zicindezela isilinganiso ngezansi.
Ingabe ngizothola i-hypothek nge-DTI ephakeme?
Ngamanye amaxesha. Abaxhasi abaningi babeka i-cap efanelekayo yama-hypothekes engaphezu kuka-43%, kodwa ezinye izinhlelo zivumela okuphezulu nge-credit enamandla, izibopho noma ukukhokha okukhulu. I-DTI ephansi ngokuvamile ibhekisela ekuqinisekiseni okulula nokukhokha okungcono.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/debt-to-income/curl
curl "https://calculator.free/api/v1/debt-to-income/?income=5000&housing=1500&other=500"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/debt-to-income/?" + new URLSearchParams({
"income": "5000",
"housing": "1500",
"other": "500"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.