Calculator

Ṣàfikún DTI rẹ́ - ìdíyelé ì̀rọ̀ọ̀kan tí a fi pamọ́ sí ì̀rọ̀ọ̀kan tí a fi pamọ́ sí ì̀rọ̀ọ̀kan.

Àwọn ìṣàmúlò-ètò

Ìfípamọ́ Ìṣàmúlò-ètò ?

Iṣẹ́ tabi ipòlowo, pẹlú owó ifowopamọ́ atí ifowopamọ́.

Àwọn àwọn ìṣàmúlò-ètò mìíràn

Àwọn ààyè-iṣẹ́

Àwọn Ìṣàmúlò-ètò —

Àwọn ìṣàmúlò-ètò —

Àwọn ààyè-iṣẹ́ àwọn ààyè-iṣẹ́ —

Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò

Àkóónú ìṣàmúlò-ètò yìí

you have a housing loan, you can use the DTI to calculate your debt-to-income ratio. The DTI is a percentage of your gross monthly income that goes to debt payments. This calculator adds your housing payment and other monthly debts, divided by income, and shows the ratio, a plain-language rating, and how much monthly debt room you have left to a target. Against a 36% target, this borrower is about 200 a month over the line. Against a 36% target, this borrower is about

Àwọn Àtòjọ-ẹ̀yàn

Kini ibatan owo-ori-si-ifowopamọ ti o dara?

Laarin 36% ni gbo ti wa ni ri bi ti o dara, pẹlu 43% ni igbagbogbo ti awọn igun fun a ipolowo ti o ni ẹtọ. Ni oke ti eyi, awọn lenders le dẹkun tabi gba diẹ sii. DTI = gbogbo osu owo ÷ gross osu owo × 100.

Ńwó DTI ló àwọn owó ìpamọ́ àti àwọn owó ìpamọ́?

Lenders lo gross (pre-tax) monthly income fun DTI. eyi ti o mu ki ratio wo ni isalẹ ju ti o yoo lodi si gba-igba-igba, ki budget pẹlu rẹ net nọmba ni ifẹ tun.

Kini ìyatọ̀ laarin àwọn ìṣàfarawé àti àwọn ìṣàfarawé DTI?

Front-end DTI counts only your housing payment against income, while back-end DTI counts all debt including housing. Lenders usually care most about the back-end figure; a common guideline is front-end under 28% and back-end under 36%.

Kini oṣuwọn owo-ori ti a gba?

Àwọn àwọn

Bawo ni mo ti lè fi ìgbàdúró ìṣàfarawé àwọn ìṣàmúlò-ètò mì?

Àwọn àwọn

Ń lè gbá ipòtì kan tí a bá ní DTÍ to gájú?

Ni igbagbogbo. Omi-ilẹ ti o ni ọpọlọpọ awọn lenders ti o ni ẹtọ lati gbese ni ayika 43%, ṣugbọn awọn iṣẹ-ṣiṣe diẹ gba laaye lati jẹ giga pẹlu owo-ori ti o lagbara, awọn ipamọ tabi owo-ori ti o tobi. DTI ti o kere julọ ni gbo tumọ si itẹwọgba ti o rọrun ati awọn idiyele ti o dara julọ.

API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti inú àwọn ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - àwọn bọ́tìnì kò ní àwọn tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Ka àwọn àkọlé API kíkún →

Àwọn Ààyè Ìjánu-ìsún

GET https://calculator.free/api/v1/debt-to-income/

curl

curl "https://calculator.free/api/v1/debt-to-income/?income=5000&housing=1500&other=500"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/debt-to-income/?" + new URLSearchParams({
    "income": "5000",
    "housing": "1500",
    "other": "500"
  }));
const data = await r.json();
console.log(data.results);

Àwọn àwọn

Àkóónú ìṣàmúlò-ètò yìí

Àwọn Àtòjọ-ẹ̀yàn

Àwọn Ìṣàmúlò-ètò Ìṣàmúlò-ètò

Àwọn Ààyè Ìjánu-ìsún

curl

JavaScript fetch()

JavaScript `fetch()`