Debt-ku-Income Ratio Calculator

Kafukufuku wanu DTI ratio - gawo la ndalama zopita ku ngongole malipiro.

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Chipinda chokhalamo kapena ndalama zoyendera nyumba, kuphatikizapo ndalama za ngongole ndi ndalama za chitetezo.
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Kusinthanitsa ndalama
Kulemba
Mwezi wokhala ndi malo kuti mukwaniritse

Zithunzizi zimasintha monga momwe mumalemba.

Zachidule

you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200.Use it to see where you stand before applying for a mortgage or loan. This calculator uses gross income to calculate your DTI ratio.Use it to calculate your DTI ratio.Use it to see where you stand before applying for a mortgage or loan.Use it to see where you stand before applying for a mortgage or loan.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where you stand.Use it to see where

Mafunso ofunsidwa nthawi zambiri

Kodi ndi chiyani choyenera kulipira ngongole kuti mulandire ndalama?

Pambuyo 36% ndi nthawi zonse amaoneka ngati bwino, ndi 43% nthawi zambiri m'mphepete mwa nyumba yoyenera. Pambuyo kuti, wopereka ndalama angalephere kapena kulipira zambiri. DTI = mwezi uliwonse deni ÷ gross mwezi ndalama × 100.

Kodi DTI imagwiritsa ntchito ndalama zochuluka kapena ndalama zochuluka?

Opereka ndalama amagwiritsa ntchito ndalama zochuluka (zopanda malire) za mwezi wa DTI. Izi zimachititsa kuti mfundoyi ikhale yotsika kuposa mfundo yoti ndalama zikhale zochuluka, choncho ganizirani ndalama zanu zochuluka.

Kodi pali kusiyana kotani pakati pa front-end ndi back-end DTI?

Front-end DTI imawerengera ndalama zanu zoyendera nyumba zokhazokha, pomwe back-end DTI imawerengera ndalama zonse zoyendera nyumba. Opereka ndalama amaganizira kwambiri za ndalama zoyendera nyumba; mfundo yofala kwambiri ndi kuti front-end ndi pansi pa 28% ndipo back-end ndi pansi pa 36%.

Kodi ndalama ziti zimawerengedwa ku DTI?

Zofunika zopita m’mbuyo: ndalama zoyendera nyumba kapena ndalama zoyendera nyumba, ndalama zoyendera magalimoto, ndalama zoyendera ana, ndalama zoyendera makhadi a ngongole, ndalama zoyendera anthu ndi ndalama zoyendera ana kapena ndalama zoyendera ana.

Kodi ndingatani kuti ndichepetse DTI ratio yanga?

Kulipira ndalama zochepa, kupewa ndalama zatsopano, kapena kulipira ndalama zosakwanira zonse zimachepetsa mfundo yowerengera, pomwe kuwonjezeka kwa ndalama kapena ndalama zowonjezera zimawonjezera mfundo yotchedwa - zonsezi zimachepetsa mfundo yowerengera.

Kodi ndingapeze ndalama zoyendera nyumba ndi DTI yotsika?

Nthawi zina. Opereka ndalama ambiri amaletsa ndalama zokhala ndi ndalama zokwana 43%, koma ena amalola kuti ndalamazo zikhale zochuluka kwambiri ngati muli ndi ndalama zochuluka, ndalama zosawerengeka kapena ndalama zambiri zoyamba.

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API — kugwiritsa ntchito izi calculator kuchokera code

Kulemba izi calculator monga ufulu JSON endpoint - palibe chida zofunika. Kutumiza nyanja mfundo pansipa monga mafunso zigawo kapena JSON. Onani zonse API docs →

Chithunzi

GET https://calculator.free/api/v1/debt-to-income/

curl

curl "https://calculator.free/api/v1/debt-to-income/?income=5000&housing=1500&other=500"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/debt-to-income/?" + new URLSearchParams({
    "income": "5000",
    "housing": "1500",
    "other": "500"
  }));
const data = await r.json();
console.log(data.results);

Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.