Kalkulator Rasio Duit-ka-Income

Ing basa Inggris, income tax iku pajak kang dijupuk saka pendapatan.

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$
Ing jaman biyèn, pajak iku dipérang dadi pajak tanah lan pajak barang.
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Rasio —
Penilaian —
Ruangan kanggo target —

Hasil dioptimalake nalika sampeyan ngetik.

Ngendi kalkulator iki

you have a housing loan, you can use the DTI to calculate your debt-to-income ratio. The DTI is a percentage of your gross monthly income that goes to debt payments. This calculator adds your housing payment and other monthly debts, divided by income, and shows the ratio, a plain-language rating, and how much monthly debt room you have left to a target. Against a 36% target, this borrower is about 200 a month over the line. Against a 36% target, this borrower is about 200.The formula is total monthly debt ÷ gross monthly income × 100. This calculator uses gross income to calculate the

Takon kang asring diajukake

Apa iku rasio utang-ing-penghasilan kang apik?

Ing ngisor iki 36% umumé dipandang minangka sehat, karo 43% asring plafon kanggo hipotek qualified. Ing ndhuwur iku, penjamin bisa mudhun utawa mbayar luwih. DTI = total utang sasi ÷ gross revenue sasi × 100.

Apa DTI nggunakake gross utawa net income?

Lenders nggunakake gross (pre-tax) income monthly kanggo DTI. Sing ndadèkaké rasio katon luwih cilik tinimbang iku bakal nglawan take-home pay, supaya anggaran karo angka net ing pikiran uga.

Apa bedane antara front-end lan back-end DTI?

Front-end DTI counts mung mbayar omahmu marang income, nalika back-end DTI counts kabeh utang kalebu omah. Lenders asring care paling bab back-end angka; a common guideline is front-end under 28% and back-end under 36%.

Apa sing dadi sebabé?

Obligasi bulanan kang diulang: hipotek utawa sewa, pinjaman mobil, pinjaman mahasiswa, pembayaran minimum kartu kredit, pinjaman pribadi lan dhukungan anak utawa alimony. Biaya saben dina kaya utilitas, barang-barang lan asuransi umumé ora diitung.

Apa bisa aku ngurangi rasio DTIku?

Akeh wong kang ora bisa mbayar utang, nanging bisa mbayar utang, lan ora bisa mbayar utang, nanging bisa mbayar utang, lan ora bisa mbayar utang, nanging bisa mbayar utang, lan ora bisa mbayar utang, nanging bisa mbayar utang, nanging ora bisa mbayar utang, nanging bisa mbayar utang, nanging ora bisa mbayar utang.

Apa aku bisa njaluk hipotek karo DTI dhuwur?

Kadang-kadang. Akèh lenders cap qualified mortgages ing sekitar 43%, nanging sawetara program ngidini luwih dhuwur karo kredit kuat, cadangan utawa mbayar mudhun gedhe. A DTI luwih enom umumé tegese luwih gampang persetujuan lan tingkat luwih apik.

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API — gunakake kalkulator iki saka kode

Panggenan kalkulator iki minangka titik pungkasan JSON gratis - ora ana kunci sing dibutuhaké. Kirimi nilai medan ing ngisor iki minangka parameter pitakonan utawa JSON. Waca dokumen API lengkap →

Titik pungkasan

GET https://calculator.free/api/v1/debt-to-income/

curl

curl "https://calculator.free/api/v1/debt-to-income/?income=5000&housing=1500&other=500"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/debt-to-income/?" + new URLSearchParams({
    "income": "5000",
    "housing": "1500",
    "other": "500"
  }));
const data = await r.json();
console.log(data.results);

Kajaba iku, ana uga sing ora bisa gawé gawéan, kaya ta dokter, insinyur, lan liya-liyané.