I-Calculator yeNtlawulo-yeNtlawulo
Khangela umlinganiselo wakho we-DTI – inxalenye yokufumana okuya kwimali-mboleko yetyala.
Iinketho ze projekti
Malunga nale Calculator
you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200.Use itUse it to see where you stand before applying for a mortgage or loan.This calculator uses gross income to determine your debt-to-income ratio.Use it to see where you stand.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use
Imibuzo ebuza rhoqo
Yintoni uthelekiso olulungileyo lwemali efunekayo nokufumanayo?
I-DTI = ityala elipheleleyo lenyanga ÷ iindleko ezipheleleyo zenyanga × 100. I-DTI = ityala elipheleleyo lenyanga ÷ iindleko ezipheleleyo zenyanga × 100. I-DTI = ityala elipheleleyo lenyanga ÷ iindleko ezipheleleyo zenyanga × 100.
Ingaba iDTI isebenzisa iindleko ezipheleleyo okanye iindleko ezipheleleyo?
Abanikeli bemali basebenzisa iindleko ezipheleleyo (ezingaphambili kwetyala) zemali yonyaka ye-DTI. Oku kwenza ukuba uthelekiso lubonakale luphantsi kunemali ethathwa endlwini, ngoko ke ubeke i-budget yakho
Yintoni utshintsho phakathi kwe-DTI ephambili ne-DTI ecaleni?
I-DTI ephambili ibala kuphela iindleko zakho zokuhlala kuxhomekeke kwingeniso, ngelixa i-DTI ecaleni ibala yonke ityala lakho kubandakanywa nendlu. Abanikeli betyala bahlala bekhathalela kakhulu ubungakanani be-back-end; umyalelo oqhelekileyo kukuba i-front-end ingaphantsi kwe-28% ne-back-end ingaphantsi kwe-36%.
Yintoni iindleko ezilinganisa kwi-DTI?
Iimali eziphindaphindwayo zonyaka: i-mortgage okanye irenti, iiasethi zemoto, iiasethi zomfundi, iindleko ezincinci zekhadi letyala, iiasethi zobuqu kunye noncedo losapho okanye uncedo losapho. Iimali zosuku ngalunye ezinjengeenkonzo, iimveliso zendalo kunye ne-inshorensi zihlala zingabalolwa.
Ndiyinyusa njani i-DTI yam?
Either raise income or cut monthly debt. Paying off a small loan, avoiding new borrowing, or refinancing to a lower payment all reduce the numerator, while a raise or added income increases the denominator — both push the ratio down.
Ndingafumana ityala nge-DTI ephezulu?
Abanikeli abaninzi babeka umda kwimali ethethwayo ekwi-43%, kodwa ezinye iinkqubo zivumela ukunyuka okuphezulu ngetyala elinamandla, iireserve okanye ukuhlawula phantsi okukhulu. Umgangatho ophantsi we-DTI uthetha ukuba uqinisekiso lulula kwaye ixabiso lingcono.
API — sebenzisa le calculator ukusuka kwikhowudi
Nceda le kalkulator njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo engezantsi njengeparameter yombuzo okanye i-JSON. Funda i-API epheleleyo →
Incopho yesiphelo
GET https://calculator.free/api/v1/debt-to-income/
curl
curl "https://calculator.free/api/v1/debt-to-income/?income=5000&housing=1500&other=500"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/debt-to-income/?" + new URLSearchParams({
"income": "5000",
"housing": "1500",
"other": "500"
}));
const data = await r.json();
console.log(data.results);
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