I-Calculator yeNtlawulo-yeNtlawulo

Khangela umlinganiselo wakho we-DTI – inxalenye yokufumana okuya kwimali-mboleko yetyala.

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Irenti okanye ityala, kuquka ityala nesibonelelo.
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I-ratio yetyala-ku-ingeniso
Ixabiso
Igumbi lonyaka lokubeka injongo

Iinketho ze projekti

Malunga nale Calculator

you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200 a month over the line. If you have a 36% target, you have about 200.Use itUse it to see where you stand before applying for a mortgage or loan.This calculator uses gross income to determine your debt-to-income ratio.Use it to see where you stand.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use it to determine your debt-to-income ratio.Use

Imibuzo ebuza rhoqo

Yintoni uthelekiso olulungileyo lwemali efunekayo nokufumanayo?

I-DTI = ityala elipheleleyo lenyanga ÷ iindleko ezipheleleyo zenyanga × 100. I-DTI = ityala elipheleleyo lenyanga ÷ iindleko ezipheleleyo zenyanga × 100. I-DTI = ityala elipheleleyo lenyanga ÷ iindleko ezipheleleyo zenyanga × 100.

Ingaba iDTI isebenzisa iindleko ezipheleleyo okanye iindleko ezipheleleyo?

Abanikeli bemali basebenzisa iindleko ezipheleleyo (ezingaphambili kwetyala) zemali yonyaka ye-DTI. Oku kwenza ukuba uthelekiso lubonakale luphantsi kunemali ethathwa endlwini, ngoko ke ubeke i-budget yakho

Yintoni utshintsho phakathi kwe-DTI ephambili ne-DTI ecaleni?

I-DTI ephambili ibala kuphela iindleko zakho zokuhlala kuxhomekeke kwingeniso, ngelixa i-DTI ecaleni ibala yonke ityala lakho kubandakanywa nendlu. Abanikeli betyala bahlala bekhathalela kakhulu ubungakanani be-back-end; umyalelo oqhelekileyo kukuba i-front-end ingaphantsi kwe-28% ne-back-end ingaphantsi kwe-36%.

Yintoni iindleko ezilinganisa kwi-DTI?

Iimali eziphindaphindwayo zonyaka: i-mortgage okanye irenti, iiasethi zemoto, iiasethi zomfundi, iindleko ezincinci zekhadi letyala, iiasethi zobuqu kunye noncedo losapho okanye uncedo losapho. Iimali zosuku ngalunye ezinjengeenkonzo, iimveliso zendalo kunye ne-inshorensi zihlala zingabalolwa.

Ndiyinyusa njani i-DTI yam?

Either raise income or cut monthly debt. Paying off a small loan, avoiding new borrowing, or refinancing to a lower payment all reduce the numerator, while a raise or added income increases the denominator — both push the ratio down.

Ndingafumana ityala nge-DTI ephezulu?

Abanikeli abaninzi babeka umda kwimali ethethwayo ekwi-43%, kodwa ezinye iinkqubo zivumela ukunyuka okuphezulu ngetyala elinamandla, iireserve okanye ukuhlawula phantsi okukhulu. Umgangatho ophantsi we-DTI uthetha ukuba uqinisekiso lulula kwaye ixabiso lingcono.

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API — sebenzisa le calculator ukusuka kwikhowudi

Nceda le kalkulator njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo engezantsi njengeparameter yombuzo okanye i-JSON. Funda i-API epheleleyo →

Incopho yesiphelo

GET https://calculator.free/api/v1/debt-to-income/

curl

curl "https://calculator.free/api/v1/debt-to-income/?income=5000&housing=1500&other=500"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/debt-to-income/?" + new URLSearchParams({
    "income": "5000",
    "housing": "1500",
    "other": "500"
  }));
const data = await r.json();
console.log(data.results);

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