I-Calculator yekhadi le-Credit Payoff
Bona ukuthi isikhathi esingakanani esithatha ukucisha isibalo sekhadi le-credit kanye nemali ekhokhwa.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
calculator shows how many months it takes to pay off a credit card balance at a fixed monthly payment, and how much interest you pay along the way. Each month it charges interest of one-twelfth of the APR on the remaining balance, adds any new spending you enter, then subtracts your payment — repeating until the balance reaches zero. A higher monthly payment clears the balance far faster and costs far less interest. Raise the payment to 300 a month and the same balance clears in about 15 months with far less interest, because more of each payment attacks the principal instead of the interest.The calculator shows how many months it takes to pay off a credit card balance at a fixed monthly payment, and how much interest you pay along the way.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use
Imibuzo ebuzwa kaningi
Kungani ikhadi lami lithatha isikhathi eside ukukhokha?
Uma ukhokha nganyanga zonke kuqhathaniswa nemali ekhokhwa nganyanga zonke, akukho okuncane okuzonciphisa isibalo. Ukhokha okungaphezu kokwehla kuncane kakhulu isikhathi sokubuyiselwa imali futhi kucishe.
Yini uma imali yami iphansi kakhulu?
Uma inkokhelo yenyanga ayigcini ngonyaka wokuqala wenzuzo, isibalo asikwazi ukuwa. Le kalkuli ingabonisanga inkokhelo uma lokhu kwenzeke.
Uhlu lwezimoto ezikhokhelwa ngekhadi le-credit
I APR ihlukaniswe yi 12 ukuthola inani ngenyanga, okuyinto esetshenziswa ekusebenzeni yakho engaphansi ngayinye ngenyanga. Ku 22% APR ukuthi mayelana 1.83% ngenyanga - ngakho 4,000 ukulinganisela accrues cishe 73 intshisekelo kunyaka wokuqala kuphela.
Ingabe kufanele ngikhokhe imali eningi ngenyanga ukuze ngiyisuse ngokushesha?
Noma yikuphi inani elingaphezulu kwezinga eliphansi lihamba ngokuqondile ku-principal futhi linciphisa ukukhokha ngokujulile. Zama ukunciphisa ukukhokha kwenyanga kwi-calculator ukuze ubone ukuthi amasonto angakanani nokuthi intshisekelo ngayinye yokunyuka igcina kanjani.
Yini okwenziwa yimali entsha ekhokhwa ngemali yami?
Ukusetshenziswa okufaka ngaso sonke isikhathi kukhokhiswa izimali futhi kukhokhisa imali yakho, ngakho-ke i-balance iphansi kancane — noma ayikho i-balance ecacile uma izindleko ezintsha zidla impumelelo. Faka isithombe ngaphansi kwezinketho eziphezulu ukuze umodele ukusetshenziswa okuqhubekayo kwekhadi.
Ingabe ukukhokha kuphela okuncane kuzosusa ikhadi?
Kungenza, kodwa ngokucophelela kakhulu futhi ngemali enkulu, ngoba ingxenye enkulu yemali encane idlula ekukhuleni kwangaphambili. Lokhu kusho ukuthi isikhathi sokulethwa kanye nemali ephelele yokutshala incane kakhulu uma ukhokha ngaphezulu kwentengo encane.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/credit-card-payoff/curl
curl "https://calculator.free/api/v1/credit-card-payoff/?balance=4000&apr=22&payment=200"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/credit-card-payoff/?" + new URLSearchParams({
"balance": "4000",
"apr": "22",
"payment": "200"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.