I-Calculator yenzuzo elula
Bala inzuzo elula ku-principal ngesikhathi - akukho ukuxubha.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
Simple interest is charged only on the original principal, never on interest that has already accrued. The formula is Interest = Principal × Rate × Time, with the rate as a decimal and the time in years. Because the base never grows, the interest is the same every year and the balance climbs in a straight line rather than a curve.
For example, 5,000 borrowed or invested at 5% a year for 3 years earns 5,000 × 0.05 × 3 = 750 in interest, for a total of 5,750. Double the time to 6 years and the interest simply doubles to 1,500 — there is no compounding to accelerate it.
Simple interest is common on short-term and some car, personal or bridging loans, and on certain bonds and savings products. Use this calculator to check the cost of such a loan, and compare it with the compound interest calculator to see how much difference compounding makes over longer periods.
Imibuzo ebuzwa kaningi
Yini ifomu elilula lenzuzo?
Inkokhelo = Umnikazi x Izinga x Isikhathi, ngezinga elilinganayo. 5,000 ku-5% iminyaka emithathu ithola 5000 x 0.05 x 3 = 750.
Uyini umehluko phakathi kwenzuzo elula nenzuzo equkethwe?
Inkokhelo elula ibalwa kuphela ku-principal, ngakho ikhula emgqeni oqondile. Inkokhelo ehlanganisayo ibalwa ku-principal kanye ne-interest edlule, ngakho ikhula ngokushesha ngesikhathi.
Ngiyibala kanjani inani eliphelele elikhokhelwa?
Add the interest to the principal. For 5,000 at 5% over 3 years the interest is 750, so the total to repay is 5,000 + 750 = 5,750. The calculator shows both the interest and this total.
Ingabe ngingakwazi ukungenisa unyaka ohlukanisiwe?
Yebo. Isikhathi somhlaba si accepts amaphesenti, ngakho 18 amasonto yi 1.5 iminyaka futhi 6 amasonto yi 0.5. Imali ekhokhwayo i scales ngokuqondile nesikhathi, ngakho ingxenye yeminyaka ithetha ingxenye yemali ekhokhwayo.
Ngiyithola kanjani inani lenzuzo kusuka ku-interest ekhokhwayo?
Uhlelo lwefomula: Izinga = Intshisekelo ÷ (Isisekelo × Isikhathi). Uma 5,000 eminyakeni emithathu ithola 750, isilinganiso siwu 750 ÷ (5,000 × 3) = 0.05, noma 5% ngonyaka.
Ingabe izindleko ezilula zisetshenziswa endaweni yezindleko ezihlangene?
Ivame ukusetshenziselwa izibopho ezincane, ezinye izimoto nezibopho zomuntu siqu, kanye nezibopho ezithile nezixhumanisi lapho intshisekelo ikhokhwa khona ngaphandle kokuphinda ikhokhwe. Ngaphakathi kwesikhathi eside, abahlinzeki bezimali nabagibeli bavame ukusebenzisa intshisekelo ehlobene endaweni.
API — sebenzisa le calculator kusuka kukhodi
Nquma le calculator njenge JSON evulekile yendawo yokuqeda - akukho isithonjana esidingekayo. Thumela amaxabiso endawo ngezansi njengezilungiselelo zombuzo noma i-JSON. Noma yini ongayishiya isebenzisa iphutha elifanayo elifakwe ngaphambili lekhasi; ipharamitha engaziwa yi-400, ayikho i-zero emnyama. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/simple-interest/curl
curl "https://calculator.free/api/v1/simple-interest/?principal=5000&rate=5&years=3"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/simple-interest/?" + new URLSearchParams({
"principal": "5000",
"rate": "5",
"years": "3"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.