Hesabu ya Upendezi Rahisi
Calculate simple interest on a principal over time — no compounding.
Matokeo yanakuwa bora zaidi unapochapa.
Kuhusu kifaa hiki cha kupigia hesabu
Simple interest is charged only on the original principal, never on interest that has already accrued. The formula is Interest = Principal × Rate × Time, with the rate as a decimal and the time in years. Because the base never grows, the interest is the same every year and the balance climbs in a straight line rather than a curve.
For example, 5,000 borrowed or invested at 5% a year for 3 years earns 5,000 × 0.05 × 3 = 750 in interest, for a total of 5,750. Double the time to 6 years and the interest simply doubles to 1,500 — there is no compounding to accelerate it.
Simple interest is common on short-term and some car, personal or bridging loans, and on certain bonds and savings products. Use this calculator to check the cost of such a loan, and compare it with the compound interest calculator to see how much difference compounding makes over longer periods.
Maswali yaliyoulizwa mara nyingi
Ni njia gani rahisi ya upendezi?
Interest = Principal x Rate x Time, with the rate as a decimal. 5,000 at 5% for 3 years earns 5000 x 0.05 x 3 = 750.
Upendezi sahili hutofautianaje na upendezi mwingi?
Upendezi sahili huhesabiwa tu kwa mkuu, kwa hiyo huo hukua katika mstari ulionyooka. riba inayoongezeka huhesabiwa kwa mtu wa kwanza kuongezea upendezi wa mapema, hivyo huo hukua haraka zaidi kadiri wakati unavyopita.
Ninakadiriaje kiasi cha pesa nilichokuwa nimedaiwa?
Kwa hiyo jumla ya malipo ni 5,000 kwa mkuu wa shule. Kwa asilimia 5 kwa zaidi ya miaka 3, kwa hiyo jumla ya mapato ni 5,000 + 750 = 5,750.
Je, ninaweza kuingia mwaka mmoja?
Naam, wakati mwingi zaidi wa kukubali visehemu, kwa hiyo miezi 18 ni miaka 1.5 na miezi 6 ni 0.5. Magamba ya riba hulingana moja kwa moja na wakati, kwa hiyo nusu ya miaka humaanisha nusu ya upendezi.
Napataje kiwango cha riba kutoka kwa riba inayolipwa?
Reargrange the fanico: Kiwango = Pato la Kupendezwa (Principal ▿ Time). Ikiwa 5,000 ilipata miaka zaidi ya 3 iliyovumi 750, kiwango hicho ni 750 יהוה (5,000 25 3) = 0.05, au 5% kwa mwaka.
Ni wakati gani upendezi sahili hutumiwa badala ya uambatani?
Ni kawaida kwa mikopo ya muda mfupi, baadhi ya magari na mikopo ya kibinafsi, na dhamana na maandishi fulani ambapo riba hulipwa badala ya kuwekewa akiba.
API bustanini hutumia kifaa hiki cha hesabu kutoka kwenye mfumo wa sheria
Ipigie simu kifaa hiki cha kupigia hesabu kama Junse É not doot toder. Chochote unachoacha kinatumia kiwango kilekile cha mwisho ambacho ukurasa huu haujakamilika; parameta isiyojulikana ni 400, si sufuri kimya kamwe. Soma habari kamili za API docs →
keyboard label
GET https://calculator.free/api/v1/simple-interest/curl
curl "https://calculator.free/api/v1/simple-interest/?principal=5000&rate=5&years=3"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/simple-interest/?" + new URLSearchParams({
"principal": "5000",
"rate": "5",
"years": "3"
}));
const data = await r.json();
console.log(data.results);Matokeo ni makadirio ya mwongozo wa ujumla, si wa kifedha, wa kitiba au wa kodi tu.