Simple Interest Calculator
Bala iindleko ezilula kwixabiso eliphambili ngexesha elidlulileyo – akukho kusetyenziswa kwezinto ezidityanisiweyo.
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interest is charged on the original principal, never on interest that has already accrued. The formula is Interest = Principal × Rate × Time, with the rate as a decimal and the time in years. Because the base never grows, the interest is the same every year and the balance climbs in a straight line rather than a curve. Double the time to 6 years and the interest simply doubles to 1,500 — there is no compounding to accelerate it. Use this calculator to check the cost of such a loan, and compare it to the compound interest calculator.Simple interest is common on some loans, but not on all. For example, 5,000 borrowed or invested at 5% a year for 3 years earns 5,000 × 0.05 × 3 = 750.For example, 5,000 × 0.05 × 3 = 750 in interest, for a total of 5,750.For example, 5,000 × 0.05 × 3 = 750.For example, 5,000 × 0.05 × 3 = 750.For example, 5,000 × 5%Simple interest is common on some loans, but not on all.For example, 5,000 × 5%Simple interest is common on some loans, but not on all.For example, 5,000 × 5%Simple interest is common on some loans, but not on all.For example, 5,000 × 5%Simple interest is common on some loans, but not on all.For example, 5,000 × 5%Simple interest is common on some loans, but not on all.For example, 5,000 × 5%Simple interest is common on some loans, but not on all.For example, 5%Simple interest is common on some loans, but not on all.For example, 5%Simple interest is common on some loans, but not on all.For example, 5%Simple interest is common on some loans, but not on all.For
Imibuzo ebuza rhoqo
Yintoni ifomula elula yenzuzo?
Inzala = Imali ephambili x Umyinge wenzala x Ixesha, ngomgangatho okwishumi elinesihlanu. 5,000 kwi-5% iminyaka emithathu ifumana i-5000 x 0.05 x 3 = 750.
Iinzala ezilula zihlukile njani kwiinzala ezidityanisiweyo?
Inzuzo elula ibalolwe kuphela kwixabiso eliphambili, ngoko ke ikhula emgceni othe tye. Inzuzo edityanisiweyo ibalolwe kwixabiso eliphambili kunye nenzuzo engaphambili, ngoko ke ikhula ngokukhawuleza ngexesha.
Ndiyibala njani ixabiso elipheleleyo elihlawulwe?
Add the interest to the principal. For 5,000 at 5% over 3 years the interest is 750, so the total to repay is 5,000 + 750 = 5,750. The calculator shows both the interest and this total.
Ndingangenisa unyaka ophindwe kabini?
Yes. The time field accepts fractions, so 18 months is 1.5 years and 6 months is 0.5. The interest scales directly with time, so half the years means half the interest.
Ndiyifumana njani ixabiso lenzuzo elingenakulinganiswa kwinzuzo ehlawulwe?
Rearrange the formula: Rate = Interest ÷ (Principal × Time). If 5,000 over 3 years earned 750, the rate is 750 ÷ (5,000 × 3) = 0.05, or 5% a year.
Isetyenziswa nini inzala elula endaweni yengeniso edityanisweyo?
Isetyenziswa ngokubanzi kwiimali ezimfutshane, ezinye iimoto kunye neemali zobuqu, kunye nezinye iinkunzi kunye neencwadi apho inzala ihlawulwe ngaphandle kunokuba ibuyiselwe. Kwixesha elide, abaxhasi nabakhuseli basebenzisa inzala edityanisiweyo endaweni yoko.
API — sebenzisa le calculator ukusuka kwikhowudi
Nceda le khadi lemali njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo ezantsi njengeparameter yombuzo okanye i-JSON. Nantoni na oyenzayo isebenzisa okungagqibekanga okufanayo eli phepha ligqityiwe ngaphambili; iparameter engaziwayo yi 400, ayikho i zero ekhululekileyo. Funda i-API epheleleyo →
Incopho yesiphelo
GET https://calculator.free/api/v1/simple-interest/curl
curl "https://calculator.free/api/v1/simple-interest/?principal=5000&rate=5&years=3"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/simple-interest/?" + new URLSearchParams({
"principal": "5000",
"rate": "5",
"years": "3"
}));
const data = await r.json();
console.log(data.results);Results are estimates for general guidance only, not financial, medical or tax advice.