Basit Faýllar
Bir esasyň wagtyň içindeki ýönekeý faizini hasap et - birleşdirme ýok.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
Simple interest is charged only on the original principal, never on interest that has already accrued. The formula is Interest = Principal × Rate × Time, with the rate as a decimal and the time in years. Because the base never grows, the interest is the same every year and the balance climbs in a straight line rather than a curve.
For example, 5,000 borrowed or invested at 5% a year for 3 years earns 5,000 × 0.05 × 3 = 750 in interest, for a total of 5,750. Double the time to 6 years and the interest simply doubles to 1,500 — there is no compounding to accelerate it.
Simple interest is common on short-term and some car, personal or bridging loans, and on certain bonds and savings products. Use this calculator to check the cost of such a loan, and compare it with the compound interest calculator to see how much difference compounding makes over longer periods.
Köp soralýan soraglar
Basit girdeji formulasy näme?
Interest = Principal x Rate x Time, with the rate as a decimal. 5,000 at 5% for 3 years earns 5000 x 0.05 x 3 = 750.
How is simple interest different from compound interest?
Saýlawly faiz diňe esasy hakda hasaplanýar, şonuň üçin ol düz çizgide ösýär. Birikdirlenmiş faiz esasy bilen öňki faiziň üstünde hasaplanýar, şonuň üçin ol wagt içinde çalt ösýär.
Men nädip bütin töleg möçberini hasaplaýaryn?
Başlyka faiz goş. 5,000 üçin 5% 3 ýyl içinde faiz 750, şonuň üçin tölenmeli jemi 5,000 + 750 = 5,750. Kalkülatör hem faiz hem bu jemi görkezer.
Men bir ýyly bir bölek edip giräýjekmi?
Eý. Zaman meýdany bölekleri kabul edýär, şuňa görä 18 aý 1.5 ýyla deň we 6 aý 0.5 ýyla deň. Mülk wagt bilen dogrydan ölçeýär, şuňa görä ýyllaryň yary mülküň yary manysynda.
Men nädip tölenen tölegden faiz tölegini tapyp bilerin?
Formuly täzeden düzeltmek: Rate = Interest ÷ (Principal × Time). If 5,000 over 3 years earned 750, the rate is 750 ÷ (5,000 × 3) = 0.05, or 5% a year.
Birikdirlen faýllary ulanmak üçin birikdirlen faýllary ulanmak gerekmi?
Bu gysga möhletli karzlar, käbir awto we şahsy karzlar, we käbir bonýolar we notlar üçin adaty. Bu ýerde karz berijiler we saklaýjylar uzak möhletli karz berilşi üçin köpçülikleýin karz ulanmakdan gaça durýarlar.
API — bu hasapçyny koddan ullan
Bu hasapçyny boş JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Siziň goýmaýan hernäňiz şu sahypanyň öň bellenen öň bellenenini ulanýar; namydar parametr 400, hiç wagt sessiz sıfır däl. Eňlisçe senedleri oka →
Endpoint
GET https://calculator.free/api/v1/simple-interest/curl
curl "https://calculator.free/api/v1/simple-interest/?principal=5000&rate=5&years=3"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/simple-interest/?" + new URLSearchParams({
"principal": "5000",
"rate": "5",
"years": "3"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, saglyk ýa-da salgyt maslahaty üçin däl.