Kredit kartlary
Kredit kart balansyny arassalamak üçin näçe wagt gerekdigini we onuň töleglerini gör.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
calculator shows how many months it takes to pay off a credit card balance at a fixed monthly payment, and how much interest you pay along the way. Each month it charges interest of one-twelfth of the APR on the remaining balance, adds any new spending you enter, then subtracts your payment — repeating until the balance reaches zero. A higher monthly payment clears the balance far faster and costs far less interest. Raise the payment to 300 a month and the same balance clears in about 15 months with far less interest because more of each payment attacks the principal instead of the interest.The calculator shows how many months it takes to pay off a credit card balance at a fixed monthly payment, and how much interest you pay along the way.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this calculator to build a realistic payoff plan.Use this
Köp soralýan soraglar
Meniň kartym näme üçin bunça wagt alýar?
Eger siziň aýlyk tölegiňiz aýlyk faiz tölegiňize ýakyn bolsa, onda azda-kände hiç biri balansy azaltmaz. Azdan-az töleg etmek töleg wagtyny gysgaldar we faizleri azaltar.
Eger meniň tölegim az bolsa näme etmeli?
Eger aýlyk töleg ilkinji aýyň girdejini örtmese, balansy hiç wagt aşak gitmez. Bu hasapçy bu bolup geçende hiç bir töleg görkezmez.
Kredit kartyň faizleri nädip hasap edilýär?
APR 12 bilen bölünip her aý galan balansaňyza ulanylýan aýlyk paýy almak üçin. 22% APR bilen bu aýlyk 1.83% - 4000 balansy diňe ilkinji aýda 73% töleg alýar.
Ony çalt arassalamak üçin her aý näçe tölemek gerek?
Her haýsy minimumdan ýokary mukdar başlyka gidip we tölegleri gysgaldýar. Neçe aý we her bir artma näçe faiz saklaýandygyny görmek üçin kalkülatörde aýlyk tölegi artdyryp synanyşyň.
Täze tölegler meniň töleglerime näme eder?
Her aý goşýan çykdajylaryňyz hemem faiz bilen tölenýär we tölegiňizi deňeşdirýär, şonuň üçin balans yavaş düşýär - ýa-da hiç wagt arassalanmaz eger täze tölegler ilerlemegi ýitirse. Kardyň dowamly ulanylyşyny modellemek üçin ileri opsiýalar astyna bir san giriziň.
Diňe azyny tölemek kartany boşaýarmy?
Bu mümkin, emma gaty yavaş we uly baha bilen, sebäbi iň az tölegiň köpüsi öňden girdeji üçin gidýär. Bu sebäbiň sebäbi siz iň azdan köp töleg etseňiz töleg wagty we jemi girdeji gaty gysgalaşýar.
API — bu hasapçyny koddan ullan
Bu hasapçyny azat JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Eňlisçe senedleri oka →
_Soňky
GET https://calculator.free/api/v1/credit-card-payoff/curl
curl "https://calculator.free/api/v1/credit-card-payoff/?balance=4000&apr=22&payment=200"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/credit-card-payoff/?" + new URLSearchParams({
"balance": "4000",
"apr": "22",
"payment": "200"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, lukmançylyk ýa-da salgyt maslahaty üçin däl.