Credit Card Payoff Calculator
Ona kuti nguva yakareba sei inotora kuti uite chikwereti chekadhi uye mari yacho.
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
you have a credit card, you can use this calculator to calculate how many months it takes to pay off a credit card balance at a fixed monthly payment, and how much interest you pay along the way. Each month it charges interest of one-twelfth of the APR on the remaining balance, add any new spending you enter, then subtract your payment — repeating until the balance reaches zero. A higher monthly payment clears the balance far faster and costs far less interest. If you have a credit card, you can use this calculator to calculate how many months it takes to pay
Zvimwe zvinobvunzwa zvakanyanya
Nei kadhi rangu richitora nguva yakareba kuti ribhadharwe?
Kana mari yaunobhadhara pamwedzi ichienzana nemari yaunobhadhara pamwedzi, hapana chinokudzikisa mari yacho. Kubhadhara kupfuura zvinodiwa zvinodzikira nguva yekubhadhara mari uye zvinodzikira mari yacho.
Chii chinoitika kana kubhadhara kwangu kuri pasi pemari yacho?
Kana mari yaunobhadhara pamwedzi isiri kusanganisira mari yekutanga yemwedzi, mari yacho haizozodzikira. Kana izvi zvichiitika, calculator iyi haizoratidza mari yacho.
Maitiro ekuzvimira kwechikwereti chekadhi?
The APR inoparadzwa ne 12 kuti uwane chiyero chemwedzi, icho chinoshandiswa kune yako yapfuura mari yemwedzi wega wega. At 22% APR that is about 1.83% a month — so a 4,000 balance accumulates roughly 73 of interest in the first month alone.
Ndezvipi zvikonzero zvandinofanira kubhadhara mari yemubhadharo wemwedzi kuti ndiite izvi?
Kana uchida kubvisa mari yacho, edza kukwira mari yemwedzi mu calculator kuti uone kuti unowana mari yakawanda sei pamwedzi uye kuti unowana mari yakawanda sei pamwedzi.
Chii chinoitika kana ndichibhadhara mari nyowani?
Kubhadhara iwe unowedzera pamwedzi kunobhadharwawo mari yemutero uye kunobvisa mari yako, saka mari inokwira zvakaomarara—kana kuti haizombobvira yagadziriswa kana mari nyowani ichidya kubudirira. Dzvanya paChinyorwa pasi pezvirongwa zvakakura kuti utore mifananidzo yekushandisa kwekadhi.
Kana uchibhadhara chete mari yakanakisisa, iwe unobvisa mari yako padhi?
It can, but very slowly and at great cost, because most of a minimum payment goes to interest early on. This is why the payoff time and total interest shrink so sharply when you pay more than the minimum.
API — kushandisa iyi kalkulator kubva code
Chiva iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo zviwanikwa pasi separameter query kana JSON. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/credit-card-payoff/curl
curl "https://calculator.free/api/v1/credit-card-payoff/?balance=4000&apr=22&payment=200"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/credit-card-payoff/?" + new URLSearchParams({
"balance": "4000",
"apr": "22",
"payment": "200"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.