Kalọlaịta
Gbanwee ka ị ga-esi na-akwụ ụgwọ n'oge na-adịghị anya nakwa ka ị ga-esi na-echekwa ego n'ụdị ego ndị ọzọ.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
Adding a little extra to your mortgage payment each month goes straight to principal, shortening the loan and cutting the interest you pay. This mortgage payoff calculator compares your current schedule with an accelerated one that adds your chosen extra monthly payment, plus an optional one-time lump sum, and shows the new payoff time and the total interest saved.
Because your regular payment is fixed, any amount above it has no interest to cover and reduces principal directly, so next month accrues less interest and the effect compounds. On a 250,000 balance with 25 years left at 6.5%, paying an extra 200 a month clears the loan years early and saves a substantial slice of interest, all reported against the baseline no-extra schedule.
Use it to see how much sooner extra payments free you from the mortgage and how much interest they save, and to compare steady monthly extras against a single lump sum. An earlier lump sum has more time to work, while regular extras compound their benefit across the whole remaining term.
Ajụjụ ndị a na-ajụkarị
Olee otú ụgwọ ndị ọzọ si akwụ ụgwọ ego n'oge?
Your na-emeghe ụgwọ bụ fixed, ya mere ọ bụla ego n'elu ya nwere ọ bụla uru na-ekpuchi na-abawanye na-ọzọ. A obere ọ bụla na-eweta na-abawanye na-adịghị uru na-esonụ ọnwa, nke snowballs - mgbe ụfọdụ na-ewepụ afọ off a 30-afọ ego maka a modest ọnwa ọzọ.
Ọ dị mma ịkwụ ụgwọ n'ọnwa ma ọ bụ otu ego?
Ha abụọ na-enyere aka; ọnwa nkwụghachi n'aka na-ejikọta uru ha n'oge niile, ebe otu n'ime ha nwere mmetụta kachasị n'oge ọ na-abịa. Tinye ọbụla ma ọ bụ ha abụọ ebe a ka ịtụle ego echekwara.
Olee otú ịkwụ ụgwọ ndị ọzọ ga-esi akwụ ụgwọ m?
Ọ na-adabere na ego ọzọ, ọnụọgụ gị na afọ ndị dị ugbu a, mana mmetụta ahụ na-adịkarịkarị - a modest ọnwa ọzọ nwere ike ịkpụ ọtụtụ afọ n'okpuru ogologo ego. Ihe ngosi oge-echekwa ihe nlereanya na-egosi n'ụzọ ziri ezi ole na ole ọnwa ị na-ewepụ n'ihi na ịkwụ ụgwọ nke ala.
Ọ dị mma ịkwụ ụgwọ m n'oge ma ọ bụ ịzụta ego?
Nkwụ ụgwọ ọzọ na-enye gị ohere ịkwụghachi ego dị ka ego ị na-akwụ n'ụlọ gị, na-enweghị ụgwọ ụgwọ; ịzụta ego nwere ike ịzụta ihe ọzọ mana na-enweghị nghọta. Ọ bụrụ na ego gị dị elu, ịzụta ego n'ihu bụ ihe na-adọrọ mmasị; ọ bụrụ na ọ dị ala, ịzụta ego dị ka nke ahụ nwere ike ịmepụta uru karịa n'oge.
Ị ga-eme ka m akwụ ụgwọ otu oge ma ọ bụ gbanwee ego m?
A lump sum na-echekwa gị ọnụọgụgụ na oge ma na-ewepụ ego n'oge na-adịghị anya, na-echekwa ego na-enweghị ịkwụsị ụgwọ. Refinancing na-agbanwe ọnụọgụgụ ma ọ bụ oge na-enwe ụgwọ. Ọ bụrụ na ọnụọgụgụ gị ugbu a dị mma, ego ego na-abawanye bụ ụzọ dị ọnụ ala iji chebe ego.
Ọ ga-eme ka ụgwọ ego ego na-abawanye ego m na-akwụ kwa ọnwa?
Ọ dịghị - ụgwọ ọnwa gị chọrọ ka ọ bụrụ otu; ụgwọ ndị ọzọ na-ewepụ ego n'ime ego na-ewepụ ego niile n'ime ego. Iji wepụ ego ọnwa ị ga-achọ ịkwụghachi ma ọ bụ gbanwee ego, nke a calculator anaghị egosi.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/mortgage-payoff/curl
curl "https://calculator.free/api/v1/mortgage-payoff/?balance=250000&rate=6.5&years=25&extra=200"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/mortgage-payoff/?" + new URLSearchParams({
"balance": "250000",
"rate": "6.5",
"years": "25",
"extra": "200"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.