Àwọn Ìṣàmúlò-ètò

Wa ibiti o ti le gba owo-ori ni ibamu si owo-ori rẹ.

Àwọn àwọn ààyè-iṣẹ́ —

Nínú ọdun —

Àwọn àwọn agbẹ̀jọro —

Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò

Ńlà àwọn àwọn ààtò àtòjọ-ẹ̀yàn yìí?

Àkóónú ìṣàmúlò-ètò yìí

A rent affordability calculator applies the common rule that housing should take no more than about 30% of your gross income to suggest a comfortable monthly rent. It also checks the amount against a 50%-of-income limit once your other debts are counted, so a high debt load pulls the suggested rent down to a sensible ceiling.

The core calculation is simply gross monthly income × your chosen ratio. On a 60,000 salary that is 5,000 a month, and at 30% the tool suggests about 1,500 in rent. It then shows the yearly total and the income many landlords require — typically three times the rent, roughly 4,500 a month here — which is the same 30% test seen from the landlord’s side.

Use it to set a realistic apartment budget before you start viewing, to check whether a listing fits your income, or to see how adjusting the ratio changes the ceiling. In expensive cities renters often stretch past 30%, but the more you spend on rent, the less is left for savings, debt payments and everything else.

Àwọn Àtòjọ-ẹ̀yàn

Ìpàdè wò nínú owó tí a gbà nínú ìṣàmúlò-ètò?

Ajọṣepọ ti o wọpọ ni 30% ti owo-ori ti o pọju. Ninu owo-ori 60,000 ti o jẹ nipa 1,500 ni oṣu kan. Awọn ilu ti o ni owo-ori giga ti n tẹ ni giga, ṣugbọn ti o ba lọ siwaju pupọ ju 30% lọ, o fi aaye diẹ sii silẹ fun awọn ifowopamọ ati awọn owo-ori miiran.

Kini idi ti awọn olugbeja n beere fun 3x ti owo ifowopamọ?

Many landlords require gross monthly income of at least three times the rent — the same idea as the 30% rule from the other direction. The "income landlords may require" line shows three times the suggested rent.

Should rent be based on gross or net income?

The 30% rule of thumb traditionally uses gross (pre-tax) income, which is also what landlords check. But because you actually pay rent from take-home pay, it is wise to sanity-check that rent stays comfortable against your net income too.

Kini ti mo ba ni owo-ori mi ti o ga?

Tí o bá fi àwọn ẹ̀yàn oṣú mìíràn mìíràn pamọ́, àtòjọ-ẹ̀yàn náà á fi àwọn à

Ṣe o dara lati lo diẹ sii ju 30% lọ fun ifowopamọ?

O ti n gbajumo ni àwọn ààyè àwọn ilu tí a ń gba owó, àtí kò jẹ́ àwọn ààyè tí a ń gba owó nípa ìṣàfarawé. Àwọn ààyè gbogbo tí a fi pamọ́ lọ́wọ́lọ́wọ́, bẹ́ẹ̀ ló jẹ́ pe 30% nípa àwọn

Igbawo ni mo ti ni ifẹ lati gba owo lati ra ile kan?

Multiply the rent by about three to estimate the gross monthly income most landlords want, or by 40 for a common annual-income benchmark. For 1,500 rent that is roughly 4,500 a month, or about 60,000 a year.

API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti jẹ́ ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - kò ní bọ́tìnì kan tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Anything you omit uses the same default this page is pre-filled with; an unknown parameter is a 400, never a silent zero. Ka àwọn àkọlé API kíkún →

Àwọn Ààyè Ìjánu-ìṣàmúlò-ètò

GET https://calculator.free/api/v1/rent-affordability/

curl

curl "https://calculator.free/api/v1/rent-affordability/?income=60000&ratio=30"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/rent-affordability/?" + new URLSearchParams({
    "income": "60000",
    "ratio": "30"
  }));
const data = await r.json();
console.log(data.results);

Results are estimates for general guidance only, not financial, medical or tax advice.

Àkóónú ìṣàmúlò-ètò yìí

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