Calculator

Gbanwee ihe ị ga-enwe ike ịkwụ n'ihe gbasara ego ị na-enweta.

Nnukwu ego ọnwa —

N'afọ —

Nnweta ndị nwe ụlọ nwere ike ịchọrọ —

Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.

Ọ bụrụ na ọbụna ọbụ

N'ihe banyere calculator a

A rent affordability calculator applies the common rule that housing should take no more than about 30% of your gross income to suggest a comfortable monthly rent. It also checks the amount against a 50%-of-income limit once your other debts are counted, so a high debt load pulls the suggested rent down to a sensible ceiling.

The core calculation is simply gross monthly income × your chosen ratio. On a 60,000 salary that is 5,000 a month, and at 30% the tool suggests about 1,500 in rent. It then shows the yearly total and the income many landlords require — typically three times the rent, roughly 4,500 a month here — which is the same 30% test seen from the landlord’s side.

Use it to set a realistic apartment budget before you start viewing, to check whether a listing fits your income, or to see how adjusting the ratio changes the ceiling. In expensive cities renters often stretch past 30%, but the more you spend on rent, the less is left for savings, debt payments and everything else.

Ajụjụ ndị a na-ajụkarị

Olee pasent nke ego ga-aga n'ụlọ?

The classic iwu nke thumb bụ 30% nke gross income. On a 60,000 ụgwọ nke bụ banyere 1,500 a ọnwa. High-cost obodo push elu, ma na-aga ọtụtụ n'elu 30% na-ahapụ obere ebe maka nchebe na ndị ọzọ mbipụta.

Gịnị mere ndị nwe ụlọ ji ajụ maka 3x nke ego?

Ndị nwe ụlọ ndị ọzọ chọrọ ego ọnwa nke ọbụla ugboro atọ nke ego - echiche dị ka iwu 30% site n'akụkụ ọzọ. "ihe ego ndị nwe ụlọ nwere ike ịchọrọ" akara na-egosi ugboro atọ nke ego a na-atụ aro.

Ọ ga-abụ na ego ego ahụ bụ n'ihe nrite n'ozuzu ya ma ọ bụ n'ihe nrite n'ozuzu ya?

The 30% rule of thumb traditionally uses gross (pre-tax) income, which is also what landlords check. But because you actually pay rent from take-home pay, it is wise to sanity-check that rent stays comfortable against your net income too.

Gịnị ma ọ bụrụ na m nwere ego ndị ọzọ dị elu?

Mgbe ị na-abanye n'ihe ndị ọzọ ị ga-akwụ n'ọnwa, ihenhọrọ ahụ na-echekwa ego ka ị na-echekwa ego nakwa na ị na-echekwa ego n'okpuru nkeji nke ego gị. N'ihi ya, ego nke ụgbọala ma ọ bụ nke onye nkụzi na-echekwa ego na-ewepụ ego nke ọ na-enye, na-echekwa ihe niile ị ga-echekwa.

Ọ dị mma ịna-eji ihe karịrị 30% na-akwụ ụgwọ?

Ọ bụ a na-ahụkarị na elu-ọnụ ahịa obodo, na na-enweghị na-akpaghị aka a nsogbu ma ọ bụrụ na ndị ọzọ nke gị ego na-arụ ọrụ. Ma ọ bụla ọzọ point n'elu 30% squeezes n'ihi na-echekwa na emergency ego, ya mere na-elekọta 30% dị ka a target na ihe ọ bụla dị elu dị ka a nghọta trade-off.

Ego ole ka m ga-achọ iji zụta ụlọ dị iche iche?

Multiply the rent by about three to estimate the gross monthly income most landlords want, or by 40 for a common annual-income benchmark. For 1,500 rent that is roughly 4,500 a month, or about 60,000 a year.

API — jiri kaadị a site na kóòdù

Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →

Ebemkpofuozi

GET https://calculator.free/api/v1/rent-affordability/

curl

curl "https://calculator.free/api/v1/rent-affordability/?income=60000&ratio=30"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/rent-affordability/?" + new URLSearchParams({
    "income": "60000",
    "ratio": "30"
  }));
const data = await r.json();
console.log(data.results);

Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.

N'ihe banyere calculator a

Ajụjụ ndị a na-ajụkarị

Calculators

Ebemkpofuozi

curl

JavaScript fetch()

JavaScript `fetch()`