Kirada Affordability Calculator

Ka ogaada inta aad kirada ku bixin karto iyadoo ku saleysan dakhligaaga.

Qiimaha kirada billaha ah —

Sanad kasta —

Dakhliga deyn-bixiyayaasha waxay u baahan karaan —

Natiijooyinka cusbooneysiinta sida aad ku qorto.

Ma xisaabiyahan ayaa ku siiyey jawaabta saxda ah?

Ku saabsan Kalkaaliyahan

A rent affordability calculator applies the common rule that housing should take no more than about 30% of your gross income to suggest a comfortable monthly rent. It also checks the amount against a 50%-of-income limit once your other debts are counted, so a high debt load pulls the suggested rent down to a sensible ceiling.

The core calculation is simply gross monthly income × your chosen ratio. On a 60,000 salary that is 5,000 a month, and at 30% the tool suggests about 1,500 in rent. It then shows the yearly total and the income many landlords require — typically three times the rent, roughly 4,500 a month here — which is the same 30% test seen from the landlord’s side.

Use it to set a realistic apartment budget before you start viewing, to check whether a listing fits your income, or to see how adjusting the ratio changes the ceiling. In expensive cities renters often stretch past 30%, but the more you spend on rent, the less is left for savings, debt payments and everything else.

Su'aalaha badanaa la isweydiiyo

Waa maxay boqolkiiba dakhliga waa in ay tagaan kirada?

Xeerka classic ee lugta waa 30% ee dakhliga guud. On a 60,000 mushaharka oo ku saabsan 1,500 bishii. Magaalooyinka qiimaha sare ee sii saar, laakiin u socdaan wax badan oo ka sarreeya 30% ka dhigi doonaa meel ka yar oo loogu talagalay kaydinta iyo xisaabaadka kale.

Maxaa keenay in deyn bixiyayaasha weydiiyaan 3x kirada?

Dad badan oo deyn bixiyayaasha u baahan yihiin mushaharka bishii guud ee ugu yaraan saddex jeer ee kirada — fikradda la mid ah sida 30% xeerka ka dhanka kale. "income deyn bixiyayaasha u baahan karaan" line muujinaya saddex jeer oo kirada la soo jeediyay.

Miyaan kirada lagu dhisi karaa dakhliga guud ama net?

30% xeerka afka caadiga ah waxaa loo isticmaalaa guud (qaadashada ka hor) dakhliga, taas oo sidoo kale waxa deyn bixiyayaasha tijaabiyaan. Laakiin sababtoo ah waxaad dhab ahaan u bixiyaan kirada ka qaado-guriga mushaarka, waxaa caqli badan in ay ka fiirsadaan in kirada sii joogto raaxo leh oo ka dhan ah dakhligaaga net sidoo kale.

Maxaa dhici doona haddii deymaha kale ee aan leeyahay ay aad u sarreeyaan?

Marka aad gasho deymaha kale ee bishan, qalabka caps kiraynta si ay kirada iyo deymahaas sii joogaan hoos badhka dakhligaaga. A weyn gaari ama deynta arday-deyn bixiyo sidaas darteed hoos u kirada ay soo jeedisay, siinaya waajibaadkaaga guud ee maamuli karo.

Ma waa in ay ku bixiyaan in ka badan 30% ee kirada?

Waa caadi in magaalooyinka qiimaha sare, iyo ma aha oo keliya dhibaato haddii ay ka hadhay miisaaniyadaada weli shaqeeyaan. Laakiin dhibco kasta oo dheeraad ah oo ka sarreeya 30% si tartiib ah u soo saaro kaydinta iyo lacagta degdegga ah, sidaas daraaddeed u dhaqmaan 30% sida ujeedo iyo wax kasta oo ka badan sida wax kasta oo ka badan sida wax kasta oo ka badan sida aqoonta ah.

Immisa mushahar ayaan u baahanahay si aan u kiraystaa guryo gaar ah?

Dhibco kirada by saddex ku saabsan si ay u qiimeeyaan dakhliga bishii guud ee guryaha ugu badan doonayaan, ama by 40 si ay u qiimo-dhimis sanadle ah. For 1,500 kirada oo ah in ka badan 4,500 bishii, ama ku saabsan 60,000 sanadka.

API — isticmaal xisaabinta ka code

Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Wax kasta oo aad ka maqan tahay isticmaalaa default la mid ah ee boggani waa hore loo buuxiyey la; parameter aan la aqoon waa 400, marnaba ma aha zero maqan. Akhri dhammaan API xuquuqda →

Xarafka

GET https://calculator.free/api/v1/rent-affordability/

curl

curl "https://calculator.free/api/v1/rent-affordability/?income=60000&ratio=30"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/rent-affordability/?" + new URLSearchParams({
    "income": "60000",
    "ratio": "30"
  }));
const data = await r.json();
console.log(data.results);

Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.

Ku saabsan Kalkaaliyahan

Su'aalaha badanaa la isweydiiyo

Kalkulatorro la xiriira

Xarafka

curl

JavaScript fetch()

JavaScript `fetch()`