Ka taea te tātaitai te tātaitai
Ka tahuri tētahi APR ingoa ki te hua tau tōtika (APY) mō ētahi whakatōpūtanga.
Ka whakahōutia ngā hua i te wā e tātuhi ana.
Mo tēnei tātaitai
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Ko nga pātai e pā ana
He aha te tātai o te APR ki te APY?
APY = (1 + APR ÷ n)^n − 1, kei reira te n te tau o ngā wā whakakotahia tau. Mō te 5% APR whakakotahia marama, APY = (1 + 0.05 ÷ 12)^12 − 1 ≈ 5.116%.
He aha te nui ake o te APY i te nuinga o te wā i te APR?
Nā te mea ka whakaaetia e te whakatōpūtanga te hua o mua kia whiwhi i tōna ake hua i te tau; ko te nui ake o te whakatōpūtanga, ko te nui ake o te rerekētanga — ahakoa i runga ake i te whakatōpūtanga o ia rā, ka iti iho te whiwhinga tāpiri.
He ōrite rānei te APY ki te ōritetanga o te tau tōtika?
He. Ko te APY me te ōrautanga tōtika tau (EAR, EFF rānei) he tau ōrite e tātaitai ana i te āhua kotahi — te hokinga tau tūturu i muri i te whakatōpūtanga. Ko te "APY" te kupu e whakamahia ana mō ngā tāuru, ā, he tino noa iho te "EAR" mō ngā hua, engari he ōrite te tātai.
Me whakataurite ahau ki ngā kāwanatanga moni mā te APR, APY rānei?
E whakataurite ana ki te APY. Kua whakawāteatia kētia i te auautanga o te whakatōpūtanga, kia whakaaturia ai te mea e whiwhi ana koe i te tau. E rua ngā pūkete me te APR ōrite engari he rerekē ngā whakatōpūtanga, he rerekē ngā APY, ā, ko te APY tiketike ake te mahi pai ake.
Ko te tikanga o te whakaminenga auau ake i te nuinga o te moni?
Mā tēnei e āwhina, engari me ngā hua iti iho. Ko te haere mai i te tau ki te whakatōpūtanga o te marama e tāpiri ana i tētahi nui mōhio, engari mai i te whakatōpūtanga o te rā ki te whakatōpūtanga tūturu ko te rerekētanga he hautanga o te ōrautanga. Tērā tētahi taumata pāngarau (whakatōpū tūturu) e tata ana ki te APY engari kāore i te tae atu.
He pēhea te tahuri i a au i tētahi APY ki tētahi APR?
Ka whakahōu anō te tātai: APR = n × ((1 + APY) ^ (1 ÷ n) − 1), kei reira te n te auautanga o te whāranu. He whai painga tēnei ina whakamōhiotia tētahi mokatere hei APY engari e hiahiatia ana e koe te mokatere wātahi mō tētahi tātaitanga.
API — whakamahi tēnei tātaitai mai i te waehere
E kī ana tēnei tātaitai hei wāhi mutunga kore JSON - kāore he kī e hiahiatia ana. Ka tukuna ngā uara āpure i raro nei hei tohutoro pātai, JSON rānei. Ka pānui te papatono API katoa →
Whakamutunga
GET https://calculator.free/api/v1/apr-to-apy/
curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);
Ko ngā hua he whakataunga mō te tohutohu ahuwhānui anake, ehara i te tohutohu moni, rongoā, tāke rānei.