Ang APR ay isang kalkulador ng APY.
I-convert ang isang nominal APR sa epektibong taunang ani (APY) para sa anumang compounding.
Mga resulta update bilang ikaw ay mag-type.
Tungkol sa kalkulador na ito
you’re looking for a savings account, you’ll need to calculate the APR for the monthly interest rate. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you
Mga madalas itanong na katanungan
Ano ang APR sa APY formula?
Ang APY ay ang porsyento ng mga buwanang pagbabayad na ginawa sa isang taon. Ang APY ay ang porsyento ng mga buwanang pagbabayad na ginawa sa isang taon.
Bakit APY palaging mas mataas kaysa sa APR?
Dahil sa compounding ay nagbibigay-daan sa mas maaga interes kumita ng sariling interes sa panahon ng taon. Ang mas madalas na ito compounds, ang mas malaki ang gap - bagaman sa itaas araw-araw compounding ang dagdag na kita ay nagiging hindi gaanong mahalaga.
Ang APY ba ay kapareho ng epektibong taunang rate?
Ang APY at ang effective annual rate (EAR o EFF) ay parehong numero na kinakalkula sa parehong paraan – ang tunay na taunang return pagkatapos ng compounding. Ang "APY" ay ang terminong ginagamit para sa deposito, habang ang "EAR" ay mas karaniwang para sa mga pautang, ngunit ang formula ay magkapareho.
Dapat ba akong ihambing ang mga account sa pagtipid sa pamamagitan ng APR o APY?
I-compare sa pamamagitan ng APY. Ito ay na-folds sa compounding dalas, kaya ito ay sumasalamin sa kung ano ang iyong talagang kumita sa isang taon. Dalawang account na may parehong APR ngunit iba't ibang compounding ay may iba't ibang APYs, at ang mas mataas na APY ay ang mas mahusay na deal.
Ang mas madalas na compounding ay palaging nangangahulugan ng mas maraming pera?
Pagpunta mula sa taunang sa buwanang compounding ay nagdaragdag ng isang kapansin-pansin na halaga, ngunit mula sa araw-araw na patuloy na compounding ang pagkakaiba ay fractions ng isang porsyento. May isang matematiko ceiling (patuloy na compounding) na APY approaches ngunit hindi kailanman lumampas.
Paano ko i-convert ang APY pabalik sa APR?
I-rearrange ang formula: APR = n × ((1 + APY) ^ (1 ÷ n) - 1), kung saan n ay ang compounding dalas. Ito ay kapaki-pakinabang kapag ang isang rate ay ini-advertise bilang isang APY ngunit kailangan mo ang nominal pana-panahong rate para sa isang pagkalkula.
API — gamitin ang kalkulador na ito mula sa code
Tawagan ang kalkulador na ito bilang isang libreng JSON endpoint - walang key na kinakailangan. Ipadala ang mga halaga ng patlang sa ibaba bilang mga parameter na query o JSON. Basahin ang buong API docs →
Endpoint
GET https://calculator.free/api/v1/apr-to-apy/curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);Ang mga resulta ay mga pagtatantya para sa pangkalahatang gabay lamang, hindi pinansiyal, medikal o payo sa buwis.