የቀን መቁጠሪያ
Convert a nominal APR into the effective annual yield (APY) for any compounding.
ውጤቶች እንደተጻፉ ይቀየራሉ
ስለዚህ መተግበሪያ
you have a savings account, you can use the APR calculator to calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan. The APR calculator is a simple and easy to use tool that can help you calculate the APR for your loan.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you need it.Use it whenever you
የሚጠየቁ ጥያቄዎች
APR ወደ APY ፎርሙላ ምንድነው?
APY = (1 + APR ÷ n)^n - 1, n በየዓመቱ የቀረጥ ጊዜዎች ቁጥር ነው. ለ 5% APR ወርሃዊ የተቀረጸ, APY = (1 + 0.05 ÷ 12)^12 - 1 ≈ 5.116%
APY ከ APR ከፍ ያለ ለምን ነው?
Because compounding lets earlier interest earn its own interest during the year. The more often it compounds, the bigger the gap — although above daily compounding the extra gain becomes negligible.
APY ከኤፍክትቭ የዓመት ተመን ጋር እኩል ነውን?
አዎ. APY እና ፋይዳ ያለው ዓመታዊ መጠን (EAR ወይም EFF) አንድ ዓይነት ቁጥር በተመሳሳይ መንገድ የተቆጠረ ነው - እውነተኛ ዓመታዊ ተመላሽ ከ compounding በኋላ. "APY" ለተቀማጭ ገንዘብ የሚጠቀሙበት ቃል ነው, "EAR" ለ ብድር የበለጠ የተለመደ ነው, ነገር ግን ፎርሙላው እኩል ነው.
የባንክ ሒሳብ በ APR ወይም በ APY መነፃፀር አለብኝን?
በ APY መነጻጸር. እርሱ በእርግጥ በፈጠራ ፍጥነት ይዘጋል, ስለዚህ በእውነቱ በአንድ ዓመት ውስጥ ምን ያገኛሉ ያመለክታል. ሁለት መለያዎች ጋር አንድ APR ግን የተለያዩ ፈጠራ የተለያዩ APYs አላቸው, እና ከፍተኛ APY ነው የበለጠ ጥሩ ውል.
ይልቁንም ብዛት ያለው ማቀነባበሪያ ሁልጊዜም ተጨማሪ ገንዘብን ያመለክታል?
ይህ ይረዳል, ነገር ግን በትንሽ ተመላሾች. ከዓመት ወደ ወርሃዊ compounding መሄድ የሚታወቀው መጠን ይጨምራል, ነገር ግን ከዕለት ወደ ተደጋጋሚ compounding ልዩነት የአንድ በመቶ ክፍሎች ነው. APY የሚቃረብ ግን ፈጽሞ አይበልጥም የቁጥር ግድግዳ (ተደጋጋሚ compounding) አለ.
እንዴት APY ወደ APR መለወጥ እችላለሁ?
የፎርሙላውን መልስ፦ APR = n × ((1 + APY) ^(1 ÷ n) - 1), n የኮምፖዚት ፍጥነት ነው. ይህ መጠን እንደ APY ሲታወቅ ግን ለግምገማ የጊዜያዊ መጠንን ያስፈልግዎታል ይህ ጥቅም ላይ ውሏል.
API — ይህ መቁጠሪያን ከኮድ ይጠቀሙ
ይህ መቁጠሪያን እንደ ነጻ JSON መጨረሻ ነጥብ ጥሪ - ቁልፍ ያስፈልጋል. የሜዳውን ዋጋዎች በታች እንደ ጥያቄ პარაሜትር ወይም JSON ላኩ ማንኛውም ነገር ያላስቀመጥክበት ተመሳሳይ መነሻን ይጠቀማል ይህ ገጽ በመጀመሪያ የተሞላ ነው; ያልታወቀ ፓራሜትር 400 ነው, ሁልጊዜም የደበቅ ነጥብ አይደለም. የሙሉን የAPI ሰነዶች አንብብ →
መጨረሻ
GET https://calculator.free/api/v1/apr-to-apy/curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);ውጤቶች ለታዳሚው መመሪያ ብቻ ናቸው፣ የገንዘብ፣ የሕክምና ወይም የክፍያ ምክር አይደሉም፡፡