Kalkulator APR-a u APY
Pretvori nominalni APR u efektivni godišnji prinos (APY) za bilo koju kombinaciju.
Rezultati se ažuriraju dok tipkate.
O ovom kalkulatoru
you have a savings account, you can use this calculator to calculate the APR for your loan. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest
Često postavljana pitanja
Šta je APR za APY formulu?
APY = (1 + APR ÷ n)^n − 1, gdje je n broj složenih perioda po godini. za 5% APR složenih mjesečno, APY = (1 + 0.05 ÷ 12)^12 − 1 ≈ 5.116%.
Zašto je APY uvijek viši od APR-a?
Što se češće to dešava, to je veći jaz - iako iznad dnevnog složenog dodatnog dobitka postaje zanemariv.
Da li je APY isti kao efektivna godišnja stopa?
APY i efektivna godišnja stopa (EAR ili EFF) su isti broj izračunat na isti način - pravi godišnji povrat nakon kompozicije. "APY" je termin koji se koristi za depozite, dok je "EAR" češći za kredite, ali formula je identična.
Da li treba da usporedim štedne račune po APR ili APY?
Usporedi po APY. Već se skuplja u učestalosti kompozicije, tako da odražava ono što stvarno zarađujete u godini. Dva računa sa istim APR-om ali različitim kompozicijama imaju različite APY-je, i što je veći APY, to je bolji dogovor.
Da li češće kombiniranje uvijek znači više novca?
Pomaže, ali sa opadajućim povratom. Prelazak sa godišnjeg na mjesečno kombiniranje dodaje primjetan iznos, ali od dnevnog na kontinuirano kombiniranje razlika je u djelićima postotka. Postoji matematički strop (kontinuirano kombiniranje) koji APY približava, ali nikada ne prelazi.
Kako da pretvorim APY nazad u APR?
Preuredite formulu: APR = n × ((1 + APY)^(1 ÷ n) − 1), gdje je n složena frekvencija. Ovo je korisno kada je stopa oglašena kao APY ali vam je potrebna nominalna periodična stopa za izračun.
API — koristite ovaj kalkulator iz koda
Pozovi ovaj kalkulator kao slobodnu JSON krajnju tačku - nije potreban ključ. Pošalji vrijednosti polja ispod kao parametre upita ili JSON. Pročitajte cijelu API dokumentaciju →
Krajnja tačka
GET https://calculator.free/api/v1/apr-to-apy/curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);Rezultati su procjene samo za opće smjernice, a ne financijski, medicinski ili porezni savjeti.