ຕົວຄິດໄລ່
ປ່ຽນ APR ຊື່ເປັນຜົນຜະລິດປະຈໍາປີ (APY) ທີ່ມີປະສິດຕິຜົນສໍາລັບສານໃດໆ.
ຜົນການຄົ້ນຫາຈະຖືກອັບເດດເມື່ອທ່ານພິມມັນຂຶ້ນມາ & # 160; ។
ກ່ຽວກັບເຄື່ອງຄິດໄລ່ນີ້
APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APRUse this calculatorUse this calculator whenever you need to compare two rates with different compounding, for example, when you haveanew loan.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different compounding.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you need to compare two rates with different APRs.Use this formula whenever you
ຄໍາຖາມທີ່ຖາມເລື້ອຍໆ
ວິທີການທີ່ APR ໄປ APY ຮູບຮ່າງແມ່ນຫຍັງ?
APY = (1 + APR ÷ n) ^ n - 1, ບ່ອນທີ່ n ແມ່ນຈໍານວນຂອງໄລຍະ compounding ຕໍ່ປີ. ສໍາລັບ APR 5% compounded ເດືອນ, APY = (1 + 0.05 ÷ 12) ^ 12 - 1 ≈ 5.116%.
ເຮັດไม APY ຈຶ່ງສູງກວ່າ APR?
ເນື່ອງຈາກວ່າ compounding ອະນຸຍາດໃຫ້ interest ກ່ອນຫນ້ານີ້ໄດ້ຮັບຜົນປະໂຫຍດຂອງຕົນໃນແຕ່ລະປີ. ຫຼາຍເທື່ອມັນ compounds, ໃຫຍ່ກວ່າຄວາມແຕກແຍກ - ເຖິງແມ່ນວ່າໃນແຕ່ລະມື້ compounding ເພີ່ມການໄດ້ຮັບກາຍເປັນບໍ່ສໍາຄັນ.
APY ແມ່ນຄືກັນກັບອັດຕາດອກເບ້ຍປະຈໍາປີທີ່ຖືກຕ້ອງບໍ?
ຍິນດີຕ້ອນຮັບ. APY ແລະອັດຕາປະຈໍາປີທີ່ມີປະສິດທິຜົນ (EAR ຫຼື EFF) ແມ່ນຈໍານວນດຽວກັນທີ່ຄິດໄລ່ໃນທາງດຽວກັນ - ການກັບຄືນປະຈໍາປີທີ່ແທ້ຈິງຫຼັງຈາກ compounding. "APY" ແມ່ນຄໍາສັບທີ່ໃຊ້ສໍາລັບເງິນຝາກ, ໃນຂະນະທີ່ "EAR" ແມ່ນທົ່ວໄປຫຼາຍສໍາລັບເງິນກູ້, ແຕ່ຄໍາສັບແມ່ນຄືກັນ.
ຂ້າພະເຈົ້າຄວນຈະທຽບບັນຊີການອົດທົນໂດຍ APR ຫຼື APY?
ບັນຊີສອງບັນຊີທີ່ມີ APR ດຽວກັນແຕ່ compounding ທີ່ແຕກຕ່າງກັນມີ APYs ທີ່ແຕກຕ່າງກັນ, ແລະ APY ສູງກວ່າແມ່ນສັນຍາທີ່ດີກວ່າ.
ຄໍາວ່າ compounding ມີຄວາມໝາຍວ່າ ເງິນຫຼາຍຂຶ້ນ ບໍ?
ມັນຊ່ວຍ, ແຕ່ກັບຜົນຕອບແທນຫຼຸດລົງ. ໄປຈາກປະສົມປະສານປະຈໍາປີຕໍ່ເດືອນເພີ່ມຈໍານວນທີ່ສັງເກດເຫັນ, ແຕ່ຈາກປະສົມປະສານປະຈໍາວັນຕໍ່ເນື່ອງຄວາມແຕກຕ່າງແມ່ນສ່ວນຮ້ອຍຂອງເປີເຊັນ. ມີເພດານຄະນິດສາດ (ປະສົມປະສານຕໍ່ເນື່ອງ) ທີ່ APY ໃກ້ຊິດແຕ່ບໍ່ເຄີຍເກີນ.
ຂ້າພະເຈົ້າຈະປ່ຽນ APY ກັບຄືນໄປ APR ໄດ້ແນວໃດ?
ຈັດຕັ້ງຟອມແບບໃໝ່: APR = n × ((1 + APY) ^( 1 ÷ n) - 1), ບ່ອນທີ່ n ແມ່ນຄວາມຖີ່ຂອງການປະສົມກັນ. ສິ່ງນີ້ມີປະໂຫຍດເມື່ອອັດຕາຖືກໂຄສະນາວ່າເປັນ APY ແຕ່ທ່ານຕ້ອງການອັດຕາປະຈໍາເດືອນທີ່ມີຊື່ສຽງເພື່ອການຄິດໄລ່.
API — ໃຊ້ເຄື່ອງຄິດໄລ່ນີ້ຈາກໂປຣແກຣມ
ໂທເຄື່ອງຄິດໄລ່ນີ້ເປັນຈຸດຈົບ JSON ຟຣີ - ບໍ່ຕ້ອງການກູໂກ. ສົ່ງຄ່າພື້ນທີ່ຂ້າງລຸ່ມນີ້ເປັນປາຣມາຕິກຄໍາຖາມ ຫຼື JSON. ທຸກສິ່ງທີ່ທ່ານລົບອອກ ຈະໃຊ້ປັອບອັບທີ່ໜ້ານີ້ໄດ້ເຕັມໄວ້ກ່ອນ; ປາຣາມັຕຣີທີ່ບໍ່ຮູ້ແມ່ນ 400, ບໍ່ແມ່ນສະກຸນທີ່ບໍ່ມີສຽງເລີຍ. ອ່ານເອກະສານ API ເຕັມ →
ຈຸດສຸດທ້າຍ
GET https://calculator.free/api/v1/apr-to-apy/curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);ຜົນໄດ້ຮັບແມ່ນຄາດຄະເນສໍາລັບຄໍາແນະນໍາທົ່ວໄປເທົ່ານັ້ນ, ບໍ່ການເງິນ, ຄໍາແນະນໍາທາງການແພດຫຼືພາສີ.