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Kpọgharịa nominal APR ka ọbụla afọ ojuju (APY) maka ọbụla compounding.

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Nhazi —
Nhazi —
N'afọ ọbụla —

Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.

N'ihe banyere calculator a

you have a savings account, you can use the APR calculator to calculate the APR for your loan. The APR calculator is a tool that can help you calculate the APR for your loan. The APR calculator is a tool that can help you calculate the APR for your loan. The APR calculator is a tool that can help you calculate the APR for your loan. The APR calculator is a tool that can help you calculate the APR for your loan. The APR calculator is a tool that can help you calculate the APR for your loan. The APR calculator is a tool that can help you

Ajụjụ ndị a na-ajụkarị

Gịnị bụ APR ka APY formula?

APY = (1 + APR ÷ n) ^ n - 1, ebe n bụ na ọnụọgụgụ nke compounding oge kwa afọ. Maka 5% APR compounded ọnwa, APY = (1 + 0.05 ÷ 12) ^ 12 - 1 ≈ 5.116%.

Gịnị mere APY ji dị elu karịa APR?

Because compounding lets earlier interest earn its own interest during the year. The more often it compounds, the bigger the gap — although above daily compounding the extra gain becomes negligible.

Ọ bụ APY dị ka ọnụọgụgụ afọ ọ bụla dị n'ọrụ?

Ya. APY na effective annual rate (EAR ma ọ bụ EFF) bụ otu ọnụọgụgụ e mepụtara n'otu ụzọ ahụ - afọ zuru ezu mgbe compounding. "APY" bụ okwu ejiri maka ndebanye, ebe "EAR" bụ ihe dị ka n'ọtụtụ ebe maka ego, mana formula bụ otu.

Ị ga-ewere na m ga-ewere akaụntụ ego n'ime oge ọ bụla ma ọ bụ n'ime afọ?

Tụkwasị site APY. Ọ na-adịbeghị anya na-agbanye n'ime compounding frequency, ya mere ọ na-egosi ihe ị na-enweta n'afọ. Akaụntụ abụọ na APR dị ka ma dị iche iche compounding nwere APYs dị iche iche, na elu APY bụ ihe dị mma.

Ọ bụ na ịna-eme ihe n'ụzọ dị mfe na-eme ka ego dịkwuo elu?

Ọ na-enyere aka, ma na-abawanye n'ihu. Na-aga site n'afọ ruo ọnwa compounding na-agbakwunye ego na-ahụ anya, mana site n'ụbọchị ruo n'oge na-adịbeghị anya compounding, ọdịiche bụ n'etiti pasent. E nwere ọnụ ọgụgụ nke mathematical (na-adịbeghị anya compounding) na APY na-abịa ma ọ dịghị mgbe ọ ga-eru.

Olee otú m ga-esi gbanwee APY n'ihu ka ọ bụrụ APR?

Kwụsị n'imegharị fomulụ: APR = n × ((1 + APY)^(1 ÷ n) − 1), ebe n bụ n'imegharị n'imegharị. Nke a bara uru mgbe ọnụọgụgụ ahụ bụ APY ma ịchọrọ ọnụọgụgụ oge ọ bụla maka nlekọta.

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API — jiri kaadị a site na kóòdù

Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu mpaghara ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Gụọ ngwe ndị ahụ niile →

Ebemkpofuozi

GET https://calculator.free/api/v1/apr-to-apy/

curl

curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
    "apr": "5",
    "freq": "12"
  }));
const data = await r.json();
console.log(data.results);

Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.