APR дан APY ҳисоблагич
Номинал APRни ҳар қандай қўшимча учун самарали йиллик даромадга (APY) айлантиринг.
Натижалар ёзаётганингизда янгиланади.
Ушбу калькулятор ҳақида
you have a savings account, you can use this calculator to calculate the APR for your loan. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest
Доимий сўраладиган саволлар
APR дан APY формуласи нима?
APY = (1 + APR ÷ n)^n − 1, бу ерда n йиллик қўшимча даврлар сони. 5% APR ойлик қўшимча учун, APY = (1 + 0.05 ÷ 12)^12 − 1 ≈ 5.116%
Нима учун APY ҳар доим APRдан юқори?
(Ояти каримада Аллоҳ таоло мусулмонларни бой-бадавлат, олиймақом кишилардан бўлган мўминларга ато этган неъматларини эслатмоқда. Бу неъматларнинг кўпи бандаларнинг Аллоҳ таоло томонидан берилган, лекин ҳақиқий эгалари Аллоҳнинг Ўзи эканига, бу неъматларнинг ҳақиқий эгалари Пайғамбаримиз Муҳаммад алайҳиссалом эканларига далолат қилмоқда.)
APY самарали йиллик фоиз билан бир хилми?
Ҳа. APY ва самарали йиллик фоиз ставкаси (EAR ёки EFF) бир хил ҳисобланган рақамлардир - қўшиб ҳисоблагандан кейинги ҳақиқий йиллик даромад. "APY" депозитлар учун қўлланилган термин, "EAR" эса кредитлар учун кўпроқ қўлланилади, аммо формула бир хил.
Тақвим ҳисобларини APR ёки APY бўйича солиштирсам бўладими?
APY бўйича таққосла. У қўшиш тезлигида аллақачон қўшилган, шунинг учун у сизнинг йил давомидаги ҳақиқий даромадингизни акс эттиради. Иккита ҳисобда бир хил APR, аммо турли қўшишлар мавжуд, улар APY лари турлича, ва APY лари қанчалик юқори бўлса, шунчалик яхшироқ.
Кўпроқ қўшиш ҳар доим кўпроқ пулни англатадими?
Бу ёрдам беради, лекин даромад камайиши билан. Ҳар йили ойлик қўшишдан ойлик қўшишга ўтиш сезиларли миқдорни қўшиб беради, аммо ҳар куни доимий қўшишдан доимий қўшишга ўтиш фарқи фоизнинг бир қисмини ташкил қилади. APYга яқинлашадиган, аммо ҳеч қачон ундан ошмайдиган математик чегара (доимий қўшиш) бор.
APYни APRга қандай ўгирсам бўлади?
Формулани қайта тартибга келтиринг: APR = n × ((1 + APY)^(1 ÷ n) − 1), бу ерда n қўшимча тезликдир. Бу ставка APY деб эълон қилинганда, аммо ҳисоблаш учун номинал даврий ставка керак бўлганда фойдали.
API — коддан бу калькуляторни ишлатиш
Бу ҳисоблагични эркин JSON охири сифатида чақиринг - қулф талаб қилинмайди. Қуйидаги майдон қийматларини савол параметрлари ёки JSON сифатида юборинг. Барча API ҳужжатларини ўқиш →
Охири
GET https://calculator.free/api/v1/apr-to-apy/curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);Натижалар фақатгина умумий йўл-йўриқ учун ҳисобланган, молиявий, тиббий ёки солиқ маслаҳати эмас.