I-Calculator

Gcina i-APR ebizwa ngokuthi i-APR ibe yi-APY (APY) nganoma iyiphi i-compoundation.

%
Imali esebenzayo (APY)
Izinga ngasikhathi ngasinye
Inzuzo yonyaka ku-10,000

Iziphetho zivuselelwa uma ubhala.

Malunga nale khadi

you’re looking for a savings loan, you’ll need to calculate the APR for the loan. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once

Imibuzo ebuzwa kaningi

Yini i-formula ye-APR ku-APY?

APY = (1 + APR ÷ n)^n − 1, lapho n inombolo yesikhathi compounding ngonyaka. 5% APR compounded ngenyanga, APY = (1 + 0.05 ÷ 12)^12 − 1 ≈ 5.116%.

Kungani i-APY ihlala iphakeme kune-APR?

Ngenxa yokuthi ukuxuba ivumela ukukhokha okudlule ukukhokha okuthile okuthile ngesikhathi sonyaka. Ngokuvamile, iphinde i

Ingabe i-APY ifana nenani elisebenzayo lonyaka?

Yebo. I-APY nenani elisebenzayo leminyaka (i-EAR noma i-EFF) yinombolo efanayo ekhokhwa ngendlela efanayo — ukubuyela kwangempela kweminyaka ngemuva kokuhlanganisela. "I-APY" yigama elisetshenziswa ukukhokha, ngenkathi i-"EAR" ivame kakhulu ukukhokha, kodwa ifomu lifana.

Ingabe kufanele ngiqhathanise ama-akhawunti wezimali ngokuya nge-APR noma nge-APY?

Ulinganise nge APY. Kukhona ukuguquguquka kokuphindaphinda, ngakho kukhombisa ukuthi yini oyenzayo ngonyaka. Ama-akhawunti amabili ane-APR efanayo kodwa okunye ukuguquguquka ane-APY ezahlukene, futhi i-APY ephezulu iyisivumelwano esingcono.

Ingabe ukuxuba okuqhubekayo kuholela ekubeni imali ikhule?

Kusiza, kodwa ngemali ebuyayo encane. Ukusuka ngonyaka kuya kwezinyanga zokuzihlanganisa kufaka inani eliphawulekayo, kodwa kusuka ngosuku kuya kwezinyanga eziqhubekayo zokuzihlanganisa ushintsho luyingxenye yephesenti. Kukhona i-mathematics ceiling (ukuzihlanganisa okuqhubekayo) ukuthi i-APY ifinyelela kodwa ayikwazi ukudlula.

Ngiyiguqula kanjani i-APY ibe yi-APR?

Phinda uhlanganise ifomu: APR = n × ((1 + APY) ^ (1 ÷ n) - 1), lapho n kuyizinga lokuqhathaniswa. Lokhu kufanelekile uma inani lishicilelwa njenge APY kodwa ufuna inani elijwayelekile lokuqhathaniswa lokulinganisa.

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Ingxenye yendawo

GET https://calculator.free/api/v1/apr-to-apy/

curl

curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
    "apr": "5",
    "freq": "12"
  }));
const data = await r.json();
console.log(data.results);

Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.