I-Calculator

Gcina i-APR ebizwa ngokuthi i-APR ibe yi-APY (APY) nganoma iyiphi i-compoundation.

%
Imali esebenzayo (APY)
Izinga ngasikhathi ngasinye
Inzuzo yonyaka ku-10,000

Iziphetho zivuselelwa uma ubhala.

Ingabe le calculator ikulethela impendulo efanele?

Malunga nale khadi

you’re looking for a savings account with an APR of 5% and a loan with an APR of 10% and a monthly interest rate of 5% and 12% and a monthly interest rate of 10% and 12%, you’ll need to use the APR calculator. The APR calculator is a simple tool that can be used to calculate the APR of a savings account. The APR calculator is a tool that can be used to calculate the APR of a loan with an APR of 10% and a monthly interest rate of 12%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a loan with an APR of 10%.Use it whenever you need to calculate the APR of a

Imibuzo ebuzwa kaningi

Yini i-formula ye-APR ku-APY?

APY = (1 + APR ÷ n)^n − 1, lapho n inombolo yesikhathi compounding ngonyaka. 5% APR compounded ngenyanga, APY = (1 + 0.05 ÷ 12)^12 − 1 ≈ 5.116%.

Kungani i-APY ihlala iphakeme kune-APR?

Ngenxa yokuthi ukuxuba ivumela ukukhokha okudlule ukukhokha okuthile okuthile ngesikhathi sonyaka. Ngokuvamile, iphinde i

Ingabe i-APY ifana nenani elisebenzayo lonyaka?

Yebo. I-APY nenani elisebenzayo leminyaka (i-EAR noma i-EFF) yinombolo efanayo ekhokhwa ngendlela efanayo — ukubuyela kwangempela kweminyaka ngemuva kokuhlanganisela. "I-APY" yigama elisetshenziswa ukukhokha, ngenkathi i-"EAR" ivame kakhulu ukukhokha, kodwa ifomu lifana.

Ingabe kufanele ngiqhathanise ama-akhawunti wezimali ngokuya nge-APR noma nge-APY?

Ulinganise nge APY. Kukhona ukuguquguquka kokuphindaphinda, ngakho kukhombisa ukuthi yini oyenzayo ngonyaka. Ama-akhawunti amabili ane-APR efanayo kodwa okunye ukuguquguquka ane-APY ezahlukene, futhi i-APY ephezulu iyisivumelwano esingcono.

Ingabe ukuxuba okuqhubekayo kuholela ekubeni imali ikhule?

Kusiza, kodwa ngemali ebuyayo encane. Ukusuka ngonyaka kuya kwezinyanga zokuzihlanganisa kufaka inani eliphawulekayo, kodwa kusuka ngosuku kuya kwezinyanga eziqhubekayo zokuzihlanganisa ushintsho luyingxenye yephesenti. Kukhona i-mathematics ceiling (ukuzihlanganisa okuqhubekayo) ukuthi i-APY ifinyelela kodwa ayikwazi ukudlula.

Ngiyiguqula kanjani i-APY ibe yi-APR?

Phinda uhlanganise ifomu: APR = n × ((1 + APY) ^ (1 ÷ n) - 1), lapho n kuyizinga lokuqhathaniswa. Lokhu kufanelekile uma inani lishicilelwa njenge APY kodwa ufuna inani elijwayelekile lokuqhathaniswa lokulinganisa.

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API — sebenzisa le calculator kusuka kukhodi

Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Noma yini ongayishiya isebenzisa iphutha elifanayo elifakwe ngaphambili lekhasi; ipharamitha engaziwa yi-400, ayikho i-zero emnyama. Funda i-API egcwele →

Ingxenye yendawo

GET https://calculator.free/api/v1/apr-to-apy/

curl

curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
    "apr": "5",
    "freq": "12"
  }));
const data = await r.json();
console.log(data.results);

Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.