I-Calculator
Gcina i-APR ebizwa ngokuthi i-APR ibe yi-APY (APY) nganoma iyiphi i-compoundation.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
you’re looking for a savings loan, you’ll need to calculate the APR for the loan. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year. The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once interest compounds during the year.The APR is the rate you earn once
Imibuzo ebuzwa kaningi
Yini i-formula ye-APR ku-APY?
APY = (1 + APR ÷ n)^n − 1, lapho n inombolo yesikhathi compounding ngonyaka. 5% APR compounded ngenyanga, APY = (1 + 0.05 ÷ 12)^12 − 1 ≈ 5.116%.
Kungani i-APY ihlala iphakeme kune-APR?
Ngenxa yokuthi ukuxuba ivumela ukukhokha okudlule ukukhokha okuthile okuthile ngesikhathi sonyaka. Ngokuvamile, iphinde i
Ingabe i-APY ifana nenani elisebenzayo lonyaka?
Yebo. I-APY nenani elisebenzayo leminyaka (i-EAR noma i-EFF) yinombolo efanayo ekhokhwa ngendlela efanayo — ukubuyela kwangempela kweminyaka ngemuva kokuhlanganisela. "I-APY" yigama elisetshenziswa ukukhokha, ngenkathi i-"EAR" ivame kakhulu ukukhokha, kodwa ifomu lifana.
Ingabe kufanele ngiqhathanise ama-akhawunti wezimali ngokuya nge-APR noma nge-APY?
Ulinganise nge APY. Kukhona ukuguquguquka kokuphindaphinda, ngakho kukhombisa ukuthi yini oyenzayo ngonyaka. Ama-akhawunti amabili ane-APR efanayo kodwa okunye ukuguquguquka ane-APY ezahlukene, futhi i-APY ephezulu iyisivumelwano esingcono.
Ingabe ukuxuba okuqhubekayo kuholela ekubeni imali ikhule?
Kusiza, kodwa ngemali ebuyayo encane. Ukusuka ngonyaka kuya kwezinyanga zokuzihlanganisa kufaka inani eliphawulekayo, kodwa kusuka ngosuku kuya kwezinyanga eziqhubekayo zokuzihlanganisa ushintsho luyingxenye yephesenti. Kukhona i-mathematics ceiling (ukuzihlanganisa okuqhubekayo) ukuthi i-APY ifinyelela kodwa ayikwazi ukudlula.
Ngiyiguqula kanjani i-APY ibe yi-APR?
Phinda uhlanganise ifomu: APR = n × ((1 + APY) ^ (1 ÷ n) - 1), lapho n kuyizinga lokuqhathaniswa. Lokhu kufanelekile uma inani lishicilelwa njenge APY kodwa ufuna inani elijwayelekile lokuqhathaniswa lokulinganisa.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/apr-to-apy/
curl
curl "https://calculator.free/api/v1/apr-to-apy/?apr=5&freq=12"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr-to-apy/?" + new URLSearchParams({
"apr": "5",
"freq": "12"
}));
const data = await r.json();
console.log(data.results);
Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.