Kalkaalisada Caafimaadka Bulshada
Qiimayn faa'iidadaada mushaarka ah ee Bisha ee Social Security ka soo baxa mushaarkaaga iyo da'daada.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
This Social Security calculator gives a simplified estimate of your U.S. retirement benefit from your average earnings and the age you claim. It converts your average annual earnings into an average indexed monthly amount (AIME), applies the benefit formula — the 90% / 32% / 15% bend-point brackets — to get your primary insurance amount (PIA), then adjusts for claiming age.
Claiming before full retirement age (FRA) permanently reduces the benefit, while delaying past FRA adds delayed-retirement credits up to age 70. For example, someone with 60,000 of average earnings and an FRA of 67 might see a full benefit near their PIA at 67, about 30% less if they claim at 62, and roughly 24% more if they wait to 70 — the schedule lists all three.
Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit. It is an estimate only: the real figure comes from your full 35-year indexed earnings record and current wage-base and bend-point values, which change each year.
Su'aalaha badanaa la isweydiiyo
Sidee ayaa faa'iido la qiimeeyay?
Lacagtaada waxaa loo beddelaa celcelis ahaan lacagta billaha ah ee la qiyaasay (AIME), ka dibna foomka faa'iidada wuxuu ku habboon yahay 90% xagga koowaad, 32% xagga dhexe iyo 15% kor ku xusan si aad u hesho lacagta aasaasiga ah ee PIA - faa'iidadaada buuxda ee da'da fasaxa buuxda. Tani waa nooc fudud oo ka mid ah xisaabinta rasmiga ah.
Sidee ayay da'da dalabku u beddelaysaa faa'iidodayda?
Ka dalbashada 62 jirka ayaa si joogto ah u yareysa faa'iidada oo dhan 30%, halka sugaya ka hor inta aan da'da qaan-gaadhka buuxa ku daray 8% sanadka ilaa da'da 70.
Maxay tahay da'da qaan-gaadhka (FRA)?
FRA waa da'da aad ka hesho 100% qiimahaada daryeelka caafimaadka, hadda 66 ilaa 67 iyadoo ku xiran sanadka dhalashada. Ka hor sheegashada iyo bishii kasta ee hore ee faa'iidada; ka dib sheegashada iyo aad ku kasbato credits dib u dhac. Set FRA field si ay u meeleeyaan sanadka dhalashadaada si ay u qiimeeyaan si dhow.
Ma waxaan dalban Social Security at 62 ama sug?
Sheegasho at 62 siiyaa cheques yar yar oo dheer; sugitaanka 70 siiyaa cheques weyn oo muddo yar. Sugaya ka faa'iideysta off haddii aad nool tahay ka hor inta aad break-ka-dhexdhexaad ah (wax badan oo ku saabsan 70s dhamaadka ilaa 80s hore) ama doonayaan in ay ka badan oo lacag-dhimista-ka ilaaliyo lacagta ka dib nolosha.
Sidee ayaa mushaharkayga loogu beddelay faa'iido?
mushaharkaaga shaqo wuxuu noqonayaa celcelis ahaan lacagta billaha ah ee la soo saaray (AIME), ka dibna foomka faa'iidada wuxuu ku siinayaa 90% ee band-ka koowaad, 32% ee band-ka dhexe iyo 15% kor ku xusan si aad u soo saarto PIA-gaaga.
Maxaa ka dhigaya in tani tahay oo kaliya tirakoob?
xisaabinta dhabta ah isticmaalaa aad ugu sarreeya 35 sano oo mushaharka inflationary-indexed iyo salka mushaharka saxda ah iyo dhibcood jilicsan ee sanadka, oo la cusbooneysiiyo sanad kasta. qalabkan wuxuu isticmaalaa aad kaliya oo mushaharka-dhaqaalaynta figure iyo warqad-qaab, sidaas daraaddeed wax soo saarka u dhaqmaan sida qorshaynta ballpark, ma aha figure rasmi ah.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Wax kasta oo aad ka maqan tahay isticmaalaa default la mid ah ee boggani waa hore loo buuxiyey la; parameter aan la aqoon waa 400, marnaba ma aha zero maqan. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/social-security/curl
curl "https://calculator.free/api/v1/social-security/?income=60000&claim_age=67"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/social-security/?" + new URLSearchParams({
"income": "60000",
"claim_age": "67"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.