I-Calculator yeNkxaso-mali yoLuntu
Ubalo lweenzuzo zeSiseko sezeMpilo yoLuntu eziya kufumaneka xa uphelelwa yimali nobudala obufunayo.
Iinketho ze projekti
Malunga nale Calculator
calculator is a simple, easy-to-use tool that can be used to calculate your monthly and yearly benefit. It calculates your average annual earnings, then applies the benefit formula — the 90% / 32% / 15% bend-point brackets — to get your primary insurance amount (PIA), then adjusts for claiming age. The calculator is a simple, easy-to-use tool that can be used to calculate your monthly and yearly benefit. It calculates your monthly and yearly benefit from your average annual earnings and age you claim.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit.Use it
Imibuzo ebuza rhoqo
Ixabiso lenzuzo liqikelelwa njani?
Iindleko zakho ziguqulwa zibe yimali ephakathi yenyanga elawulwa yi-index (AIME), emva koko ifomula yenzuzo isebenzisa i-90% kwiqela lokuqala, i-32% kwiqela eliphakathi kunye ne-15% ngaphezulu ukuze ufumane ixabiso le-inshurensi yokuqala (PIA) — inkxaso yakho epheleleyo kubudala obupheleleyo bokuphuma emisebenzini. Le yinkqubo elula yobalo olusemthethweni.
Ubudala obufunayo butshintsha njani inkxaso yam?
Ukucela kwiminyaka engama-62 kunyusa ngokusisigxina inkxaso-mali ngama-30%, ngelixa ukulindela ubudala obupheleleyo bokuphuma emisebenzini kunyusa i-8% ngonyaka ukuya kwiminyaka engama-70. Uluhlu lubonisa inkxaso-mali kwiminyaka engama-62, ubudala bakho obupheleleyo bokuphuma emisebenzini kunye ne-70.
Yintoni ubudala obupheleleyo bokuphuma emsebenzi (FRA)?
I-FRA yiminyaka ofumana ngayo i-100% yemali yakho ye-inshurensi yokuqala, ngoku ineminyaka engama-66 ukuya kwengama-67, kuxhomekeke kunyaka wokuzalwa. Ukufumana ngaphambili kwaye unyaka ngamnye odlulileyo ugqiba inkxaso; ukufumana emva koko ufumana i-credits ezilahlekileyo. Misela i-FRA ukuze ifane nonyaka wakho wokuzalwa ukuze ufumane ubalo olufutshane.
Ngaba kufuneka ndifune iSiseko sezeMpilo xa ndineminyaka engama-62 okanye ndilinde?
Ukucela kwiminyaka engama-62 kukunika iishekhi ezincinci eziya kuqhubeka ixesha elide; ukulindela ukuya kwiminyaka engama-70 kukunika iishekhi ezikhulu eziya kuqhubeka ixesha elide. Ukulindela kukunika iinzuzo ukuba uhlala udlula kwiminyaka yakho yokuyeka ukuhlawula (okanye uhlala uphakathi kweminyaka engama-70 neminyaka engama-80) okanye ufuna ukufikelela kwingeniso eninzi ekhuselwe yi inflathi emva kwexesha.
Iindleko zam ziguqulwa njani zibe yinzuzo?
Imisebenzi yakho yomsebenzi ivela kwixabiso eliphakathi elibekwe kwi-index (AIME), ngoko ke ifomula yoncedo ihlawulisa i-90% yeqela lokuqala, i-32% leqela eliphakathi kunye ne-15% engaphezulu ukuze ivelise i-PIA yakho. Ii-brackets eziqhubekayo zithetha ukuba abaqeshi abaphantsi bafumana kwakhona inxalenye enkulu yemisebenzi yabo.
Kutheni le nto le nto imiselwe kuphela?
Ubalo olunyanzelekileyo lusebenzisa iminyaka emithathu elishumi elinesithathu ephezulu yenzuzo yakho ethe yathethwa ngayo ukunyuka kwexabiso lemali kunye nesiseko esichanekileyo somvuzo kunye ne-bend points yeminyaka yakho, ehlaziywa rhoqo. Eli sixhobo lisebenzisa umlinganiselo wakho wokufumana inzuzo kunye ne-brackets ethe nkqo, ngoko ke phatha i-output yayo njenge-ballpark yocwangciso, hayi umlinganiselo osemthethweni.
API — sebenzisa le calculator ukusuka kwikhowudi
Nceda le kalkulator njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo engezantsi njengeparameter yombuzo okanye i-JSON. Funda i-API epheleleyo →
Incopho yesiphelo
GET https://calculator.free/api/v1/social-security/curl
curl "https://calculator.free/api/v1/social-security/?income=60000&claim_age=67"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/social-security/?" + new URLSearchParams({
"income": "60000",
"claim_age": "67"
}));
const data = await r.json();
console.log(data.results);IiNtlanganiso zeNtlanganiso yeNtlanganiso