Social Security Calculator
Kpọtụla uru ị ga-enweta n'ụbọchị nke Social Security gị site n'ihe ị na-enweta na afọ ị na-achọ.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
This Social Security calculator gives a simplified estimate of your U.S. retirement benefit from your average earnings and the age you claim. It converts your average annual earnings into an average indexed monthly amount (AIME), applies the benefit formula — the 90% / 32% / 15% bend-point brackets — to get your primary insurance amount (PIA), then adjusts for claiming age.
Claiming before full retirement age (FRA) permanently reduces the benefit, while delaying past FRA adds delayed-retirement credits up to age 70. For example, someone with 60,000 of average earnings and an FRA of 67 might see a full benefit near their PIA at 67, about 30% less if they claim at 62, and roughly 24% more if they wait to 70 — the schedule lists all three.
Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit. It is an estimate only: the real figure comes from your full 35-year indexed earnings record and current wage-base and bend-point values, which change each year.
Ajụjụ ndị a na-ajụkarị
Olee otú e si atụle uru ahụ?
Ọnụ ego gị na-atụgharị n'ime ọnụọgụgụ ọnwa nke ọnwa (AIME), mgbe ahụ, formula nke uru na-adabere na 90% na band mbụ, 32% na band na-etiti na 15% n'elu iji nweta ego nke inweta (PIA) - uru zuru oke gị na afọ zuru oke. Nke a bụ ụdị nke ntụgharị nke ntụgharị.
Olee otú ịkpọtụrụ afọ ga-esi gbanwee uru m?
N’ịgwa ya na afọ 62, a na-ewepụ uru ahụ n’ụzọ dị n’elu 30%, ebe ịnọ n’oge ahụ na-eweta 8% n’afọ ruo afọ 70. N’akwụkwọ a, a na-egosi uru ahụ n’afọ 62, afọ ị ga-abanye n’ọrụ na 70.
Gịnị bụ afọ nke ịkwụsị ọrụ (FRA)?
FRA bụ afọ na ị na-enweta 100% nke gị mbụ insurance ego, ugbu a 66 ka 67 dabere na afọ nke ọmụmụ. Claim tupu ya na ọnwa ọ bụla ochie trims nke uru; claim mgbe na ị na-enweta delayed credits. Hazie FRA field ka ọ bịarute gị afọ nke ọmụmụ maka a na-na nso n'atụmatụ.
Ọ ga-abụ m rịọ Social Security n'afọ 62 ma ọ bụ na m ga-anọ?
Claiming na 62 na-enye obere checks maka ogologo; na-eche ruo 70 na-enye nnukwu checks maka afọ ole na ole. Na-eche na-akwụ ụgwọ off ma ị na-ebi n'oge gara aga gị break-even afọ (ọtụtụ mgbe na-ebe etiti na-agwụcha 70s na-amalite 80s) ma ọ bụ chọrọ a ukwuu inflation-protected income mgbe ahụ na ndụ.
Olee otú m ga-esi gbanwee ego m na-enweta ka ọ bụrụ uru?
Ọrụ gị na-enweta ego na-abụkarị ọnụọgụgụ ọnwa ọnwa (AIME), mgbe ahụ, ihe mgbaru ọsọ formula credits 90% nke band mbụ, 32% nke band na-etiti na 15% n'elu iji mepụta PIA gị. Progressive brackets pụtara na ndị na-akwụ ụgwọ ala na-enweta n'ihu nnukwu akụkụ nke ego ha.
Gịnị mere ọ bụ naanị nghọta?
The n'ezie calculation na-eji gị elu 35 afọ nke inflation-indexed uru na n'ezie ụgwọ base na bend akara maka gị afọ, nke update kwa afọ. Nke a toolbar na-eji gị otu average-uru figure na fixed brackets, ka na-elekọta ya output dị ka a planning ballpark, ọ bụghị a official figure.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/social-security/curl
curl "https://calculator.free/api/v1/social-security/?income=60000&claim_age=67"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/social-security/?" + new URLSearchParams({
"income": "60000",
"claim_age": "67"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.