Kalọ̀lịtàrà
Ọrụ n'ime n'ime ego na-emekarị a lump sum nwere ike ịkwụ n'ime n'elu a họrọla ọnụọgụgụ afọ.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
calculator calculates the amount of interest you can draw on your savings for the next N years. The calculator uses the formula PMT = PV × i ÷ (1 − (1 + i)^−n), where i is the return per period and n the number of payments. It answers "how much can I withdraw each month from my savings for the next N years?" — the core question in retirement drawdown planning. It calculates the amount of interest you can draw on your savings for the next N years. The calculator uses the formula PMT =
Ajụjụ ndị a na-ajụkarị
Olee otú ego ego ahụ e ji akwụ ụgwọ?
Ọ bụ n'ime afọ nkwụ ụgwọ formula PMT = PV × i ÷ (1 − (1 + i) ^ − n), na otu maths dị ka a nkwụ ụgwọ. The ego na-enweta interest n'etiti n'ihi na, ka ọnụọgụgụ payouts na-erughị na-amalite ego.
Ọ dị ka ndụmọdụ n'oge ndụ site n'insurer?
Ọ dịghị. Nke a bụ a fixed-oge drawdown na-agba ọsọ na-echekwa na sekọnd n'elu oge ị họrọ. A ndụ oge annuity site na a insurer na-akwụ ụgwọ n'ebe ahụ ruo mgbe ị nwụrụ na price na mortality, ka ya payout nwere ike ịdị iche.
Gịnị ka m ga-atụ anya na ọ ga-abụ?
Jiri ọnụọgụgụ nke ego na-adịchaghị ike ịnabata mgbe a na-etinye ya - mgbe ụfọdụ n'ụdị n'ụdị, ebe ọ bụ na onye na-apụghị n'ọrụ enweghị ike ịnabata nnukwu nkwụsị n'etiti n'ịkpụga. N'okpuru n'ihe a na-atụ anya ya bụ n'ihe dị n'okpuru n'ihe dị n'okpuru, yabụ na-akwụsị n'akụkụ dị n'ihe n'ihe.
Gịnị ga-eme ma ọ bụrụ na m ga-eziga ego m n'ihu karịa ka m ga-atụ anya?
The balance runs out prior to the end of the term, because each withdrawal is sized for the higher assumed return. That is the main risk of a fixed drawdown; a lower withdrawal or a flexible one that adjusts to actual returns reduces the chance of running dry.
Ọ bụ na a ga-echekwa n'oge ahọpụtala ya maka oge niile nke ịkwụsị ọrụ?
Ọ bụrụ na ị na-eche na oge horizon. N'ihi na ọ na-emechi n'ụzọ nkịtị ego n'oge oge agwụcha, ịnọgide na oge ahụ na-ahapụ gị na ihe ọbụla. Ndị na-emepe ihe ndị kasị ukwuu na-eji pasentị nke ego iwu ka ego na-apụta na-apụtaghị n'ụzọ zuru ezu.
Olee otú nke a si dị iche na iwu 4%?
The 4% iwu na-echekwa mbụ-afọ ịkwụghachi na 4% nke pot na mgbe ahụ na-ebuli ya na inflation, na-achọ na-adịgide na-enweghị atụ. Calculator a na-ewepụ ya n'ihi na elu-akwụ ụgwọ nke na-ewepụ n'ụzọ ziri ezi ego n'oge ịhazi, nke nwere ike ịbụ elu karịa 4% maka oge dị mkpirikpi.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu mpaghara ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/annuity-payout/curl
curl "https://calculator.free/api/v1/annuity-payout/?principal=500000&rate=5&years=20"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/annuity-payout/?" + new URLSearchParams({
"principal": "500000",
"rate": "5",
"years": "20"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.