Àwọn Àwọn Àkọ́lé

Fi iṣẹ́ papọ̀ nínú owó tí a lè gbà nínú àwọn oṣùwọn tí a fi pamọ́.

Àwọn ìṣàmúlò-ètò

Àwọn Ìṣàmúlò-ètò

Ìfípamọ́ nínú àwọn ìgbà —

Àwọn àwọn ìṣàmúlò-ètò —

Àwọn ìṣàmúlò-ètò —

Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò

Ńlà àwọn àwọn ààtò àtòjọ-ẹ̀yàn yìí?

Àkóónú ìṣàmúlò-ètò yìí

calculator calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years. It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on your savings for the next N years.It calculates the amount of interest you can draw on

Àwọn Àtòjọ-ẹ̀yàn

Bawo ní a ṣe lè ṣé ìṣàmúlò-ètò ìṣàmúlò-ètò?

Ó jẹ́ ìṣàmúlò-ètò ìṣàmúlò-ètò anòtítí, PMT = PV × i ÷ (1 − (1 + i)^−n), àwọn arítìnì tí a tí n gbọ́ nínú àwọn ẹ̀yàn. Àwọn ìṣàmúlò-ètò náà gbá owó nínú àwọn ìṣàmúlò-ètò, láti jẹ́ pé àwọn ìṣàmúlò-ètò gbogbó nínú àwọn ìṣàmúlò-ètò tí a tí n gbọ́ nínú àwọn ìṣàmúlò-ètò tí a tí n gbọ́.

Njẹ eyi jẹ kanna bi igbẹkẹle ti o wa ni igbesi aye lati olupese insurer?

No. This is a fixed-term drawdown that runs the balance to zero over the period you choose. A lifetime annuity from an insurer instead pays until you die and prices in mortality, so its payout can differ.

Ìgbà wo ní mò fi gbàgbọ́?

Ló àwọn ìtàn tí àwọn àwọn ìdáràn tí wọ́n tí wa nígbà tí a tí n gbọ́dọ̀ - nígbà kan àwọn ìdáràn tí a tí n gbọ́dọ̀, láti inú àwọn à

Àwòrán Àwọn àwọn ààyè-iṣẹ́ mìíràn

The balance runs out before the end of the term, because each withdrawal is sized for the higher assumed return. That is the main risk of a fixed drawdown; a lower withdrawal or a flexible one that adjusts to actual returns reduces the chance of running dry.

Njẹ a ti fi akoko ti o tọka si ipari iṣẹ pamọ fun gbogbo iṣẹ?

Ó jẹ́ látì jẹ́ pé tí o bá mọ́ pé òkè àwọn àkókò àkókò. Nítorí ó fi àwọn

Bawo ni eyi ṣe yatọ si ofin 4%?

The 4% rule fixes the first-year withdrawal at 4% of the pot and then raises it with inflation, aiming to last indefinitely. This calculator instead solves for the level payment that exactly exhausts the balance over the term you set, which can be higher than 4% for shorter periods.

API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti jẹ́ ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - kò ní bọ́tìnì kan tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Anything you omit uses the same default this page is pre-filled with; an unknown parameter is a 400, never a silent zero. Ka àwọn àkọlé API kíkún →

Àwọn Ààyè Ìjánu-ìṣàmúlò-ètò

GET https://calculator.free/api/v1/annuity-payout/

curl

curl "https://calculator.free/api/v1/annuity-payout/?principal=500000&rate=5&years=20"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/annuity-payout/?" + new URLSearchParams({
    "principal": "500000",
    "rate": "5",
    "years": "20"
  }));
const data = await r.json();
console.log(data.results);

Results are estimates for general guidance only, not financial, medical or tax advice.

Àkóónú ìṣàmúlò-ètò yìí

Àwọn Àtòjọ-ẹ̀yàn

Àwọn Ìṣàmúlò-ètò Ìṣàmúlò-ètò

Àwọn Ààyè Ìjánu-ìṣàmúlò-ètò

curl

JavaScript fetch()

JavaScript `fetch()`