Àwọn Ìṣàmúlò-ètò

Fi àwọn ìpamọ́ ìgbà ìṣẹ̀dà rẹ̀ pamọ́ láti inú àwọn ìṣàmúlò-ètò rẹ̀ àti àwọn ìṣàmúlò-ètò tí a níretì.

Àwọn ìṣàmúlò-ètò lọ́wọ́lọ́wọ́

Ògó Ìjáde

Àwọn ìpamọ́ lọ́wọ́lọ́wọ́

Àwọn ìṣàmúlò-ètò

Àwọn Ìjánu-ìṣàmúlò-ètò ?

Ló láti ṣàfihàn àwọn ìpamọ́ nínú owó ọjọ́ yìí (ìbárá ìṣàfarawé).

Ìdídé àwọn ìṣàmúlò-ètò ?

Fi àwọn ìṣàmúlò-ètò rẹ̀ pamọ́ sí àwọn ìpéwọ̀n yìí ní gbogbo odun.

Ìgbà ìdáràn nínú ìjánu-ìṣàmúlò-ètò —

Àwọn àwọn ìṣàmúlò-ètò —

Ìṣàmúlò-ètò —

Nínú owó ọjọ́ yìí —

Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò

Ńlà àwọn àwọn ààtò àtòjọ-ẹ̀yàn yìí?

Àkóónú ìṣàmúlò-ètò yìí

A retirement calculator projects how much your savings could grow by the time you retire, from your current age, retirement age, current balance, monthly contribution and an expected annual return. Each month it adds your contribution and applies one-twelfth of the return to the running balance, compounding year after year until your retirement age, then splits the final pot into what you paid in versus what investment growth added.

For example, starting at age 30 with 20,000 saved and adding 500 a month at a 6% annual return, the balance grows to roughly 875,000 by age 65. Of that, only about 230,000 is money you actually contributed — the remaining 640,000 or so is compound growth. Set an inflation rate under advanced options to also see the pot in today’s money.

Use it to check whether your saving rate is on track, to see how retiring a few years later or nudging up the monthly contribution changes the outcome, and to grasp how much of a nest egg comes from decades of compounding rather than from deposits alone.

Àwọn Àtòjọ-ẹ̀yàn

Ìgbà wo ní mò fi gbàgbọ́?

Long-run stock-market yiyọ kuro ti ni itan-akọọlẹ ti o wa ni ayika 6-7% lẹhin inflation, ṣugbọn yiyọ kuro ko ni aabo ati pe o yatọ lati ọdun si ọdun. Lo nọmba ti o ni aabo fun iṣeto.

Ńlá àwọn ààtò àtòjọ-ẹ̀yàn?

Kò - ó ń sọ̀rọ̀ àwọn àwọn ìdáràn. Àwọn àwọn à

Igba wo ni mo yẹ ki n fi owo pamọ́ ni gbogbo oṣù fun ipari iṣẹ́ mi?

Ó dájú nípa àwọn ààyè tí o fẹ́, ìgbà rẹ̀ àti àwọn ìṣàmúlò-ètò tí o fẹ́. Fi àwọn ìṣàmúlò-ètò oṣù kan àti ìṣàmúlò-ètò rẹ̀ lọ́wọ́lọ́wọ́ lọ́wọ́lọ́wọ́ titi tí ìbàlẹ̀ nínú ìṣàmúlò-ètò náà fi déna àwọn

Ńbí tí a bá bẹrẹ ìpamọ́ ní àkójọ́, ò lè jẹ́ pé ò lè yatọ̀ jú?

Ya, nitorí àwọn ìrànwọ́ tí a ṣe nínú àwọn oṣù kẹ́tà rẹ̀ tí wọ́n tí wọ́n tí n pọ̀jú nínú oṣù mẹ́tà tabi meji. Jẹ́ kí o fi àwọn oṣù lọ́wọ́lọ́wọ́ nígbà tí o bá fi gbogbo àwọn ohun mìíràn pamọ́ láti wó bí o tí wúlò jú nígbà tí o bá jẹ́ pé o tí n pọ̀jú nígbà tí o bá jẹ́ agbẹ̀jọro.

Kini àwọn àwọn ààtòjú àwọn "nínú owó ọjọ́ yìí"?

It discounts the projected balance back by your assumed inflation rate, so a future 875,000 might be worth far less in purchasing power. It answers what the pot would buy in today’s prices rather than the raw future number.

Ń lè fi ìdí mì pọ̀ jú lọ́wọ́lọ́wọ́?

Ya. Fi àwọn ìṣàmúlò-ètò ìbálẹ̀ ìbálẹ̀ ìgbà lọ́wọ́lọ́wọ́ ààyè-iṣẹ́ ìgbà ìṣàmúlò-ètò ìgbà, àti àwọn ìṣàmúlò-ètò ìbálẹ̀ ìbálẹ̀ ìgbà lọ́wọ́lọ́wọ́ rẹ̀ nípa àwọn ìṣàmúlò-ètò ìbálẹ̀ àwọn ìṣàmúlò-ètò ìgbà nípa àwọn ìṣàmúlò-ètò ìṣàmúlò-ètò ìṣàmúlò-ètò.

API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti jẹ́ ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - kò ní bọ́tìnì kan tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Anything you omit uses the same default this page is pre-filled with; an unknown parameter is a 400, never a silent zero. Ka àwọn àkọlé API kíkún →

Àwọn Ààyè Ìjánu-ìṣàmúlò-ètò

GET https://calculator.free/api/v1/retirement/

curl

curl "https://calculator.free/api/v1/retirement/?current_age=30&retire_age=65&current_savings=20000&contribution=500&return_rate=6"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/retirement/?" + new URLSearchParams({
    "current_age": "30",
    "retire_age": "65",
    "current_savings": "20000",
    "contribution": "500",
    "return_rate": "6"
  }));
const data = await r.json();
console.log(data.results);

Results are estimates for general guidance only, not financial, medical or tax advice.

Àkóónú ìṣàmúlò-ètò yìí

Àwọn Àtòjọ-ẹ̀yàn