Retirment Kalkülatory
Siziň ätiýaçlyk zadyňyzy siziň paýyňyzdan we umyt edilen gerimden proýekt ediň.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
A retirement calculator projects how much your savings could grow by the time you retire, from your current age, retirement age, current balance, monthly contribution and an expected annual return. Each month it adds your contribution and applies one-twelfth of the return to the running balance, compounding year after year until your retirement age, then splits the final pot into what you paid in versus what investment growth added.
For example, starting at age 30 with 20,000 saved and adding 500 a month at a 6% annual return, the balance grows to roughly 875,000 by age 65. Of that, only about 230,000 is money you actually contributed — the remaining 640,000 or so is compound growth. Set an inflation rate under advanced options to also see the pot in today’s money.
Use it to check whether your saving rate is on track, to see how retiring a few years later or nudging up the monthly contribution changes the outcome, and to grasp how much of a nest egg comes from decades of compounding rather than from deposits alone.
Köp soralýan soraglar
Näçe gerim töleg gerek?
Long-term stock-market returns have historically averaged around 6-7% after inflation, but returns are not guaranteed and vary year to year. Use a conservative figure for planning.
Bu inflýasiýa üçinmi?
Haýal däl - ol nominal balansy proýekt edýär. Bu günki pulda pikir etmek üçin, real gerimi (siziň garaşylan gerimiňizden garaşylan inflýasiýany aýyrmak) töleg hökmünde ullan.
Men her aý ätiýaçlyk üçin näçe saklamaly?
Bu siziň maksatly poçtaňyza, ýaşyňyza we umyt edýän girdäňize bagly. Bir aýlyk paýnama giriz we ony ätiýaçlyk balansy isleýän sanyňyza ýetene çenli düzelt - kalkulýator siziň mukdary üýtgetýäniňizde netijäni täzelemegi görkezer.
Gaýd etmäni öň başlamak hakykatda bunça bir tapawudy döredi mi?
Eý, siziň ýigrimileriňizde edilen goşantlar bir ýa iki ýyla çenli artýar. Häzirki ýaşy öňe geçirip synanyşanyňyzda, başga zatlary dik saklaň we işden çykanda balansyň näçe uly boljakdygyny göriň.
"Bu günki pulda" san näme?
Bu, planlanan balansy siziň kabul edilen inflýasiýa derejeňiz bilen diskaunt edýär, şundan geljekki 875,000 satyn alyş güýji boýunça has az bahaly bolup biler. Bu, geljekki näçeden has köp, şu günki bahalarda potyň näme satyn aljakdygyna jogap berýär.
Men her ýyl öz paýymy artdyryp bilermi?
Eý. Öňdebaryjy opsiýalar içinde her ýylky paýyň artmagyny belle, we hasapçy her ýylky aýlyk paýyňyzy şol göterim bilen artdyrar - umyt edilen aýlyk artmalary bilen deňleşmek üçin peýdaly.
API — bu hasapçyny koddan ullan
Bu hasapçyny boş JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Siziň goýmaýan hernäňiz şu sahypanyň öň bellenen öň bellenenini ulanýar; namydar parametr 400, hiç wagt sessiz sıfır däl. Eňlisçe senedleri oka →
Endpoint
GET https://calculator.free/api/v1/retirement/curl
curl "https://calculator.free/api/v1/retirement/?current_age=30&retire_age=65¤t_savings=20000&contribution=500&return_rate=6"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/retirement/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"current_savings": "20000",
"contribution": "500",
"return_rate": "6"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, saglyk ýa-da salgyt maslahaty üçin däl.